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Kids & Money – Building Smart Financial Habits Early

Kids Money is a practical guide designed to teach children the value of money, savings, and smart spending. With simple lessons, fun activities, and real-life examples, this book helps kids understand financial responsibility from an early age. Parents and educators can use it as an engaging tool to instill lifelong money skills. Kids & Money empowers young learners to make wise financial decisions and build a strong foundation for the future.

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Kids & Money – Building Smart Financial Habits Early

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  1. KIDS & MONEY SIMPLE STEPS FOR SMART CHOICES The savings superhero: empowering children to become their own financial heroes.

  2. WHY IS THIS IMPORTANT? S, C, Y Financial education builds confidence Children learn to plan and value work The child understands how to handle money faster.

  3. TEACH TO SAVE THE GOAL IS CLEAR A child is more willing to save if he knows exactly what he is saving for. s PART IN THE PIGGY BANK Teach to always put aside at least a little, even from small amounts.

  4. "I WANT" AND "I NEED" Explain the difference between desires and needs. I NEED I WANT

  5. SMALLGOALS It is easier for children to save when the goal is small and clear, because seeing a quick result gives joy and teaches them to believe that any dream is achievable if you go towards it step by step.

  6. POCKET MONEY Pocket money is the first step to helping your child learn to make decisions and Pocket money is the first step to helping your child learn to make decisions and understand the consequences of spending. understand the consequences of spending. Try to give money regularly Discuss spending mistakes Let your child save up for what he wants. Show how to divide money into parts

  7. GIFTS AND DONATIONS Let the child decide how much money to put aside for gifts or to help others. Discuss with the whole family who and how you can help. Tell them why it is important to help those who are having a harder time. Let helping or choosing gifts be a pleasant thing. s

  8. FAMILY BUDGET Tell where the money comes from and where it goes. Use a board, graphs or budget stickers. Teach them to discuss purchases in advance. Explain why you need a reserve of money for the unexpected. Give your child simple tasks - count or choose what to save for.

  9. ABOUT MONEY BOOKS Stories are a great way to help kids understand money, turning tricky ideas into simple, fun moments. Look for books with lively characters who save up for goals, make smart choices when spending, and discover the joy of sharing with others.

  10. START SMALL TODAY child’s financial child’s financial Your future begins now!

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