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SPHA 511: Government, Business and the Health Care System. RAND Health Insurance Experiment. RAND Health Insurance Experiment. Involved 2,000 non-elderly families 6 US cities From 1974 -1982 for 3 - 5 years each
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SPHA 511: Government, Business and the Health Care System RAND Health Insurance Experiment
RAND Health Insurance Experiment • Involved 2,000 non-elderly families • 6 US cities • From 1974 -1982 for 3 - 5 years each • Randomized subjects into various health plans with payments ranging between 0% - 95%
Purpose of Study • To study the effect of cost sharing on • Service Use • Quality of Care • Health Status
Conclusions of Experiment • No net adverse effect on health • No significant differences in the risk of dying, measures of pain, or worry • Poor and sick poor were severely affected mortality rates blood pressure
OECD Countries with no cost sharing • Canada • Czech Republic • Denmark • Netherlands • Spain • United Kingdom