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What is a consumer-directed health plan (CDHP)?. Core concept is to increase consumer awareness about health care costs and provide incentives for consumers to consider costs when making health care decisions Health plan with a high deductible accompanied by a consumer-controlled savings account for health care High deductible health plan (HDHP) typically has deductible of at least $1000 for single coverage, but can be much higher Two primary types of health care savings accounts Health 1145

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