The Effect of Heterogeneous Risk on the Adoption of Remote Banking Technologies Keldon J. Bauer Illinois State University Scott E. Hein Texas Tech University Introduction Bankers are adopting remote banking technologies for two primary reasons: It enhances their competitiveness.
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Keldon J. Bauer
Illinois State University
Scott E. Hein
Texas Tech University
2. They hope to reduce costs.
Table 1 - Logistic Regression of Internet Banking Banking Technologies
Table 2 - Conditional Logit Banking Technologies
Table 3 - Conditional Logit Banking Technologies