Where do you go? What do you do? - PowerPoint PPT Presentation

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Where do you go? What do you do?

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  1. Where do you go? What do you do?

  2. Equity Injection Collateral

  3. How it works Most of what you borrow is used for: Land Building Furniture Fixtures and Equipment Inventory Working Capital

  4. ► Bank will lend up to 45%. ► Three Rivers may participate up to 45%. ► You have Equity Injection of up to 10%.

  5. Requirements ► Creditworthy ► Have acceptable collateral ► Create one or more jobs in most cases

  6. The Three Rivers Advantages Interest rate is fixed for life of the loan (A bank’s rate may change over the life of the loan) Our terms are typically longer

  7. To get started Commitment letter from your loan officer. Three Rivers takes it from there. We take most of the hands-on burden off you and the bank.

  8. Business must be “for profit.” Applicants for most loans must be a resident of Mississippi. Some closing costs involved, but most are $2,500 or less.

  9. Small Business Administration Loan Program

  10. Bryan Hawkins Hawkeye Industries Guy Lipscomb Southern Motion

  11. Mary Jennifer Russell Sugaree’s Bakery Karen Kurr No Time 2 Cook

  12. Kymberly Van Every AllCare Mississippi Mary Huckaby Kids World Daycare

  13. Leonard Rockette Edward Rockette Rockette’s One Stop Joseph Barr Popular Trends

  14. Three Rivers Loan Administration Matt Koon Mitch Montgomery

  15. Questions