Insurance for People with Medical Conditions

1. Insurance for People with Medical Conditions: A Favorable Option • If you have a medical condition, you know that finding affordable health insurance can be difficult. Traditional insurers may have denied you coverage, or you may simply be unable to afford the high premiums they charge. • Apreferred medical plan is a type of insurance that covers people with pre-existing medical conditions. It is a more affordable than traditional health insurance, and it can be easier to qualify for coverage.

2. What is health insurance? • Health insurance can protect you from large medical bills if you are hospitalized or have an accident. It can also help cover costs for doctor’s visits, prescription drugs and other treatments. •  Depending on the plan you choose, health insurance may also cover birth control, maternity care and emergency surgery. • When choosing a health insurance plan, it is important to consider your needs as well as those of your family members. Some plans have lower premiums for families with children, while others offer discounts for seniors.

3. Health Insurance Policy • Another type of health insurance policy is called a specific medical policy. A specific medical policy covers expenses for medically related items and services.  • You must meet certain eligibility requirements before your policy will cover your expenses. There are also co-pays and other costs that may apply.