Documents Required for Home Loan

1. Know The Documents Required for Home Loan

2. What is Home Loan? Home loan is generally taken either to buy flat/house, construction of house or renovation. The property is taken as a security by the home loan lender. The property can either be commercial or personal in nature.

3. List of Documents Required for Home Loan The documents needed to get for a home loan depends upon the occupation of an applicant.

4. Property Documents The property documents required for home loan are: • Sales deed, stamped agreement of sale, or allotment letter. • NOC from the housing society or builder. • Possession certificate and land tax receipt form the land/land revenue/revenue department. • Detailed estimation of the construction cost. • Bank account statement or payment receipt detailing payment made to the seller or builder. • Occupancy certificate (for constructed apartments).

5. Identity Proof Several other documents required for home loan are- • Aadhaar • PAN • Voter ID • Passport • Driving License

6. Address Proof & Passport Sized Photograph • Any of the above identity proof document with the permanent address • Electricity bill • Telephone bill • Post-paid mobile bill • Water tax • Property tax receipt

7. THANK YOU • For further queries related to documents required for home loan, visit Bajaj Finserv official website at- https://www.bajajfinserv.in/documents-required-for-home-loan