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nsoLFkku foHkkx. jktLFkku 'kklu. vkidk gkfnZd Lokxr gS A . laxBukRed <k¡pk. foHkkxk/;{k Lrj %. vk;qDr. izLrkfor uo l`ftr in . vfrfjDr vk;qDr. Lohd`r in . lgk;d dEI;qVj izksxzkej&2. eq[; ys[kkf/kdkjh. mik;qDr ¼Hkwfe ,oa eafnj izca/ku½. mik;qDr ¼iz’kklu ,oa izU;kl½.

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jktlfkku kklu

nsoLFkku foHkkx

jktLFkku 'kklu

vkidk gkfnZd Lokxr gS A

laxbukred k pk
laxBukRed <k¡pk

foHkkxk/;{k Lrj %

vk;qDr

izLrkfor uo l`ftr in

vfrfjDr vk;qDr

Lohd`r in

lgk;d dEI;qVj

izksxzkej&2

eq[; ys[kkf/kdkjh

mik;qDr

¼Hkwfe ,oa eafnj izca/ku½

mik;qDr

¼iz’kklu ,oa izU;kl½

mi fof/k ijke’khZ

fof/k izdks"B

vf/k’kk"khvfHk;Urk

¼rduhdh izdks"B½

lgk;d vk;qDr

¼tk¡p½

lgk;d vk;qDr

¼yho fjtoZ½

lgk;d ys[kkf/kdkjh ¼vkarfjd vads{k.k izdks"B½

Lkgk;d ys[kkf/kdkjh¼eq0½

rglhynkj@uk;c rglhynkj

lgk;d fof/k ijke’khZ

ys[kkdkj

ys[kkdkj

Lkgk0

vfHk;Urk

Lkgk0

vfHk;Urk

Lkgk0

vfHk;Urk

Lkgk0

vfHk;Urk

Lkgk0

vfHk;Urk

Lkgk0

vfHk;Urk

d0ys[kkdkj& 3

Hkw&fujh{kd&1

iVokjh& 3

d0 ys[kkdkj & 2

Lkgk0 vk0

t;iqj &k

Lkgk0 vk0

t;iqj &kk

Lk0vk0

tks/kiqj

Lk0vk0 chdkusj

Lk0vk0

dksVk

Lk0vk0

Hkjriqj

Lk0vk0

vtesj

Lk0vk0 o`Unkou

Lk0vk0 _"k“nso

Lk0vk0 mn;iqj

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

izFke Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh

fujh{kd

f}rh; Js.kh&2

nkSlk

dksVZ dSlst

fujh{kd

f}rh; Js.kh&3

lhdj]>qa>quq]vyoj

fujh{kd

f}rh; Js.kh&6

ikyh]ckM+esj-

tSlyesj]tkyksj]

fljksgh] dksVZ dSlst

fujh{kd

f}rh; Js.kh&3

]pq:]

Jhxaxkuxj

guqekux<+

fujh{kd

f}rh; Js.kh&3

cwanh

>kykokM] ckajk

fujh{kd

f}rh; Js.kh&3

]djksyh]

Lk0ek/kksiqj]/kkSyiqj

fujh{kd

f}rh; Js.kh&3

]ukxkSj]

Vksad] HkhyokM+k

fujh{kd

f}rh; Js.kh&2

eFkqjk]okjk.klh

fujh{kd

f}rh; Js.kh&2

Mqaxjiqj]

CkakalokM+k

fujh{kd

f}rh; Js.kh&3

fprkSM]izrkix<+]

jktlean

laxbukred k pk3
laxBukRed <k¡pk

foHkkxk/;{k Lrj %

vk;qDr

izLrkfor uo l`ftr in

vfrfjDr vk;qDr

Lohd`r in

lgk;d dEI;qVj

izksxzkej&2

eq[; ys[kkf/kdkjh

mik;qDr

¼Hkwfe ,oa eafnj izca/ku½

mik;qDr

¼iz’kklu ,oa izU;kl½

mi fof/k ijke’khZ

fof/k izdks"B

vf/k’kk"khvfHk;Urk

¼rduhdh izdks"B½

lgk;d vk;qDr

¼tk¡p½

lgk;d vk;qDr

¼yho fjtoZ½

lgk;d ys[kkf/kdkjh ¼vkarfjd vads{k.k izdks"B½

Lkgk;d ys[kkf/kdkjh¼eq0½

rglhynkj@uk;c rglhynkj

ys[kkdkj

ys[kkdkj

Lkgk0 vfHk;Urk

Lkgk0 vfHk;Urk

Lkgk0 vfHk;Urk

Lkgk0 vfHk;Urk

d0ys[kkdkj

d0 ys[kkdkj & 3

Hkw&fujh{kd&1

iVokjh& 3

Lkgk;d vk;qDr t;iqj &izFke

Lkgk;d vk;qDr

t;iqj &f}rh;

Lk0vk0

tks/kiqj

Lk0vk0 chdkusj

Lk0vk0

dksVk

Lk0vk0

Hkjriqj

Lk0vk0

vtesj

Lk0vk0 o`Unkou

Lk0vk0 _"k“nso

Lk0vk0 mn;iqj

fujh{kd &3

fujh{kd&1

fujh{kd&3

fujh{kd&3

fujh{kd &1

fujh{kd&1

fujh{kd&3

fujh{kd&1

fujh{kd&1

fujh{kd&3

slide4

iz’kklfud foHkkx ds Lrj ij

laxBukRed <kapk

izeq[k 'kklu lfpo

mi 'kklu lfpo

mi fof/k ijke’khZ

lgk;d 'kklu lfpo

lgk;d dEI;qVj izksxzkej

nsolfkku fohkkx
nsoLFkku foHkkx
  • egRoiw.kZ foHkkxh; dk;Z
  • izR;{k izHkkj]vkRe fuHkZj o lqiqnZxh eafnjksa dk izca/kuA
  • jktdh; eafnjksa dk iwtk vpZuk rFkk mudk lkef;d th.kksZ)kj A
  • foHkkxh; lEifÙk;ksa dh lkj laHkky] mUgsa fdjk;s@iês ij mBkuk ,oa mudk jktLo laxzg.k A
  • jktLFkku izU;kl vf/kfu;e]1959 ds vUrxZr izU;kl iathdj.k ,oa mudk i;Zos{k.k A
  • ukFk}kjk ,oa lkaofy;k th eafnj cksMksZ dk lapkyu A
  • nsoLFkku foHkkx ds v/khu dk;Zjr vf/kdkfj;ksa@deZpkfj;ksa dk laLFkkiu A
  • eafnjksa dk 'kk’or okf"kZdh ,oa lgk;rk vuqnku dk Hkqxrku A
fohkkxh eafnjksa o lalfkkvksa dk oxhzdj k
foHkkxh; eafnjksa o laLFkkvksa dk oxhZdj.k
  • jktdh; vkRe fuHkZj %

,sls eafnj@laLFkk tks vius Lo;a ds L=ksrksa ls izkIr vk; ij fuHkZj gksrh gS A budk izca/ku nsoLFkku foHkkx }kjk fd;k tkrk gS A bu eafnjksa ls izkIr vk; foHkkxh; futh fu{ksi [kkrs ¼Personal Deposit Account½ esa tek gksrh gS A foHkkx ds ikl ,sls 204 eafnj gSa A

  • jktdh; izR;{k izHkkj %

,sls eafnjksa@izU;klksa ij izR;{k fu;a=.k o izca/ku nsoLFkku foHkkx dk gksrk gS rFkk ,sls eafnjksa @izU;klksa ds lapkyu dk lEiw.kZ O;; jkT; ctV ls gksrk gS rFkk buls izkIRk vk; Hkh jktdh; [ktkus esa tek gksrh gS A foHkkx ds ikl bl Js.kh ds 390 eafnj gSa A

  • jktdh; lqiqnZxh JS.kh eafnj %

,slh laLFkk;sa o eafnj tks HkwriwoZ jktk@egkjktkvksa@tkxhjnkjksa@fBdkusnkjksa }kjk cukbZ xbZ Fkh rFkk ckn esa egUrksa o iqtkfj;ksa dks iwtk o izca/k ds fy;s lkSai nh xbZ A ,slh laLFkkvksa@eafnjksa dh ftEesnkjh ljdkj ij ugha gS A foHkkx ds ikl bl Js.kh ds 341 eafnj gSa A

slide7

nsoLFkku foHkkx }kjk izcaf/kr ,oa fu;af=r eafnjku ,oa laLFkku

  • * jktLFkku ds ckgj jkT; 'kklu ds mÙkj izns’k jkT; esa 26] mÙkjkapy esa 6] fnYyh esa 1] egkjk"Vª esa 7] ,oa
  • xqtjkr jkT; esa 1 eafnj gS A
fohkkxh ctv izko kku
foHkkxh; ctV izko/kku

* 31 vxLr] 2009 rd dk O;;

izlrkfor xfrfof k k
izLrkfor xfrfof/k;k¡
  • fo|eku dkuwuh izko/kkuksa esa orZeku fLFkfr ds vuqlkj la’kks/ku
    • jktLFkku dk’rdkjh vf/kfu;e]1955 dh /kkjk 183 ch ,oa lh esa la’kks/ku A
    • jktLFkku lkoZtfud ifjlj] ¼vukf/kd`r O;fDr;ksa dh csn[kyh½ vf/kfu;e A
  • nsoLFkku dh lainkvksa dks nh?kZdkyhu iês ij nsuk A
  • egRoiw.kZ eafnjksa ds fy, eafnj e.Myksa ds xBu djokuk A
  • foHkkxh; fdjk;k uhfr] [kuu uhfr ,oa lqiqnZxh uhfr dks u;s fljs ls rS;kj djuk A
  • yksd izU;klksa ij izHkkoh fu;a=.k gsrq u;k yksd izU;kl vf/kfu;e rS;kj djuk A
  • u;h lqiqnZxh uhfr ds rgr 100 foHkkxh; eafnjksa dks lqiqnZxh ij nsuk A
  • ,sfrgkfld eafnjksa dks i;ZVu ls tksM+ dj muds fy, Hkkjr ljdkj ls lgk;rk izkIr djuk A
  • jktLFkku ds egRoiw.kZ 100 eafnjksa dk nLrkostu A
  • foHkkx dk iw.kZ dEI;qVjhdj.k
fohkkxh pquksfr k
foHkkxh; pqukSfr;k¡
  • eafnjksa dh d`f"k Hkwfe;ksa o vU; ifjlEifRr;ksa dks izHkkoh dkuwuh laj{k.k A
  • yksd izU;klksa ds i;Zos{k.k dks izHkkoh cukuk ,oa yksd izU;klksa dh lEifRr;ksa dk nq:i;ksx jksduk A
  • foHkkx dk lqn`<+hdj.k%&

1- inksa dk l`tu A

2- fjDr inksa ij inLFkkiu A

3- iqtkfj;ksa o lsokxhjksa dh fu;fer HkrhZ A

4- vkRe fuHkZj eafnjksa esa fjDr inksa ij lafonk ij HkrhZ A

5- foHkkxh; dEI;qVjhdj.k A

  • Eakfnjksa ds j[k&j[kko] Hkksxjkx] 'kk’or okf"kZdh] ,oa vuqnku gsrq vi;kZIr ctV A
  • iqjkus yksd izU;kl vf/kfu;e ,oa fofHkUu uhfr;ksa dks u;s fljs ls vuqeksfnr djokuk A
  • fo'kky Eakfnjksa esa J`)kywvksa dh lqj{kk dks /;ku esa j[krs gq;s eafnj e.Myksa dk xBu A
ukfk kjk eafnj e my
ukFk}kjk eafnj e.My

eafnj foLrkj ;kstuk

  • izFke pj.k & flrEcj] 2005 ls izkjaHk A
  • ifj;kstuk ykxr & 2600-00 yk[k :i;s A
  • izLrkfor lqfo/kk,a & izn’kZuh gkWy] izrh{kk d{k] tyiku x`g] DykWd :e] yksdksi;ksxh lsok,a] eafnj

e.My dk;kZy; ,oa 28 dksVstst A ¼ 225000 oxZ QhV dk fufeZr {ks= ½

  • 31 vxLr rd O;; & 200-00 yk[k :i;s A
  • izFke pj.k ds dk;ksZ dh iw.kZrk & 31 fnlEcj] 2009
  • dk;ksZa dh orZeku fLFkfr & fuekZ.k dk;Z iw.kZ gks pqdk gS A fQfuaf’kax dk;Z izxfr ij gS A
ukfk kjk eafnj e my15
ukFk}kjk eafnj e.My

eafnj foLrkj ;kstuk

  • f}rh; pj.k &
  • ifj;kstuk ykxr & 1500-00 yk[k :i;s A
  • izLrkfor lqfo/kk,a & izrh{kk d{k] Hkwry ij ewyHkwr lqfo/kk,a] izFke ,oa f}rh; ryksa ij izlk/ku [k.Mksa ,oa izrh{kk d{k dk

fuekZ.k] r`rh; ry ij vkpk;Z ds fy, dksVstst A

  • 31 vxLr rd O;; & 534-00 yk[k :i;s A
  • f}rh; pj.k ds dk;ksZ dh iw.kZrk & twu] 2011
  • fuekZ.k dk;ksZa dh orZeku fLFkfr & bl pj.k esa eafnj e.My dh lEifRr;ksa dks fxjk dj mu ij fuekZ.k dk;Z pkyq dj fn;k x;k gS A futh lEifRr;ksa dk vf/kxg.k dj dCtk vHkh rd Hkwfe vokfIr vf/kdkjh }kjk ugha lkSaik x;k gS A
  • fxjkZt ioZr ifjØek ds vUrxZr leLr dk;Z iw.kZ gks pqdk gSA
  • yky ckx lkSUn;Zdj.k iw.kZ gks pqdk gSA dsoy QwM dksVZ ¼Food court) dk dk;Z izxfr ij gSA
  • jk"Vªh; mPp ekxZ la[;k 8 ls 120 QhV pkSM+h lM+d dks eafnj ds izos’k }kj rd ys tkuk izLrkfor gSA lkoZtfud fuekZ.k foHkkx bl dk;Z dks fØ;kfUor dj jgk gS ,oa vf/kxzg.k dh dk;Zokgh tkjh gS A
  • rht dh exjh ij 134 u;h dksVst 1100 yk[k :0 dh ykxr ls cukbZ tk jgh gSA fuekZ.k dk;Z izxfr ij gS A