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PERSONAL PROSPERITY

PERSONAL PROSPERITY. The Science of . . . The Science of Personal Prosperity. Behavioral Intelligence. Financial Intelligence. High Impact Motivators. Critical Information. Community Intelligence. More than Ourselves. SPONTANEOUS ACCUMULATION. The Science of Personal Prosperity.

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PERSONAL PROSPERITY

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  1. PERSONALPROSPERITY The Science of . . . The Science of Personal Prosperity

  2. Behavioral Intelligence Financial Intelligence High Impact Motivators Critical Information Community Intelligence More than Ourselves SPONTANEOUS ACCUMULATION The Science of Personal Prosperity

  3. Spontaneous Accumulation SPONTANEOUS ACCUMULATION Internal Source Needs to be activated The Science of Personal Prosperity

  4. Behavioral Intelligence Financial Intelligence High Impact Motivators Critical Information Community Intelligence More than Ourselves The Science of Personal Prosperity

  5. Behavioral Intelligence Behavioral Intelligence The High Impact Motivators Motivational ‘Stones’ Predictably Irrational http://www.pbs.org/wgbh/nova/body/mind-over-money.html High Impact Motivators Early/Comprehensive Education – Doesn’t Work http://www.clevelandfed.org/research/workpaper/2008/wp0803.pdf 89% of Divorces – Money Financial Advisors – Worse than Their Clients Financial Chaos – Worst Workplace Problem Education + Income + . . . = Bankruptcy Education + Income = U.A.W.s Investment Fraud – Financially Literate Investors Win Lottery – 85% Report Quality of Life Down Pro Athletes – 72% Bankrupt within 2 Years Inherit – 85% of Wealth Gone By Second Generation Single Objective Obsessions The Science of Personal Prosperity

  6. Behavioral Intelligence The High Impact Motivators Spontaneous / Automatic Solutions Inspired by Expected Success Integration with Intrinsic Personal Values Pivotal Partner Participation Communities of Shared Commitment Compelling Examples of Success Real-time Coaching/Mentoring The ‘Quest’ Mentality Setbacks are ‘Embryos of Solutions’ Mentality Proactive Performance Tracking and Rewards ‘Vision’ Beyond Yourself Crucial Information Sources The Science of Personal Prosperity

  7. Behavioral Intelligence Financial Intelligence High Impact Motivators Critical Information Community Intelligence More than Ourselves The Science of Personal Prosperity

  8. Financial Intelligence Financial Intelligence Critical Information The Science of Personal Prosperity

  9. Financial Intelligence THREE PRIMARY OBJECTIVES STRATEGIES THAT WORK INFORMATION THAT EMPOWERS POINT OF CHOICETM TARGET The Science of Personal Prosperity

  10. Financial Intelligence STRATEGIES THAT WORK Home Purchase 401(k) Participation – Elder Ashton Accelerated Debt Reduction Million Dollar Choices ™ Income Real Estate Owning Your Own Business Mentors Marriage The Science of Personal Prosperity

  11. Financial Intelligence STRATEGIES THAT WORK Home Purchase 401(k) Participation – Elder Ashton Accelerated Debt Reduction Million Dollar Choices ™ Income Real Estate Owning Your Own Business Mentors Marriage Staying Healthy The Science of Personal Prosperity

  12. Financial Intelligence STRATEGIES THAT WORK Home Purchase 401(k) Participation – Elder Ashton Accelerated Debt Reduction Million Dollar Choices ™ Income Real Estate Owning Your Own Business Mentors Marriage Staying Healthy Optimism The Science of Personal Prosperity

  13. Financial Intelligence STRATEGIES THAT WORK What Doesn’t Work Debt Consolidation Loans Home Purchase Investment Life Insurance 401(k) Participation Accelerated Debt Reduction The Quest for Higher than Expected Yields Million Dollar Choices ™ Traditional Budgeting Income Real Estate Rent-to-Own Purchase Contracts Owning Your Own Business Pay-day Loans – Tax Anticipation Loans Mentors Two-Income Households Marriage Economic Outpatient Care Staying Healthy Traditional Financial Planning Education Optimism Financial Advisors – Success by Appearance The Science of Personal Prosperity

  14. Financial Intelligence INFORMATION THAT EMPOWERS INSIGHTFUL SURPRISINGLY OBJECTIVE USER FRIENDLY S.I.O.U. CONTENT 1 - Content is reliable, insightful, unbiased and rich 2 - Resource links are to reliable sites 3 - Content provides answers to assigned topic questions 4 - I would personally visit this site to purchase/research 5 - Content compared with similar web sites 6 - The site interactively connects information to challenge DESIGN 7 - Links on the site work properly 8 - Web page organized so information is readily accessible to users 9 - The site allows users to easily search within the website CREDIBILITY 10 - The site has been honored by independent research/award groups 11 - Contact information is provided 12 - The site states when the page was last updated The Science of Personal Prosperity

  15. Financial Intelligence The Science of Personal Prosperity

  16. Financial Intelligence www.mint.com www.pricegrabber.com www.consumersearch.com www.zillow.com www.powerpay.org www.usa.gov www.glassdoor.com www.privacyrights.org www.finance.cch.com The Science of Personal Prosperity

  17. Financial Intelligence www.mint.com www.pricegrabber.com www.consumersearch.com www.zillow.com www.powerpay.org www.usa.gov www.glassdoor.com www.privacyrights.org www.finance.cch.com The Science of Personal Prosperity

  18. Financial Intelligence The Science of Personal Prosperity

  19. Financial Intelligence Price Range Brand Bowl Amount Store Speeds Pulse Function The Science of Personal Prosperity

  20. Financial Intelligence www.destinationrx.com www.gasforfree.com www.creditkarma.com www.billshrink.com www.freeshipping.org www.voyij.com www.alternativeto.net www.recipematcher.org www.findabetterbank.com www.rentometer.com www.grooveshark.com www.brightscope.com www.whitefence.com www.costhelper.com The Science of Personal Prosperity

  21. Financial Intelligence The Science of Personal Prosperity

  22. Financial Intelligence Debt – you Owe it to YourselfTM Driving YourFutureTM The Wealth of Great HealthTM Prosperous Menu Planning Smarter HomeTM Mortgage Expenses Taxes – Personal and Business Business Valuation Expense Tracking Saving and Investment Fees Teenage Work Opportunities Scholarships/Financial Aid FICO Score Management Insurance The Science of Personal Prosperity

  23. Financial Intelligence SMART PHONE TECHNOLOGY The Science of Personal Prosperity

  24. Financial Intelligence The Science of Personal Prosperity

  25. POINT OF CHOICETM TARGET The Science of Personal Prosperity

  26. Behavioral Intelligence Financial Intelligence High Impact Motivators Critical Information Community Intelligence More than Ourselves The Science of Personal Prosperity

  27. Community Intelligence Community Intelligence More than Ourselves The Science of Personal Prosperity

  28. Community Intelligence Who do you choose to: . . . listen to . . . trust . . . follow . . . serve . . . select as friends . . . select as a marriage partner . . . be neighbors with . . . work with . . . select as professional partners . . . network professional prosperity . . . target as clients . . . form internet communities with The Science of Personal Prosperity

  29. Spiritual Intelligence A Flash of Creative Genius Spiritual Intelligence … after all we can do II Nephi 25:23

  30. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination 11 Therefore, be ye as wise as serpents and yet without sin; and I will order all things for your good, as fast as ye are able to receive them. Amen. Doctrine and Covenants 111:5-11 order all things

  31. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others • And he said unto him, Well, thou good servant: because thou hast been faithful in a very little, • Luke 19:17 have thou authority over ten cities.

  32. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values 41 But if ye will nourish the word, yea, nourish the tree as it beginneth to grow, by your faith with great diligence, and with patience, looking forward to the fruit thereof, it shall take root; and behold it shall be a tree springing up unto everlasting life. Alma 32:41 everlasting life

  33. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values Cycle of Prosperity 2 Yea, and we may see at the very time when he doth prosper his people, yea, in the increase of their fields, their flocks and their herds, and in gold, and in silver, and in all manner of precious things of every kind and art; sparing their lives, and delivering them out of the hands of their enemies; softening the hearts of their enemies that they should not declare wars against them; yea, and in fine, doing all things for the welfare and happiness of his people; yea, then is the time that they do harden their hearts, and do forget the Lord their God, and do trample under their feet the Holy One—yea, and this because of their ease, and their exceedingly great prosperity. 3 And thus we see that except the Lord doth chasten his people with many afflictions, yea, except he doth visit them with death and with terror, and with famine and with all manner of pestilence, they will not remember him. Helaman 12:2-3 chasten his people

  34. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values Cycle of Prosperity Communities of Prosperity • Every man seeking the interest of his neighbor, and doing all things with an eye single to the glory of God. • Doctrine and Covenants 82:19 interest of his neighbor • For if ye are not equal in earthly things ye cannot be equal in obtaining heavenly things; • Doctrine and Covenants 78:6

  35. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values Cycle of Prosperity Communities of Prosperity Debt is not prosperity 78 And again, verily I say unto you, concerning your debts—behold it is my will that you shall pay all your debts. Doctrine 104:78 pay all your debts

  36. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values Cycle of Prosperity Communities of Prosperity Debt is not prosperity Big Chunk Strategies 27 And see that all these things are done in wisdom and order; for it is not requisite that a man should run faster than he has strength. And again, it is expedient that he should be diligent, that thereby he might win the prize; therefore, all things must be done in order. Mosiah 4:27 wisdom and order

  37. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values Cycle of Prosperity Communities of Prosperity Debt is not prosperity Big Chunk Strategies ‘Get Rich Quick’ Brings Poverty hasteth to be rich 22 He that hasteth to be rich hath an evil eye, and considereth not that poverty shall come upon him. Proverbs 28:22

  38. Spiritual Intelligence A Flash of Creative Genius THE gift is the path – not a destination Authority to lead and multiply for others Everlasting Values Cycle of Prosperity Communities of Prosperity Debt is not prosperity Big Chunk Strategies ‘Get Rich Quick’ Brings Poverty Abide the Law • And they who remain shall also be quickened; nevertheless, they shall return again to their own place, to enjoy that which they are willing to receive, because they were not willing to enjoy that which they might have received. • All kingdoms have a law given; • Doctrine and Covenants 88:32, 36 law given

  39. Spiritual Intelligence A Flash of Creative Genius No matter our financial circumstances, we want to improve them. This, too, is good if it is not carried to an extreme. I am satisfied that the Father of us all does not wish His children to walk in poverty. He wants them to have comforts and some of the good things of the earth. In the Old Testament, He speaks of "a land flowing with milk and honey," of the fatlings of the flock , and of other things which indicate that He would have His children properly fed and clothed and sheltered, enjoying the comforts that come of the earth, but not to excess. It is when greed takes over, when we covet that which others have, that our affliction begins. And it can be a very sore and painful affliction. I commend to you the virtues of thrift and industry. In doing so, I do not wish you to be a "tightwad," if you will pardon that expression, or to be a freeloader, or anything of the kind. But it is the labor and the thrift of people that make a nation strong. It is work and thrift that make the family independent.” President Gordon B. Hinckley

  40. President Gordon B. Hinckley No matter our financial circumstances, we want to improve them. This, too, is good if it is not carried to an extreme. I am satisfied that the Father of us all does not wish His children to walk in poverty. He wants them to have comforts and some of the good things of the earth. In the Old Testament, He speaks of "a land flowing with milk and honey," of the fatlings of the flock, and of other things which indicate that He would have His children properly fed and clothed and sheltered, enjoying the comforts that come of the earth, but not to excess. It is when greed takes over, when we covet that which others have, that our affliction begins. And it can be a very sore and painful affliction. I commend to you the virtues of thrift and industry. In doing so, I do not wish you to be a "tightwad," if you will pardon that expression, or to be a freeloader, or anything of the kind. But it is the labor and the thrift of people that make a nation strong. It is work and thrift that make the family independent."

  41. Listen and Connect – Worship and Pray Worship God: Listen and Connect – Worship and Pray 32:9 More Than Once Each Week Pray For: 34 Heading: Pray for Spiritual and Temporal Blessings 32:23 Imparteth his word by angels to women and children 34:24 Cry Over Crops That we may prosper in them

  42. Personal Responsibility Listen and Connect – Worship and Pray Personal Responsibility 32:13 Repent - Inspired change 32:20 Work – Will bring the blessings 32:27 Experiment on the word 34:53 Do not procrastinate

  43. Inspiration Model - Desire to believe - Hope - Faith - Knowledge Listen and Connect – Worship and Pray Personal Responsibility Inspiration Model - Perfect Knowledge Answers not all at once 32:36 - Ye cannot know of a surety at first D&C 111:11 - order blessings as fast as you are able D&C 52:14 - A pattern in all things

  44. The Atonement of Christ . . . after all we can do II Nephi 25:23 Listen and Connect – Worship and Pray Personal Responsibility Inspiration Model Atonement fills our gaps

  45. Pray for and serve others Pray for the welfare of those around you Alma 34:27 Listen and Connect – Worship and Pray Personal Responsibility Inspiration Model Atonement fills our gaps Pray for and serve others If ye are not charitable ye are as dross Alma 34:29

  46. Be Gratefulfor what is already yours . . . that ye live in thanksgiving daily Alma 34:38 Listen and Connect – Worship and Pray Personal Responsibility Inspiration Model Atonement fills our gaps Pray for and serve others Be Grateful

  47. The Complete Plan - Needs - Wants They did minister unto them according to their wants – Alma 35:9 Listen and Connect – Worship and Pray Personal Responsibility Inspiration Model Atonement fills our gaps Pray for and serve others Be Grateful The Complete Plan - Tools They did give unto them lands for their inheritance Alma 35:9

  48. Luke 19 Multiply Resources • Zaccaeus • … a man that is a sinner • … “I give half of my goods to the poor” • … Taken anything by false accusation – I return four fold • … Jesus to Zaccaeus – this day is salvation come to this house • Nobleman and ten servants who he gave ten pounds • … The first gained ten pounds – Well done thou good and faithful servant – have thou authority over ten cities • … The second gained five pounds – Be thou also five cities • … Another laid his pound in a napkin for “I feared” – who gavest thou my money into the bank

  49. D&C 104:78-80 Pay Your Debts • It is my will that you shall pay all your debts • THE CHALLENGE • … your diligence • … humility • … prayer of faith • THE PROMISE • … will soften the hearts of those to whom you are in debt • … shall send means unto you for your deliverance • … will give you the victory • THIS ONCE - Obtain this blessing by: - I: - I will deliver you out of bondage

  50. Helaman 12:2-3 Stage 1 • … when he doth prosper his people • In the increase • Of their fields • Their flocks and their herds • In gold, and in silver • In all manner of precious things of every kind and art • Sparing their lives • Delivering them from their enemies • Softening the hearts of their enemies • Doing all things for the welfare and happiness of his people

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