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Beat the Clock! New Hopes and Risks in Anti-Aging Medicine. Beat The Clock! Panel Members. MODERATOR : Ron Rumin, Vice President Worldwide Facilities Cynthia Hine, Vice President Hylant Group Nancy Huddlestun, AVP & Senior Underwriter General Star

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Presentation Transcript
beat the clock panel members
Beat The Clock! Panel Members
  • MODERATOR:Ron Rumin, Vice President

Worldwide Facilities

  • Cynthia Hine, Vice President

Hylant Group

  • Nancy Huddlestun, AVP & Senior Underwriter General Star
  • Kathleen Johnson, Senior Claims Attorney Shand Morahan & Company
  • Edward Kuhn, Owner & Agent

Liability Insurance Solutions

  • Dr. Charles Turner, Owner & Practitioner Innovative Medicine
good morning
Good Morning

The goal for this morning is to better understand the fastest growing segment in the healthcare arena…

Medi-Spas

origin of medi spas
Origin of Medi-Spas

5 years ago Medi-Spas were

unheard of…

Today, it is the new Starbucks…

there is one on every corner

types of medi spas
Types of Medi-Spas

There are 3 basic categories of

Medi-Spas:

  • Aesthetics / Cosmetic Spas

Botox Injections

Dermal Fillers / Creams

Lasers

Chemical Peels and Microdermabrasion

Cellulite Treatments

Contour threadlifts

types of medi spas cont d
Types of Medi-Spas(cont’d)

2. Wellness/Preventative Medicine Spas

Healthy Aging

Stress Management

Smoking Cessation

Weight Management

Disease Screening

Exercise

Immunizations

types of medi spas cont d1
Types of Medi-Spas(cont’d)

3. Anti-Aging/Alternative Medicine

Nutritional Supplements

Ayurvedic Therapies

Biomagnetic Therapy

Acupuncture

underwriting the risk
Underwriting the Risk

How is this new type of “Facility” changing the way Underwriters underwrite?

  • Key underwriting considerations
    • Medical Director
    • Documents
    • Procedures
    • Who are the practitioners?
underwriting the risk cont d
Underwriting the Risk(cont’d)
  • Claims View When Underwriting
    • Documentation
    • What types of procedures?
    • Who performs them?
    • How are they credentialed?
prospective insureds the pl marketplace
Prospective Insureds & the PL Marketplace
  • Who are the prospective Insureds?
  • Overview of the Professional Liability marketplace for these accounts
what is a viable medi spa account
What is a viable Medi-Spa Account?
  • What are the markets willing to write?
    • Medical Director Only
      • Physician vs. Non-Physician Owned
    • True Medi-Spa
    • Integrative Practice
      • Physicians in Transition
claims perspectives
Claims Perspectives
  • What types of claims are Medi-Spas generating?
    • Burns
    • Hyperpigmentation
    • To the extreme: Death Cases
just a fad or here to stay
Just a Fad, or Here to Stay??

What’s the future? Crystal ball time

  • Market saturation
  • Financial issues
open forum
Open Forum

What do YOU think?

thank you for coming
Thank you for Coming

Special “Thank You” to the

Panel Members

Who participated today