Things to Keep in Mind While Buying a Used Vehicle

1. Things to Keep in Mind While Buying a Used Vehicle Editors@autoblish.com Autoblish.com

2. In this slide, you will get to know more about the things to know before buying a used car. Nowadays, well-known car brands have entered the used car segment and India’s or- ganized used car industry is on the rise. So, you have lots of options. However, you need to be observant and cautious while pursuing those options.

3. Things to Check Before Buying A Used Car: Check Car Status Maintenance Records Check Registration Certificate Car Insurance Transfer of No Claim Bonus

4. Check Car Status Once you have zeroed in on the car, it is important to pay attention to the smallest of details to arrive at a buying de- cision. If you are well-versed in the techni- cal aspects of a car, you can inspect the vehicle yourself or take the help of a trust- ed mechanic. Things may seem normal from the outside, but; A skilled mechanic will be able to pinpoint whether there was a cover-up with regard to the exterior and if the engine, along with other parts, is worth the price.

5. Maintenance Records Some car owners keep meticulous servicing records. Receipts filed with them and dates noted. On the other hand, some owners do not give much thought to the maintenance of records. They make a mental note of the number of visits to the service center in a year and the type of service done.

6. Check Registration Certificate Check the authenticity of the reg- istration certificate of the vehicle. It will have the name of the owner and the details of the car – engine number, chassis number, etc. The certificate must be original. If it is a du- plicate, it will be marked as DRC. In that case, talk to the seller about the DRC status and check in which state the car is regis- tered. If you want to move to another state, the car must be registered with the Regional Transport Office (RTO) of that state. After purchasing the vehicle, your name should appear on the registration certificate.

7. Car Insurance When buying a second-hand car, the insurance of the old car has to be transferred to the name of the new owner. If the seller doesn’t actively do so, it is the buyer’s responsibility to move it. Legal problems can arise if the car insurance is not transferred in the name of the new owner and the vehicle is involved in an accident or other unfortunate incidents.

8. Transfer of No Claim Bonus This point is related to car insurance. NCB is a bonus. This is a reward for not filing a claim during the policy term. Hence, it is known as the No Claim Bonus (NCB). This bonus may entitle you to a discount while renewing your car com- prehensive insurance policy. Such a bonus is linked to the owner of the car and not the car. The No Claim Bonus can be transferred from the old car of the owner to the new car of the same owner but not from the seller to the buyer. There- fore, it can be taken into account when the owner sells the old car and acquires a new one.

9. Why Should You Transfer Car Ownership? The details of the new car owner should be reflected in the registration certificate of the car. For that, you have to follow the proce- dure prescribed by the RTO of your area. In the case of a broker or a used car company, the transfer of ownership process is also done by the broker/company.

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