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Social Security Benefits

Social Security Benefits

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Social Security Benefits

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  1. Social Security Benefits

  2. Supplemental Security Income $721 Medicaid

  3. Social Security Disability Insurance $Amount$ Medicare

  4. When you start work SSI Check

  5. EXAMPLE If you work, earn $1,000 gross monthly $1,000 work earnings $263.50 SSI

  6. Work Incentives Work Earnings $ + SSI SSI = BONUS!!!

  7. $1527+ work earnings IF SSI= $0

  8. NOW … Social Security Disability Insurance (SSDI)

  9. SSDI check will either CONTINUEORSTOP

  10. If you start working… 9 Trial Work Period Months (TWP) “TRY & WORK” 9 TWP months over 5 years TWP = $770+/month

  11. 1st EXAMPLE….. if you worked 2010 $720 2011 $720 2012 $720 2014 $770 2013 $750 Feb $300 July $350 Jan $800 Nov $515 March $220 August $375 Dec $375 April $80 Sept $425 FIRED! QUIT!

  12. 2nd EXAMPLE….. if you worked 2010 $720 2011 $720 2012 $720 2014 $770 2013 $750 Feb $800 July $870 Jan $800 Nov $795 March $820 August $850 Dec $810 April $810 Sept $875 FIRED! QUIT!

  13. AFTER 9 TRIAL WORK PERIOD MONTHS USED….

  14. Extended Period of Eligibility (EPE) EPE = 3 years If you earn OVER (+) $1070 Check STOPS If you earn BELOW (-) $1070 Check continues Work $ + SSDI $

  15. SO DURING EXTENDED PERIOD OF ELIGIBILITY (EPE) -3 YEARS- AND YOU CONTINUE EARNING OVER $1070 COMES GRACE PERIOD….

  16. Extended Period of Eligibility (EPE) EPE = 3 years If you earn OVER (+) $1070 Check STOPS GRACE PERIOD

  17. Grace Period Consecutive 3 months Earn OVER (+) $1070 3 MORE CHECKS

  18. AFTER GRACE PERIOD, CHECK STOPS COMPLETELY Expedited Reinstatement (EXR)- 5 YEARS Begins

  19. IF YOU WORK AND EARN BELOW $1070 THEN YOU MAY NEVER HAVE A GRACE PERIOD EXTENDED PERIOD OF ELIGIBILITY (EPE)- 3 YEARS CONTINUES… YOUR CHECK KEEPS COMING!

  20. IF YOU WORK AND EARN OVER $1070 THEN YOU WILL HAVE A GRACE PERIOD SUPPOSE YOU GET FIRED/QUIT IF YOU ARE IN STILL IN EXTENDED PERIOD OF ELIGIBILITY (EPE) YOURCHECK BEGINS AGAIN!

  21. Expedited Reinstatement (EXR) EXR = 5 years IF QUIT OR FIRED Check starts AGAIN quickly

  22. 9 TWP months WORK CHECK Extended Period of Eligibility (EPE) 3 YEARS Maybe CHECK or NO CHECK Expedited Reinstatement 5 YEARS

  23. THAT’S THE BASICS OF SSI AND SSDI

  24. SSI & SSDI Work Incentives • Impairment Related Work Expenses • Consumer pays out of pocket NOT DARS • MUST be related to disability • IRWE is approved by SSA and must show receipts • EXAMPLES • Cell phone IF you use texting at work • Batteries for hearing aids • Hearing aid accessories • Internet on Ipad for VP

  25. SSI Work Incentives • Student Earned Income Exclusion • Under the age of 22 “student” HS OR College • Can work without SSI deductions • Work and earn $1750 month OR $7,060 year • SSI check should stay the SAME • NO Deductions to check!

  26. THERE ARE MORE WORK INCENTIVES BUT THESE APPLY THE MOST TO DEAF/HH CONSUMERS

  27. NOW LETS DISCUSS HEALTH BENEFITS…

  28. MEDICAID If NO SSI, you may qualify for Medicaid 1619(b)- FREE! Work earnings $1 SSI Medicaid

  29. Medicaid 1619(b)- FREE! • State of Texas 2014 • Work earnings limit is $33,407 annually • Report income to SSA monthly • Keep resources $2000/$3000 for couple ***Spouse’s income CAN affect eligibility If you don’t qualify for Medicaid 1619 (b), Then try Medicaid Buy In (LOW COST!)

  30. Healthcare continues… • SSDI & Medicare • SSDI = Medicare • Work earnings $ increase + • NO SSDI- Extended Medicare • - Medicaid Buy In SSI & Medicaid $1 of SSI = Medicaid Work earnings $ increase + -1619 (b) If you lose 1619 (b) -Medicaid Buy In (MBI) SSDI, SSI, Medicare AND Medicaid SSDI = Medicare $1 SSI= Medicaid Work earnings $ increase + NO SSDI- Extended Medicare 1619 (b) OR Medicaid Buy In (MBI)

  31. Questions