Supplemental Security Income $721 Medicaid
Social Security Disability Insurance $Amount$ Medicare
When you start work SSI Check
EXAMPLE If you work, earn $1,000 gross monthly $1,000 work earnings $263.50 SSI
Work Incentives Work Earnings $ + SSI SSI = BONUS!!!
$1527+ work earnings IF SSI= $0
NOW … Social Security Disability Insurance (SSDI)
If you start working… 9 Trial Work Period Months (TWP) “TRY & WORK” 9 TWP months over 5 years TWP = $770+/month
1st EXAMPLE….. if you worked 2010 $720 2011 $720 2012 $720 2014 $770 2013 $750 Feb $300 July $350 Jan $800 Nov $515 March $220 August $375 Dec $375 April $80 Sept $425 FIRED! QUIT!
2nd EXAMPLE….. if you worked 2010 $720 2011 $720 2012 $720 2014 $770 2013 $750 Feb $800 July $870 Jan $800 Nov $795 March $820 August $850 Dec $810 April $810 Sept $875 FIRED! QUIT!
Extended Period of Eligibility (EPE) EPE = 3 years If you earn OVER (+) $1070 Check STOPS If you earn BELOW (-) $1070 Check continues Work $ + SSDI $
SO DURING EXTENDED PERIOD OF ELIGIBILITY (EPE) -3 YEARS- AND YOU CONTINUE EARNING OVER $1070 COMES GRACE PERIOD….
Extended Period of Eligibility (EPE) EPE = 3 years If you earn OVER (+) $1070 Check STOPS GRACE PERIOD
Grace Period Consecutive 3 months Earn OVER (+) $1070 3 MORE CHECKS
AFTER GRACE PERIOD, CHECK STOPS COMPLETELY Expedited Reinstatement (EXR)- 5 YEARS Begins
IF YOU WORK AND EARN BELOW $1070 THEN YOU MAY NEVER HAVE A GRACE PERIOD EXTENDED PERIOD OF ELIGIBILITY (EPE)- 3 YEARS CONTINUES… YOUR CHECK KEEPS COMING!
IF YOU WORK AND EARN OVER $1070 THEN YOU WILL HAVE A GRACE PERIOD SUPPOSE YOU GET FIRED/QUIT IF YOU ARE IN STILL IN EXTENDED PERIOD OF ELIGIBILITY (EPE) YOURCHECK BEGINS AGAIN!
Expedited Reinstatement (EXR) EXR = 5 years IF QUIT OR FIRED Check starts AGAIN quickly
9 TWP months WORK CHECK Extended Period of Eligibility (EPE) 3 YEARS Maybe CHECK or NO CHECK Expedited Reinstatement 5 YEARS
SSI & SSDI Work Incentives • Impairment Related Work Expenses • Consumer pays out of pocket NOT DARS • MUST be related to disability • IRWE is approved by SSA and must show receipts • EXAMPLES • Cell phone IF you use texting at work • Batteries for hearing aids • Hearing aid accessories • Internet on Ipad for VP
SSI Work Incentives • Student Earned Income Exclusion • Under the age of 22 “student” HS OR College • Can work without SSI deductions • Work and earn $1750 month OR $7,060 year • SSI check should stay the SAME • NO Deductions to check!
THERE ARE MORE WORK INCENTIVES BUT THESE APPLY THE MOST TO DEAF/HH CONSUMERS
MEDICAID If NO SSI, you may qualify for Medicaid 1619(b)- FREE! Work earnings $1 SSI Medicaid
Medicaid 1619(b)- FREE! • State of Texas 2014 • Work earnings limit is $33,407 annually • Report income to SSA monthly • Keep resources $2000/$3000 for couple ***Spouse’s income CAN affect eligibility If you don’t qualify for Medicaid 1619 (b), Then try Medicaid Buy In (LOW COST!)
Healthcare continues… • SSDI & Medicare • SSDI = Medicare • Work earnings $ increase + • NO SSDI- Extended Medicare • - Medicaid Buy In SSI & Medicaid $1 of SSI = Medicaid Work earnings $ increase + -1619 (b) If you lose 1619 (b) -Medicaid Buy In (MBI) SSDI, SSI, Medicare AND Medicaid SSDI = Medicare $1 SSI= Medicaid Work earnings $ increase + NO SSDI- Extended Medicare 1619 (b) OR Medicaid Buy In (MBI)