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Uvod. V zavarovalni praksi veckrat zasledimo pojem vinkulacije zavarovalne police, pa se ob tem praviloma ne zaustavimo in povpraamo o njeni pravni naravi in njenih znacilnostih, ampak povsem rutinsko izdamo potrdilo o vinkulaciji ali opravimo podobno dejanje.Ko sem zacel brskati po literaturi, se

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