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Do You need a Personal loan? Apply IDFC Bank Personal Loan

IDFC Bank offers best personal loan at minimum interset rate. IDFC Bank personal loan general -interest rates starts from 10.75 % p.a onwards. Available IDFC Bank personal loan amount is up to Rs 40 lakhs. Loan tenure starts from 12 to 60 months (from 3 to 60 months for IDFC Simple and IDFC Smart personal loans). <br><br>https://www.afinoz.com/idfc-bank/personal-loan

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Do You need a Personal loan? Apply IDFC Bank Personal Loan

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  1. Description IDFC Bank offers personal loan products that are quick, transparent, competitive, and yet are customized to address every need of yours. It provides loans for varied purposes such as travelling, wedding, business expansion, education abroad to name a few!  These loans are available with flexible tenures, highly competitive interest rates, nominal charges, and simple documentation.   IDFC Bank offers 3 distinct personal loan products, and you can choose the one as per your distinct needs. These personal loanproducts are as follows: • Simple Personal Loan • Smart Personal Loan • Personal Loan Balance Transfer

  2. Interest Rates & Charges - IDFC Bank Personal Loan

  3. Features and Benefits - IDFC Bank Personal Loan • IDFC Bank offers highly competitive interest rates on personal loans. The IDFC Bank interest rates starts from 10.75% p.a onwards. It follows the fixed rate of interest for its personal loans. The APR is kept in the range of 12 % to 19 %.  • The Completely transparent loan procedure • Flexible repayment period ranging from 12 to 60 months. Your EMI will be fixed depending on your eligibility and tenure. • Simplified documentation. You can even enjoy paperless approval on select IDFC First products. • Low prepayment charges of 3% of the outstanding balance, if you decide to pay your IDFC loan early • You do not need any guarantor to avail an IDFC personal loan • Optional loan protect/insurance covers  are provided to protect your IDFC personal loan

  4. Eligibility Criteria - IDFC Bank Personal Loan Eligibility for an IDFC Bank personal loan is decided depending on certain parameters. An applicant must fulfill the below-mentioned loan eligibility criteria: • Both the salaried and self-employed individuals are eligible for an IDFC personal loan • individuals must be in the age bracket of 23 to 58 years • IDFC Bank offers a minimum Loan Amount of Rs 1 lakh and a maximum amount of Rs 40 lakh  • IDFC Bank takes into account the repayment capacity, employment status credit history, and credit score and of the customer for deciding on the eligibility of the customer.

  5. Document Required - IDFC Bank Personal Loan Documents Required for a salaried person - • 6 months bank statement/3 months’ salary slips • PAN card is mandatory. • Basic KYC (ID Proof & address proof).  • ID Proof may include Aadhar Card, Voter ID, and Driving License • Address proof may consist of Electricity Bill/Landline phone bill/ Registered rental deed • 2 Passport size photographs Additional Documents Required for a Self-employed person - • Last 2 years’ Income Tax Returns (ITR) and 1 Year Bank Statement (Business Certificate)

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