Presentation Transcript

1. EXTREME COUPONING

   Presented by Amber Paxton City of Lansing Office of Financial Empowerment 517.483.4530 amber.paxton@lansingmi.gov For use in the Lansing Community College, Business & Community Institute Personal and Consumer Finance course for the City of Lansing Financial Empowerment Center.
2. Today we will cover: Getting started – where are the resources? Amber’s Top Tips The magic of combining sales with coupons What to watch out for so you do not waste money Get Rite-Aid to pay YOU! Questions
3. Getting Started Where are the resources? www.krazycouponlady.com (“like” them on Facebook!) Your Sunday newspaper, OR www.smartsource.com and www.redplum.com, OR both! www.coupons.com and www.couponnetwork.com www.meijermadness.com Proctor and Gamble coupons in your Sunday paper, usually the last Sunday of the month Download coupons from Meijer.com (mPerks) and Kroger.com
4. Getting Started Where are the resources? "Catalinas" aka “register rewards” aka "Your Bucks" Meijer and Kroger use the same Catalinas! Go to www.couponnetwork.com and click on "Your Bucks Offers". These are money OYNO (“on your next order”) but you can use them as separate transactions on the same trip.
5. Amber’s Top Tips If you “Buy One Get One Free”, you are buying TWO items – use TWO coupons! Clip and organize everything, THEN look at the store’s weekly ad and THEN look for coupons and make list. Be organized – use an envelope or binder system and clean it out regularly – preferably every week. What’s for dinner = what’s on sale! Buy grocery items ONLY at the grocery store, and drugstore items ONLY at the drug store (mostly!) Stockpile, stockpile, stockpile!
6. The Magic of Combining Sales with Coupons You can “stack” one manufacturer’s coupon and one store coupon AND a sale price – the “perfect storm.” Remember to use more than one coupon wherever possible and to use double coupons (Meijer will double up to .50 – so will Kroger but must have a Kroger card). Kroger will not allow you to combine any other coupon with a digital coupon – with Meijer, print out your mPerks list and check whether they are store or manufacturer.
7. What to watch out for so you donot waste money… If you don’t need it, don’t buy it – unless it is FREE. That said, use couponing to buy things you would otherwise consider “not in your budget”. Watch the screen as your order is being rung up – I’ve caught mistakes more times than I can count! Know the store’s policy about “stacking” Know, before you enter the store, how many of each item you’ll be purchasing If your coupons do not work for whatever reason, do NOT be shy about asking them to return the item.
8. Get Rite-Aid to pay YOU! Get a Rite-Aid +Up Rewards card and use it every time you shop – I have earned so many points on my card that I now receive 10% off of every purchase. The card alone will get you 10% off anything that is Rite-Aid Brand Use www.krazycouponlady.com and the Rite-Aid circular to identify items with +Up Rewards Know the item number limit Using this system you could have purchased:
9. Rite Aid – real example Week 1 (Week of Oct 14, 2012) TRANSACTION #1: Buy 1 Stayfree Maxi Pads, 14-24 ct and 1 o.b. Tampons, 18 ct $3.00 each, when you buy 2 Buy 2, Receive $2.00 +Up Reward, Limit 2 Use one $2.00/1 Stayfree product, limit one coupon per person, no more than 4 coupons of any kind for the same product in the same transaction from SS 8/26 (exp 10/15) And use one $1.00/1 – O.B Tampons, Excludes Trial Size, Limit 4 Like Coupons in Same Shopping Trip – (walmart.com) Pay $3.00, Receive $2.00 +Up Reward Buy 1 Blistex Moisture Melt Lip Balm, 0.35 oz $2.50 Buy 1, Receive $2.50 +Up Reward, Limit 1 Pay $2.50, Receive $2.50 +Up Reward Buy 3 Trident Gum, 9-18 ct $1.00 each, when you buy 3 Buy 3, Receive $1.00 +Up Reward, Limit 4 Use one $1.00/3 – Trident Gums – (facebook.com) Or $1.00/3 Trident Single Packs from SS 10/14 (exp 11/30) Pay $2.00, Receive $1.00 +Up Reward Total: Pay $7.50, Receive $2.00, $2.50 and $1.00 +Up Rewards
10. Rite Aid – real example Week 1 (Week of Oct 14, 2012) TRANSACTION #2: Buy 1 Advil Congestion Relief, 10 ct $6.00 Submit for $6.00 Mail-in-Rebate from RP 10/14 Pay $6,00, Receive $6.00 Rebate Total: $6.00, Use $2.00, $2.50 and $1.00 +Ups from transaction #1, Pay $0.50, Submit for $6.00 Rebate Grand Total: $8.00 with $6.00 Mail-In Rebate so $2.00 plus tax for $17.50 worth of product!
11. Rite Aid – real example (cont'd) Week 2 (Week of Oct 21, 2012) Buy 1 Nexxus Color Assure Shampoo, 13.5 oz $10.99, regular price Buy 1 Nexxus Ultimate Moisture Conditioner, 5.1 oz $10.49, regular price Spend $20.00, Receive $10.00 +Up Reward, Use two $3.00/1 – Nexxus Hair Care or Styling Item, excludes trial/travel size, Manufacturer Coupon – (target.com) Use one $2.00/1 – Nexxus Hair Care Product – (adperk.com) Pay $13.48, Receive $10.00 +Up Rewards Buy 2 Dove Men’s Body Wash, 13.5 oz $3.50 each, when you buy 2 Buy 2, Receive $2.00 +Up Reward through 10/30, Limit 3 Use two $2.00/1 Dove Men+Care Body and Face Wash, 13 oz or larger or Active Clean Shower Tool, Limit of 2 like coupons per shopping trip from RP 9/30 (exp 10/28) Pay $3.00, Receive $2.00 +Up Reward Buy 2 Luden’s Cough Drops, 25-30 ct $1.00 each, when you buy 2 Buy 1, Submit for $0.50 Single Check Rebate, Limit 2 Use one $1.00/2 – Luden’s Cough Drops, 25ct or 30ct – (coupons.smartsource.com) Or $1.00/2 Luden’s, 25 or 30 ct from SS 10/21 (exp 1/31) Pay $1.00, Submit two $0.50 Single Check Rebates Total: $17.48, Receive $10.00 and $2.00 +Up Rewards and Submit two $0.50 Single Check Rebates Grand Total: $17.48, Receive $10.00 and $2.00 +Up Rewards and Submit for two $0.50 Single Check Rebates so $4.48 plus tax for almost $30.00 worth of product!
12. Combining Example: Step 1 Catalina (Savings $10.00) Meijer week of Aug 28: Catalina + Coupons + Sale = $38.36 in FREE FOOD www.couponnetwork.com, "Your Bucks Offers"
13. Combining Example: Step 2 Coupons (Savings $11) Printable coupons included: $1.00 off (2) Kraft Dressing (printed it twice) $1.00 off (1) Kraft Singles (printed it twice) $1.00 off (1) Kraft Mayo (printed it twice) $1.00 off (2) Kraft Shredded Cheese $1.00 off (1) Oscar Mayer Deli Fresh Cuts (printed it twice) $1.00 off (1) Maxwell House $1.00 off (1) Planters NUT*rition $1.00 off 4-pack of Easy Mac Dinner Cups
14. Combining Example: Step 3 On Sale (Savings $17.36) Kraft salad dressings on sale $1.79 Kraft Mayo on sale 2 for $5 Maxwell House on sale $5.99 Oscar Mayer deli fresh cold cuts on sale 2 for $5 Kraft Shredded cheese on sale $1.88 Kraft singles cheese on sale 2 for $5
15. Thank you! Questions? Amber Paxton City of Lansing Office of Financial Empowerment 517.483.4530 amber.paxton@lansingmi.gov