France's Healthcare Mavericks CEOs Shaping the Future in 2025

1. FRANCE'S HEALTHCARE MAVERICKS: CEO’S SHAPING THE FUTURE IN 2025 TELEMEDICINE IN FRANCE A GAME CHANGER FOR RURAL HEALTHCARE ACCESS A GUIDE FOR EXPATS NAVIGATING FRANCE'S PUBLIC HEALTH SYSTEM Xavier L o u i s Rede?ning Cognitive Care Through Digital Innovation

2. He who has health has hope, and he who has hope has everything. , ,

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4. Driving Excellence in Care ealthcare staffing companies have become essential partners in H professionals continues to rise, these organizations have stepped up to address staffing shortages, connecting healthcare institutions with talent that meets their unique requirements. ensuring that medical facilities can deliver consistent, high- quality patient care. As the global demand for skilled healthcare The most trusted healthcare staffing companies in 2025 focus on more than just filling positions. They understand the importance of matching the right talent to the proper role. By prioritizing quality over quantity, these companies provide healthcare institutions with professionals who meet technical qualifications and align with the organization's culture and values. These companies excel by maintaining transparency in their processes, ensuring compliance with regulatory standards, and implementing rigorous vetting procedures. Additionally, their commitment to ongoing training and support for healthcare professionals ensures that workers have the latest skills and knowledge to thrive in a demanding industry. Technology continues to play a significant role in their operations. By integrating tools like AI-based recruiting platforms and real-time data analytics, these companies have streamlined their processes, reducing time-to-hire while maintaining precision in candidate selection. What sets the top performers apart is their dedication to supporting both healthcare facilities and the professionals they place. From offering fair compensation packages to fostering a sense of community among temporary workers, they create environments where everyone feels valued and empowered to deliver their best. In 2025, the success of healthcare staffing companies is defined not only by their ability to provide skilled professionals but also by their role in building a more muscular, more sustainable healthcare system. Their reliability, commitment to excellence, and focus on long-term impact make them indispensable allies in the healthcare sector. , , Innovation in healthcare is not about fixing broken things, it's about creating something better. - Elizabeth Holmes , , - Kevin Smith Managing Editor

5. PUBLISHER: WORLD CARE MAGAZINE Managing Editor Kevin Smith Art and Design Head Nicole Wilson Business Development Jack Miller, Michael Brown, Executives Melissa Anderson, Angela Paul Marketing Manager Grace Jackson Technical Head Luca Ferrari Digital Marketing Manager Sophia Rossi Circulation manager David Brown Accounts Adam Brown Contact Us: Michael Brown michael@worldcaremagazine.com Whatsapp: +1 307 314 9695

6. C O V E R S T O R Y 06 Xavier Louis Rede?ning Cognitive Care Through Digital Innovation P R O F I L E S 20 Laurent Maudet Transforming the cosmetic Industry

7. A R T I C L E S 14 Telemedicine in France A Game Changer for Rural Healthcare Access 26 A Guide for Expats Navigating France's Public Health System

8. C O V E R S T O R Y Xavier Rede?ning Cognitive Care Through Digital Innovation

10. The ?eld of brain health and cognitive care is experiencing significant advancements as the global population ages. Dementia, including Alzheimer's disease, is one of the most pressing health challenges of our time, with millions of people worldwide affected and no definitive cure in sight. As the number of individuals at risk continues to grow, innovative solutions in both prevention and treatment have become critical. The integration of technology into cognitive care offers new possibilities for enhancing mental health and combating cognitive decline, particularly in older populations. This shift has paved the way for digital health solutions designed to address both the prevention and management of dementia, offering hope for those at risk. Five Lives is creating innovative programs designed to improve brain health and reduce dementia risk. The company's platform integrates scientifically backed assessments and coaching, making brain health management more accessible and effective. As it expands its reach, Five Lives aims to transform the way brain health is approached, offering a solution that could significantly impact millions of lives worldwide. Advancing Dementia Prevention Through Commitment Xavier's journey in brain health has been shaped by both personal experiences and a broader mission to address one of healthcare's most pressing issues. He co-founded Peak, which became the world's leading brain training app, amassing over 60 million downloads. Through this experience, Xavier gained valuable insights into digital solutions for cognitive enhancement. His professional focus, however, took on a more personal dimension when he discovered that he carries the APOE4 gene, significantly increasing his risk of developing dementia. This revelation, coupled with his father's dementia diagnosis five years ago, transformed his interest into a deeply personal mission. Xavier Louis, the Co-founder and CEO, has dedicated his career to transforming brain health through technology. Drawing from personal experiences and professional insights, Xavier has championed the development of digital solutions aimed at improving cognitive resilience. His previous ventures, including co- founding Peak, provided valuable knowledge that informs his current efforts at Five Lives. Motivated by his personal connection to dementia, Xavier leads his team with a clear sense of purpose, determined to create accessible and effective solutions for those at risk of cognitive decline. The impact of Alzheimer's disease is staggering, currently affecting 50 million people worldwide and projected to reach 150 million by 2050, with no effective therapeutic treatments available. This crisis drives Xavier in his work at Five Lives, where the Five Lives, the company Xavier leads, is at the forefront of digital brain health solutions. With a focus on both preventive and therapeutic approaches,

11. company is developing innovative approaches to dementia prevention and therapy. His previous experience with Peak, combined with his personal stake in the fight against dementia, fuels his determination to make a significant impact in the field. Xavier's commitment to finding solutions for dementia is motivated by the possibility of helping millions of families avoid the heartbreak that his own family has endured. At Five Lives, he works tirelessly to push boundaries in the pursuit of better preventive and therapeutic options for brain health. Driving Impact and Innovation in Brain Health Xavier is deeply motivated by the opportunity to create meaningful impact at scale, rather than by traditional markers of success. While financial achievements are welcome, the most fulfilling aspect of his entrepreneurial journey has been developing solutions that genuinely improve lives. At Five Lives, this sense of purpose is further amplified as the company tackles one of healthcare's most significant challenges: adding "life to years" in addition to increasing longevity. , , Xavier's commitment to finding solutions for dementia is motivated by the possibility of helping millions of families avoid the heartbreak that his own family has endured., , He is grateful to lead the company alongside his co-founder, Sylvain Piquet, COO, whose expertise and leadership have been influential in driving the company forward. Together, they are surrounded by a talented and creative team that shares their vision. This team's dedication and innovative thinking inspire them to push boundaries and tackle complex problems, with the potential to improve the lives of millions through healthier, happier, and longer lives. The collaborative spirit of the team enables both leaders to remain focused on the

12. broader mission while skillfully addressing daily challenges and opportunities. Xavier's entrepreneurial drive is also supported by his family, whose unwavering encouragement provides a solid foundation for his ambitions. The combined influence of purpose, an exceptional team, and strong personal support fuels his passion as he works toward transforming brain healthcare. Lessons in Resilience, Teamwork, and Strategic Leadership One of the key lessons learned by Xavier throughout his entrepreneurial journey is that success is never immediate. Both with Peak and Five Lives, the path to success involved several pivots and adjustments before the right direction was found. The driving force behind this progress has been resilience—the ability to continue learning and adapting despite the setbacks encountered along the way. Xavier emphasizes that success is a collaborative effort. While he leads the companies, he acknowledges that the development of products, designing of interfaces, and execution of marketing campaigns are all carried out by his talented team members. He values surrounding himself with individuals who share his vision and possess the expertise to execute their roles effectively. Every team member plays an essential part in driving the venture forward. Financial management has been another vital aspect of Xavier's journey. Strategic resource management ensures that companies have the necessary runway to refine their products and make pivotal adjustments. However, the most critical lesson has been the importance of a strong support system, whether from family or co- founders. This support provides the stability needed during difficult times and enables informed decision-making. These experiences have influenced his leadership style, making him more patient, strategic,

13. Lastly, Xavier values continuous improvement, captured in the principle "Be a Kaizenist," which encourages personal and team growth. Despite being a remote organization, the team gathers twice a year for offsite retreats in locations like Sardinia, Istanbul, and Annecy to strengthen unity and drive innovation. Xavier also believes in the power of listening, noting that many of the best ideas and solutions come from team discussions, which strengthen collaboration and drive better outcomes. and focused on building resilient teams and foundations for long-term success. physical activity, sleep, and stress management. Xavier's experience has shown that these elements, working together, help build cognitive resilience and reduce dementia risk. This approach has revealed that technology can be more than just a tool; it can be transformative in how brain health prevention and therapy are approached. Building a Team Aligned with Purpose and Growth Transforming Brain Health with Technology and Care At Five Lives, the mission to improve brain health extends beyond product development to team cultivation. The company focuses on recruiting individuals who strongly connect with the mission to address Alzheimer's and enhance quality of life for millions. This alignment fosters motivation and sparks innovation within the organization. Xavier's journey with Peak brain training provided significant insights into the potential of technology to improve brain health. By collaborating with top academic researchers, he helped develop over 50 brain games designed to offer more than just entertainment. A pivotal moment in this journey occurred through partnerships with institutions like the University of Cambridge and City University New York, where scientific studies were published demonstrating tangible cognitive benefits. Building a Culture of Unity, Responsibility, and Continuous Improvement Xavier's approach to building company culture is grounded in five core values. The first, "Be United," focuses on embracing diversity, empathy, trust, and teamwork as the company tackles healthcare's most significant challenges. He emphasizes clear goal- setting while allowing team members the autonomy to find their own solutions, reflecting the value of "Be Responsible" through supported autonomy and accountability. The company specifically seeks individuals with an entrepreneurial mindset and the ability to work autonomously. These team members must be capable of navigating complex challenges independently and adapting to the frequent directional shifts typical of early-stage startups. This flexibility is key to the company's success and growth. Xavier's perspective shifted as he observed the positive impact of their technology on people with various conditions, including dementia, stroke, ADHD, and multiple sclerosis. It became clear that their work was making a real difference, helping millions of individuals maintain and enhance their cognitive abilities in meaningful ways, beyond just statistics. Xavier also prioritizes maintaining high standards and "Be Meticulous" in operations, ensuring medical-grade quality across all activities. He is deeply committed to the team's well- being, managing workloads and encouraging vacations while introducing initiatives like a four-day work week. The value of "Be Sincere" is embodied in fostering transparency and open communication, creating a culture of authenticity and connection. Continuous self-improvement is a core value at Five Lives, practiced both externally with their users and internally with their team. The company is committed to nurturing individual growth by seeking candidates with a passion for ongoing learning and development. This focus on personal growth ensures that the company maintains a culture where cognitive potential is enhanced, both for its team members and in the Building on this foundation, Xavier's current focus with Five Lives takes a more comprehensive approach to brain health. The company has developed a digital solution that addresses not only mental stimulation but also key lifestyle factors such as nutrition,

14. solutions they deliver to improve brain health. ensures that investor demands complement, rather than conflict with, the company's long-term vision and mission. While aspiring to become France's largest health unicorn, this goal serves as a stepping stone to expanding their impact and reaching more individuals in need of their solution. Authentic Leadership and Transparent Decision-Making Balancing Purpose, Well-being, and Entrepreneurial Drive As CEO, Xavier approaches difficult decisions with authenticity and honesty, understanding that tough choices are part of the role. He believes in seeking multiple external perspectives before making significant decisions, ensuring a balanced approach while staying true to core values. Xavier focuses on finding solutions, regardless of the effort required, and remains committed to transparency and authenticity, even during challenging moments. He believes that while some decisions may be painful, maintaining honesty and clear values leads to better long-term outcomes. Xavier views his role as not just leading a company, but pioneering a new paradigm in brain health care. By proving that digital therapeutics can effectively address cognitive decline, the company is paving the way for future innovations in this field. Xavier hopes his legacy will be measured by the millions of lives that have been helped to maintain their cognitive health and independence. Xavier finds the entrepreneurial journey rewarding due to a clear sense of purpose. This sense of mission provides the energy to overcome challenges, making even the most difficult days meaningful. To maintain balance, Xavier engages in competitive sports, particularly tennis and padel, which offer both physical exercise and mental release. His support system, particularly his wife, children, and friends, plays a critical role in his well-being. With a spouse who is also an entrepreneur, there is a shared understanding of the unique pressures that come with the journey. Aligning Investors with Mission and Financial Health Xavier views investor relationships as partnerships that align with the company's mission, rather than competing interests. The investors share a passion for solving one of healthcare's greatest challenges, which leads to a naturally aligned vision. While fundraising is necessary to support the company's goals, Xavier maintains a clear perspective that the board exists to support the company's success, not the other way around. A simple daily ritual, walking his Labrador, provides a moment to reset and gain perspective. These consistent practices, along with the excitement of the mission, help Xavier maintain his well-being and enthusiasm for the entrepreneurial path. Revolutionizing Cognitive Care and Expanding Impact Xavier's vision for Five Lives extends beyond building a successful company; it aims to transform the approach to brain health. In 2025, the company plans to launch the first and most effective digital therapeutic treatment for patients with Mild Cognitive Impairment, specifically targeting early-stage Alzheimer's. His goal is to make addressing cognitive decline as accessible and routine as taking a painkiller for a headache. As CEO, Xavier recognizes the fundamental responsibility of keeping the company financially healthy, which involves efficient cash flow management to weather pivots and challenging periods. This financial stewardship is essential for maintaining the freedom to pursue the company's mission effectively. When communicating with stakeholders, Xavier focuses on the shared goal of creating meaningful impact in brain health. This alignment Five Lives aims to help over 5 million people lead healthier, happier, and longer lives within the next five years.

15. Transforming Brain Health: A Digital Solution for Prevention and Therapy Five Lives is a digital brain health platform designed for individuals aged 50 and above to manage their cognitive health and enhance longevity. The platform focuses on both prevention of cognitive decline and therapy for Mild Cognitive Impairment (MCI) patients. Currently operating in the UK and France, Five Lives plans to expand globally in the coming months. Five Lives (Prevention) • The app, with 150,000 installs and 15,000 MAUs, integrates a clinically validated brain health assessment (CE-marked medical device) with an engaging coaching program aimed at improving brain health through habit formation and science-backed brain games. It is a Class 1 SAMD (MDD) registered tool in the UK (MHRA) and the EU (ANSM) since 2021, used as a prognostic tool to assess a user's 10-year dementia risk. • Five Lives MED (Therapy) • This app aims to alleviate symptoms of MCI through a 3-month program combining science-backed brain games and light physical exercise coaching to foster healthy habits. The app is involved in a live RCT study with Gerond'If (France) and Oxford University (UK), scheduled for Class 1 SAMD (MDR) registration and PECAN submission in 2025 for public health reimbursement in France. The study is active at seven UK sites and two French sites as of January 2025. • Business Model • Five Lives targets health and life insurance providers (such as Generali, Allianz, Aviva) and pharmaceutical companies focused on healthy aging (including Lilly, Biogen), o?ering ROI-based pilot programs to demonstrate customer satisfaction and retention improvements. Long-term goals include measuring the impact of "Prevention-as-a-Service" on healthcare resource utilization, with a study protocol in place with Gerond'If and a 1,400-patient RCT scheduled to begin in 2025. For MCI remediation, the company targets PECAN prescription, distribution through senior residence networks, pharmaceutical companies in the neuro sector, and DTx prescription platforms in France. • • Clinical Partners & Programs • Five Lives' primary clinical partners include Oxford University/DPUK and the FINGERS Brain Health Institute, known for the landmark dementia prevention study, FINGER. In France, the company collaborates with Gerond'if, the leading research center for geriatric studies. The team has been selected for prominent accelerator programs, including the Allianz Accelerator, the Google Health Growth Academy, the BPI Paris Santé Campus Prévention Santé Accelerator, and is a ?nalist in the EIT Health Catapult 2024 program. • Investment/Fundraising • Five Lives has raised over 3 million euros in seed funding from top European VCs, including Headline, Speedinvest, Boost Capital, and Masawa Ventures. The company is planning a Series A round in early 2026.

17. Telemedicine in France A Game Changer forRURAL Healthcare Access elemedicine has become a T in rural areas, where access to medical services is often limited. In France, where healthcare is highly valued, the government has increasingly turned to telemedicine to bridge the gap between urban and rural healthcare providers. This innovation has brought significant improvements in the accessibility, efficiency, and quality of healthcare services for patients in remote regions. Telemedicine offers a practical solution by allowing patients in rural areas to consult with doctors and specialists remotely without needing to leave their communities. Using video calls, messaging platforms, and online health portals, patients can discuss symptoms, receive diagnoses, and follow up on treatment plans from the comfort of their homes. This is particularly important for individuals with chronic conditions who require regular consultations but may not have the resources to travel to urban centers for care. transformative tool in improving healthcare delivery Addressing the Shortage of Healthcare Professionals in Rural Areas Expanding Access to Specialist Care One of the most pressing issues facing rural healthcare in France is the Shortage of doctors and medical professionals. Many rural areas suffer from a lack of healthcare providers, with physicians often choosing to practice in larger cities where opportunities are more abundant. According to a 2021 report, more than 3,000 rural towns in France are considered "medical deserts," where access to basic medical care is difficult. In these regions, residents must travel long distances to see a doctor, and often, only a limited range of healthcare services are available. Another significant benefit of telemedicine is that it expands access to specialist care, which is often unavailable in rural areas. Many rural regions struggle to attract specialists in fields such as cardiology, dermatology, and neurology. Telemedicine allows patients to consult with these experts virtually, providing them with the medical advice and treatment plans they would otherwise have to wait months for or travel far to receive. This is particularly advantageous in cases where timely intervention is crucial, such as for patients with heart disease or those needing mental health support.

18. For example, France has implemented teledermatology, where patients send photos of their skin conditions to dermatologists for review and diagnosis. This has greatly reduced waiting times and allowed patients to receive quicker treatment, all while avoiding the need for lengthy travel. and financial incentives to encourage the use of telemedicine. For example, since the COVID-19 pandemic, France has relaxed certain regulations that restrict the reimbursement of telemedicine consultations. This has made it easier for healthcare providers to offer remote consultations and for patients to access these services without the financial burden of out-of- pocket expenses. Overcoming Geographic Barriers to Healthcare For many residents in rural areas, transportation can be a significant barrier to accessing healthcare. Public transportation options are often limited, and driving long distances to reach medical services can be both time-consuming and costly. Moreover, the government has invested in digital infrastructure, ensuring that rural areas have the necessary technology and internet connectivity to support telemedicine services. This includes improving broadband access in remote regions to ensure that video consultations can be carried out without interruptions, which is essential for maintaining the quality of care. Telemedicine eliminates this issue by enabling patients to consult with healthcare providers via phone or video call, removing the need to travel altogether. In some cases, telemedicine consultations are available 24/7, providing an extra level of convenience for patients in remote areas who might not otherwise have easy access to healthcare outside normal business hours. The Future of Telemedicine in France As telemedicine continues to grow in France, it is expected to play an even larger role in the healthcare system. The French government has outlined plans to further integrate telemedicine into the country's national health strategy, aiming to make healthcare services more accessible to all, regardless of location. The continued development of telehealth platforms, along with ongoing improvements in digital infrastructure, will help ensure that remote areas remain connected to the medical expertise they need. The convenience of telemedicine is not just beneficial for the patients themselves, but also for their families, who may need to take time off work or arrange childcare to accompany the patient to appointments. Virtual consultations free up valuable time for caregivers, ensuring that patients get the care they need without unnecessary disruption to their personal lives or responsibilities. The Role of the French Government in Supporting Telemedicine The French government has played a crucial role in promoting telemedicine as a means to improve healthcare access, particularly in rural communities. In recent years, the government has implemented policies

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22. C E O T E R R A K É F R A N C E L A U R E N T T R A N S F O R M I N G T H E C O S M E T I C S I N D U S T R Y T he Cosmetic industry has seen a significant transformation driven by changing consumer preferences and an increasing demand for transparency. Today's consumers are more informed and discerning, seeking products that not only enhance their beauty but also align with their values of sustainability and natural ingredients. As the market shifts, brands are challenged to prioritize the needs and well-being of their customers, fostering a deeper connection that goes beyond mere transactions. high-quality products that resonate with the modern consumer's desire for natural and environmentally friendly options. By highlighting a holistic approach to cosmetics, the company aims to not only meet market demands but also to contribute positively to the well-being of its customers and the planet. This dedication to both product excellence and ethical practices positions Terraké as a leader in the progressing cosmetics sector. constant pressure on all the sales teams, with their bosses insisting that they view the customer solely as a sales driver for the company, disregarding any kindness or compassion towards them. In this framework, Laurent Maudet, the CEO of TERRAKÉ FRANCE, has made a notable impact by championing a customer-centric philosophy. With years of experience in the field, he has consistently advocated for trust, honesty, and open communication as the cornerstones of commercial success. His journey reflects a commitment to redefining the relationship between brands and their customers, ensuring that empathy and respect are at the forefront of every interaction. As he did not fit in with this philosophy, he decided to leave the group after a few years. Since then, he has always made it a point of honor in his career to place the customer at the center of the company's concerns and to consider them as a true partner. Trust, honesty, and listening are, for him, the virtues of commercial success. A Customer-Centric Approach in the Cosmetics Industry Laurent's professional experience in the cosmetics industry began with a position as sales manager for one of the most important French groups distributing beauty salons. He was 23 at the time and had just finished school to start his working life. He recalls Finding Balance Between Professional and Personal Life Four years ago, Laurent decided to leave Paris and settle in an old farmhouse in the French Vexin region, TERRAKÉ FRANCE has embraced these principles, focusing on creating

24. The key to managing this balance is to be well-surrounded in both professional and personal life. Laurent is fortunate to have a perfectly balanced family life with his wife, Delphine, and their two children, Jeanne and Victor. Inspiration from Mentors and Global Collaborators more than an hour from the capital. This balance between his professional life in Paris and his personal life in nature allows him to feel calmer on a daily basis. Leaving the hustle and bustle of the city to reconnect with the silence and benefits of nature helps him manage daily stress and provides perspective on the constant pressure of running a business. It also gives him the distance needed to make the right decisions, whether strategic or operational. If Laurent had to pick two individuals who inspire him, he would choose Michel Gras, former manager of Terraké, and Tony, general manager of the Shanghai office. Moreover, Delphine works at Terraké in a strategic position. Initially, it was challenging for them to keep their work and personal lives separate as they discussed various Terraké matters around the clock. One evening, during dinner, their children asked them to stop talking about work at the table because they felt excluded. This was a significant wake-up call. They realized that they were prioritizing work over their children. When someone is passionate about their business and invests themselves fully, it can unintentionally strain family relationships. Michel Gras is viewed as a very inspiring person. After working for major groups such as SANOFI and PUIG, he spent 15 years as International Director of the Thalgo Group before taking over the management of Terraké France. When he asked him to join the Terraké adventure in 2020, he had already heard a lot about him but had never had the chance to meet him. They worked together for a little over two years until Michel decided to retire at the end of 2021 at the age of 76. He discovered a very humble person, always ready to listen, with a strong knowledge of the cosmetics industry and extraordinary professionalism. In fact, he still talks to him regularly by telephone and seeks his advice when he faces important decisions. Making Tough Decisions for Team Cohesion When Laurent arrived at Terraké in 2020, there was an artistic director in place who had joined a few years earlier to reposition the brand's image toward a more premium aesthetic. He was skilled in his role but had a large ego and could not accept any feedback. It was clear that he did not appreciate the arrival of a new leader, as he felt his authority could be challenged. Since that moment, they have made it a rule not to discuss work in their private lives. Even if they occasionally break this rule, it has helped them find a balance that benefits the entire family. One day, during a meeting, he reprimanded a young employee and insulted her in a very harsh manner in front of all his colleagues, claiming that she had dared to interrupt him. The new leader had to intervene, and they decided to let him go in the weeks that followed. This decision was difficult from an operational standpoint, as the company was in the midst of a launch phase, but the artistic director was jeopardizing the cohesion of the company, and this was unacceptable. For him, it is essential to protect the team over the individual. Regardless of an employee's talent, they must be respectful and integrate well with the team; otherwise, it will not work. Establishing a Productive Morning Routine As for Tony, he is the counterpart in the Terraké office in Shanghai. They have very close ties with China, which is the most important market for the company, and where they have developed their own subsidiary. He has regular discussions with Tony on various subjects, including the cultural differences between their two countries and the different strategic approaches to markets in France and China. There is a great deal of trust and respect between them, which clearly strengthens the ties between their two organizations. Since Laurent started working for Terraké, he has implemented what he calls his "morning ritual." He is an early riser and usually arrives at the office around 7:30 am. These first two quiet hours of the day, before the employees arrive, allow him to address important matters without the risk of being interrupted by phone calls or staff. His ritual is always the same. When he arrives in Paris at around 7:00 am, he sits down at the café just opposite the office and uses this half-hour to review the previous day's files and, above all, to structure his day ahead. He lists his tasks for the day and plans any assignments he may have. This half- hour saves him valuable time in terms of organization and planning. This experience taught him that strong decisions are sometimes necessary to prevent situations from escalating and lasting too long. These two individuals inspire him in his day-to-day management of teams and business relationships. Establishing Boundaries for Family Well-Being

25. Embracing Failure as a Path to Growth Laurent does not have a specific situation in mind, but as a general rule, all failures are difficult experiences to endure. However, failure is a fact of life for any entrepreneur. It can occur in various ways: a prospect who ultimately decides not to work with you, a product formula that cannot be brought to fruition, or the departure of an employee. The important thing is to put failures into perspective and turn them into strengths. François Mitterrand used to say, "The worst mistake is not failure, but the inability to overcome failure." One must always confront failure and know how to recover. To this day, he has never regretted a failure. The Importance of Natural Ingredients in Skincare For Laurent, the natural and holistic approach to cosmetics is now essential. Today's consumers have a discerning eye THE IMPORTANT THING IS TO PUT FAILURES INTO PERSPECTIVE AND TURN THEM INTO STRENGTHS , , , ,

26. for skincare formulations and are increasingly demanding the quality of the active ingredients used, which is why Terraké only works with natural formulas. Moreover, biotechnology now enables the combination of naturalness with expertise. The best example is their patented HTP-3 complex, the result of five years of research and development. This complex combines three active ingredients—black truffle extract, enriched hyaluronic acid, and Duvilea Antarctica—which work in synergy to boost fibroblasts by 57% in 24 hours. It represents a genuine natural cell regeneration boost. Commitment to Well-Being and Sustainability Since Laurent joined Terraké five years ago, all his actions have been guided by a desire to promote well-being. Last month, for example, Terraké joined the board of SPA-A, France's leading spa federation, where they work daily to enhance the well-being of the French spa industry. He would like to leave as his legacy a Terraké company recognized by consumers as a virtuous French cosmetics brand that acts for the planet by offering natural, safe, and environmentally friendly products. In any case, that is the path they are taking, and it is one that resonates with their customers today. Building Trust and Fostering Team Success The bonds Laurent establishes with his teams at Terraké are primarily based on trust and, subsequently, on the development of their skills. He believes it is important for an employee to feel appreciated and valued. He thinks that when individuals feel trusted, they will naturally give their best.

27. Additionally, it is essential to surround oneself with people who possess strong skills. He likes to borrow the phrase, "Good management is knowing how to surround yourself with the right people." He operates on the principle that everyone has unique skills that should be fully expressed and made available to the team. The brand's DNA is founded on the four pillars of the Earth: Water, Earth, Vegetable, and Air. They have created a genuine wellness concept around these four elements, engaging the five senses: touch, hearing, taste, smell, and sight. This holistic massage experience is offered in all partner spa hotels, as well as in the Paris flagship at the prestigious Hôtel Bowmann in the 8th arrondissement. These natural values are also evident in their products, thanks to their natural formulas and highly sensorial textures. GOOD MANAGEMENT IS KNOWING HOW TO SURROUND YOURSELF WITH THE RIGHT PEOPLE , , , , His role, among other things, is to be the conductor who can bring out the best in each colleague and guide them toward a common goal: the success of the company. The Essence of Earth and Water in Wellness To understand Terraké's DNA, it is essential to start with the etymology of the name: TERRA for Earth and KE for Water. This reflects the original Greek name for the planet Earth, which can be translated as "Made of Earth and Water.”

28. Navigating PUBLIC HEALTH S Y S T E M rance is renowned for its high F combines universal coverage with excellent medical services. For expats living in France, understanding how the French healthcare system works is essential for making the most of the services available and ensuring access to quality care when needed. While the system may seem unfamiliar at first, it offers a comprehensive and affordable approach to health, making it an attractive feature for those living abroad. coverage as long as they meet specific eligibility requirements, which can vary depending on their status. standard of healthcare, with a public health system that How to Access Healthcare in France as an Expat When moving to France, the first step in accessing public healthcare is to register with the French social security system. The process of registering can differ depending on whether you are an employee, self-employed, or retired. Generally, expats need to prove their residency and work status. This can be done through the PUMA (Protection Universelle Maladie) system, which allows all residents to register for healthcare coverage. Expats who are working in France and paying social security contributions through their employer are automatically enrolled. For those who are self-employed or retired, registering may require additional paperwork. The Basics of the French Healthcare System The French healthcare system is based on a model known as Sécurité Sociale (Social Security), which provides healthcare coverage to all residents, including expatriates. The system is funded through a combination of payroll contributions, taxes, and co- payments from patients. It covers a wide range of medical services, from general practitioner visits to specialist consultations, hospital care, and even certain alternative treatments. Expats living in France are entitled to this Once registered, individuals receive a Carte Vitale, a health insurance card that is used to access healthcare services. This card simplifies the reimbursement process for medical

30. Finding a doctor can be done through word-of-mouth recommendations, online directories, or through multiple providers. While some areas of France, especially in rural regions, suffer from a shortage of doctors, most larger cities have no trouble offering a wide variety of options for medical professionals. If you're unsure of where to start, local expat communities can be a good resource for finding trusted healthcare providers. expenses and is an essential part of the French healthcare system. It is used during visits to doctors, hospitals, and pharmacies. Without a Carte Vitale, you may be required to pay for services upfront and then claim reimbursement from the social security system later. Understanding the French Healthcare Reimbursement System One of the key features of the French healthcare system is its reimbursement structure. While healthcare is not free in France, it is highly subsidized. The Social Security system typically covers around 70% of most medical costs, including doctor visits, hospital stays, and prescription medications. However, patients are usually responsible for paying the remaining 30%. This is where complementary health insurance, known as mutuelle, comes into play. If you need to see a specialist, your general practitioner will provide a referral. Specialist visits are usually reimbursed at a lower rate than general practitioner visits, but having a mutuelle can help cover the difference. Depending on the specialist, you may need to make an appointment several weeks or even months in advance, especially for in-demand areas of care like dermatology or cardiology. A mutuelle is a private health insurance policy that covers the portion of healthcare costs not reimbursed by the public system. Expats living in France are encouraged to take out a mutuelle, as it helps to reduce out-of-pocket expenses for medical services. There are many different options for mutuelle plans, offering varying levels of coverage. Some plans are tailored for individuals, while others cater to families or seniors. It's important to shop around and choose a plan that suits your needs and budget. Conclusion The French public health system offers comprehensive and affordable healthcare to expats who meet the necessary requirements. While it may take some time to familiarize yourself with the process, once you are registered and have your Carte Vitale, accessing medical care becomes straightforward. By understanding the system's structure, knowing how to find healthcare providers, and taking advantage of complementary health insurance, expats can enjoy the same high-quality care as French nationals. Whether you need a routine check-up, specialist care, or emergency services, France's public healthcare system ensures that residents have the support they need to stay healthy. Finding a Doctor and Specialist Care In France, general practitioners (médecins généralistes) are the primary point of contact for most medical issues. They are responsible for overseeing your overall health and referring you to specialists when needed. Many expats in France initially see a médecin traitant (treating doctor) who manages their healthcare. It's important to register with a primary care physician, as doing so will ensure that you can access the highest level of reimbursement for consultations and treatments.

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