Are UPI Payment Screenshots Legit? Why You Should Never Trust Them Alone

1. Are UPI Payment Screenshots Legit? Why Are UPI Payment Screenshots Legit? Why You Should Never Trust Them Alone You Should Never Trust Them Alone Due to the growth of electronic transaction, Unified Payments Interface (UPI) is now a practical and well-known method of paying and receiving money throughout India.With this convenience comes new waves of fraud. And One of the most well-known techniques is to usecounterfeit fake payment UPI screenshots. If you are a store owner or freelancer, delivery service or a small-business manager, you need to be aware the fact thatthe UPI payment screen shots do not constitute proof of payments.Depending solely on these screenshots could cause you to lose money as well as leave you open to fraud. The Way Fraudsters Make Use of fake UPI screenshots The picture may appear authentic in a quick glance - the logo, transaction ID and even the time stamp However, the process of the process of creating afake UPI Paymentscreenshot is a lot simpler than you imagine.Scammers typically use basic software for editing photos or mobile applications to make fake UPI verifications of payments.The scammers then present these fraudulent pictures to vendors or retailers for "proof" of the payment prior to leaving with their goods or products or. The screenshots could even contain an unauthentic transaction ID as well as anfalse UPI numberto appear authentic.If the funds never get to your account at a bank or in your wallet, the transfer has never been made. The issue with trusting screen shots Screenshots are images that remain static.They are editable, duplicated or completely created.The reason why you should not rely on pictures is risky: •There is no real-time verificationThe screenshot does not indicate if the operation succeeded or did not. •It's impossible to determine the authenticity of the transactionIt's hard to know if the ID of the transaction displayed is the same as your account. •Does not require bank interventionThe banks and the payment applications do not recommend using photos as evidence. Real-Life Scenarios

2. If you are the food delivery company.The customer makes an order, and they say that they have paid by UPI.You receive a confirmation image, and then you give them the food.Afterward, you investigate your bank account, and there is you find nothing.The scammer has swindled you with aFake Payment UPI. You may also sell your products on the internet and you offer UPI as a method of payment.Buyers send you a photo with a complete payment.It appears to be authentic, however after a few hours, the money never is credited.The problem is that yourUPI numberhas been misspelled and could be it was aFake UPI IDintended to mislead you. Things You Can Do To protect yourself from fraudulent scams, we have compiled a few security tips to adhere to: 1.Always check your account Balance or History of Transactions Prior to releasing any products or services, make sure you have received your money in the bank account you have or UPI application (like Google Pay, PhonePe and Paytm).The successful transaction is recorded in your account history, with a distinctive UTR (Unique Transaction Reference) number. 2.Utilize QR Codes, or UPI Handles that are verified Make use of an individual QR code. Or give your UPI ID that you have verified.Do not accept payments from unknown orfraudulent UPI IDsand they may not charge your account. 3.Enable Notifications Most UPI apps provide notification via SMS or push for transactions.Be sure that you've turned this feature on to be alerted immediately if you get money. 4.Utilize a Payment Gateway to conduct business Transactions If you are the owner of a company, think about using a verifiable payment processor and UPI Integration service.These services help to prevent fraudulent transactions through the verification of payments in real time. 5.Educate Your Team If you can employ staff members who are responsible for processing payments, they should be trained to validate real-time transactions instead of relying on screen shots. Final thoughts

3. The digital age means that the criminals have become more imaginative andcounterfeit UPI paymentfrauds are on increasing.Do not fall for afraudulent paymentfraud just because a person offers you an attractive-looking image.Make sure you verify your payment through the authorized channels prior to completing a transaction. Keep in mind:If the money does not appear in your account and it is not real, then it's not a transaction, no matter what the image shows.