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Planning for the Third Act: Navigating Aging Challenges and Opportunities

Explore strategies for aging effectively and creatively by planning for the different stages of aging, from early retirement to late aging. Learn how to prevent common aging plagues through self-determination, visioning, and planning. Discover housing options and resources to support aging in place, find community connections, and develop a plan for managing the physical, mental, and emotional aspects of aging. Get insights on trends such as NORCs, CCRCs, co-housing, and granny cottages, and access additional information from reputable sources.

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Planning for the Third Act: Navigating Aging Challenges and Opportunities

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  1. Presentation Title AGING CREATIVELY: How Boomers Can Keep from Going Bust 2009 UCC General Synod Bryan W. Sickbert CEO - CHHSM

  2. Facts • 2018: 10,000 people will turn 65 each day • People over 85 are the fastest growing age demographic in the US • 89% of Boomers (born between ’46 & ’64) say they want to grow old in their present home • 70% of people spend the rest of their life in the place where they celebrated their 65th birthday.

  3. Your Vision for the Last 3rd of Life • Where do you want to live? • What do you want to do? • How would you like to die?

  4. The Three Plagues of Aging* • Loneliness • Helplessness • Boredom * Dr. William Thomas, Founder, The Eden Alternative

  5. Preventing the Plagues • Self-determination • Visioning • Planning Minimize the physical, mental and emotional complications of aging.

  6. Three Stages of Contemporary Aging • Early “Retirement”: 60’s-70’s • Early Aging: 70’s – 80’s • Late Aging: 85 +

  7. Early Retirement • Minimal diminishment • Continue work or semi-retirement • Volunteerism • Recreation, hobbies, travel • Live independently • Caregiver for parents, grandchildren, friends • Economic lifestyle changes

  8. Stage 1 Planning Factors • Visioning – Imagine Possibilities • Healthy lifestyle changes • Constraints – family issues, finances, health • Values – what is important to continue and what can be left behind

  9. Early Aging • Diminished physical and/or mental capacity • Chronic health ailments and increased healthcare expense • Mobility issues • Grief: “I just can’t do what I used to.”

  10. Stage 2 Planning Factors • Housing/community • Access/affordability of health care and social services • Access to transportation • Discover/create new sources of meaning

  11. Late Aging • Serious diminishment of physical and/or mental capacity with multiple symptoms • Serious lack of mobility • Need for assistance with at least 3 ADL’s • Social isolation • Heavy medication regimen, frequent medical appointments/hospitalizations • Recognition by self/others that death is near Good planning can forestall the onset and shorten the time spent in the Late Aging Stage.

  12. Stage 3 Planning Factors • Final directives • Financial issues – medical insurance • Housing: access to services • Family caregiver resources & expectations

  13. Trends and Resources • Aging in Place Movement: • “Not having to move from one’s present residence in order to secure necessary support services in response to changing need.” Journal of Housing for the Elderly

  14. Trends and Resources • NORC: Naturally Occurring Retirement Community • Community, neighborhood or single building where residents remain for many years and age as neighbors. Residents organize and/or the market recognizes the opportunity to provide services. 27% of people over 65 live in NORCs.

  15. Trends and Resources • CCRCs: Continuing Care Retirement Communities • Offer a full continuum of services to the aging from independent living units to nursing home care.

  16. Trends and Resources • Co-Housing: • A planned community or single large residence where residents share a variety of responsibilities and social interactions, including cooking, maintenance, transportation, short-term care giving.

  17. Trends and Resources • Granny Cottages: • “Second units” added to children’s or even close friends’ or other relatives’ homes that provide independent living. A step away from living “with the kids” that can have advantages for both.

  18. More Information • Seniorresource.com (Aging in Place) • AARP.com (general information) • Helpguide.org (general information) • Cohousing.org (cohousing communities) • Edenalt.org (Innovative LT care) • AAHSA.org (non-profit communities) • CHHSM.org (UCC Communities)

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