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Background of BRAC’s Enterprise Development Programme (EDP) • At present BRAC is implementing the micro finance and other employment & income generation activities (EIG) for the poor. • BRAC is now trying to involve the marginal farmers more rather than poor in Enterprise Development of Agriculture sector. • Marginal farmers could play an important role in Agril. production and national economy.
BRAC’s Enterprise Development in Agricultural Sector • Wide scope in Agricultural activities • Agro based production Enterprise, where marginal farmers are the targeted beneficiary. • Farmers under its own enterprise organization. • As a requirement of the Enterprise program BRAC provide intensive technical training and credit Support.
Objectives of BRAC’s Enterprise Development Programme • To generate income and create employment opportunities and enhance increase farm level income that helps poverty alleviation. • To develop existing enterprises by providing technical assistance and financial support. • To mobilize the marginal farmers socially, to strengthen them by building awareness, confidence and articulation. • To increase agricultural production. • To enhance agricultural practices.
Selection Criteria of BRAC’s Enterprise Development Programme • Marginal farmers who are productive farmers and aged between 18 to 60 . • Marginal farmers who owns up to 1 and ½ acre of land. • Involve in Agricultural activities. • Lack of credit to buy inputs for enhancing production. • Who are living in that area since the last 5 years.
Implementation Process • Enterprise group size is around 20 to 25 • Minimum group size is 10 • Weekly meeting takes place on a fixed day at a designated place in the morning • Loan repayment, selection criteria of new borrowers, agreement for loan, savings deposit and other related activities are carried on in the weekly meeting • Loan application is completed and signed by the borrower with the recommendation of small group leader • Loan will be disbursed with in seven days of the approval and the borrower will collect the money from the accountant of BRAC Area Office.
Social and Economic Development through Implementation of the Programme • Increase income • Increased Living standard • Social Status • Health Development through awareness • Education • Income generation • Empowerment of women and poor • Poverty Alleviation