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www.bankmitrabc.co.in - The CSP Apply concept offers the scope to the educated rural youth to offer kiosk banking services to the rural population. It serves two basic purposes and first we would like to say that the rural folk can now come under the ambit of formal banking. This is also a scope to rural educated but unemployed youths to make a career with the Indian banking industry.<br>
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The Bank Mitra Concept: • As you are planning to opt for a Digital CSP Apply, your position will be that of a Bank Mitra. You are a representative of the bank at the rural level and the role is to offer formal banking services to the villagers. This is a concept, which allows a person to open bank accounts with minimum documents. You can target the migrant labor community and educate them that via this method, they can send money home easily. The only drawback is that a CSP location will have to handle cash volumes on a limited scale.
The Kiosk Bank Concept offers the Educated Rural Youth A Scope to Earn A Decent Living Closer To Home • It is after you complete education as a rural youth there are perhaps plans to migrate to the big city in search of employment. The migration to the big cities from the villages is a trend for a long time and you perhaps have a similar plan. It is precisely at this stage we would like to throw up a big surprise by suggesting that you can build up a nice career with the Indian banking industry at the village level. This will sound absurd initially but as you check out the details, one will find the scope to be real. Let me now introduce you to the concept of a kiosk bank and this is the latest banking reform introduced by the RBI. • The blueprint prepared by the RBI is about penetrating deep into the hinterland with formal banking services. There is cash generated at the rural areas but perhaps not significant enough for a nationalized bank to open a format branch. It is precisely in such a scenario that the Kiosk Bank model comes into play. It is a concept where the RBI allows banks under its fold to appoint Bank Mitra posts at the village level. You are surely educated and if one has basic understanding of computer technology, there is scope to apply. Today most banks under the purview of RBI are appointing the Bank Mitra posts and you have the liberty to select. • If you boast of a clean police record there is no reason why you cannot apply and you must contact a CSP Provider. You must set up a customer service point and it is precisely at this stage we would like to say something. This is a retail outlet and this point should operate as your work station. One needs to be careful on selecting this retail space and look to identify a location, which is at a significant distance from any nationalized bank branch. Your role is to convince the rural folk and bring them under the formal economy by opening their bank accounts. If the CSP location is too close to a formal branch, a potential customer may find it convenient to deal with an official branch rather than you. • It is only once you have selected the location carefully; it would be prudent to contact a CSP provider. The permission to operate a CSP and as a Bank Mitra should come soon. You could start work and the primary role here will be to introduce the rural folk to formal banking. One can help them to open bank accounts and assist them through the operations. They can deposit, withdraw cash and also place the order for cheque books. The commissions are lucrative and we would like to say that there is scope for more work. One can also sell insurance policies for LIC and recharge coupons for prepaid mobile connections. It is a nice earnings opportunity for the educated rural youth and one must not miss out this golden scope. You no longer need to migrate to the city in search of a live hood. KIOSK BANKING
What is a CSP? • DIGITAL CSP APPLY • It is recently that the RBI has undertaken a push to bring vast areas of the Indian hinterland into the formal banking fold. This was long pending and we would like to say that you can benefit from it. One can opt for a digital CSP apply and make a career in the Indian banking system. Are you an unemployed educated youth at the village level? If you have basic computer knowledge one can look to earn nice money by offering formal banking services to the rural population. • One can always Apply for CSP, but prior to that, it is important to get an understanding of the concept. The term refers to a customer service point and this will be the area of operations for you. It is a retail outlet and while selecting this spot, one must make sure that it should be at some significant distance from any formal bank branch. If you are located too close to a bank branch a customer may avoid you and prefer to visit the bank branch rather. You Can Offer More Than Formal Banking: There are more reasons beyond banking for us to suggest that you apply for CSP. It is from this location a Bank Mitra can also sell insurance policies for LIC. There is scope to sell pension plans and you can even recharge prepaid mobiles. The commissions for offering core banking are lucrative and alongside these is additional income scope for a Bank Mitra. There is scope to earn big money right at the village level. Lucrative Earnings Prospects on offer for People Placing The Digital CSP Apply
It is of late that there has been much enthusiasm amidst the rural educated youth regarding the CSP bank concept and you are surely a bit inquisitive. We would like to say that it is an initiative undertaken by the RBI to reach out with banking into the hinterlands of the country. There are vast areas of our country, which are yet to receive the benefits of formal banking. Hence, the savings of the rural folk in these areas fall prey to dubious chit fund companies. These savings go in waste and hence via the CSP model, the central bank is looking to make sure that the rural savings are reflected in the formal economy. The Process to Opt for A SBI CSP Apply What precisely is it about? The CSP Bank is a concept where the bank can appoint an official representative to offer banking services in such areas. The volume of banking transactions at these spots are significantly lower and it will not be profitable for the bank to set up a branch. However, the customer service point branch is about a single person representing a bank. It is normal that the cost of operations is significantly lower and the point can now see profits. The rural folk now come under the purview of formal banking and can participate in the growth story of India. You can set up the CSP point and earn handsome payouts in the process.
CSP Point Setup This concept offers a scope to earn money but without having to migrate to the big cities. Therefore, the concept is popular and you would love to opt for a SBI CSP Apply. The first point we would like to place here is that this income proposal is only for the unemployed youth. If you are jobless one can surely apply but provided you have basic computer knowledge. You will be operating a complete banking branch but on a smaller scale and hence computer knowledge is a basic criterion. One will also need to have retail space because this is your customer service point. There is a need to be careful while selecting this location and it must be at a significant distance from an official bank branch. You are sure to lose out on customers if an official bank branch is located in close vicinity. It is alongside you will need to place a police report to show that you have a clean track record. What can you offer from the CSP point? You should easily be able to meet this criterion and the SBI CSP apply should receive quick sanction. It is now you can offer comprehensive banking services to the rural folk. The brand of SBI will allow you to communicate confidently with the rural folk. One can help the villagers to open bank accounts and offer normal banking services. It is alongside there is scope to sell insurance policies for LIC and pension plans. The payout structure is lucrative and you can take home nice money. It is a nice career option for the rural educated youth.
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