Your 10 minute guide to Health Insurance

1. Health Insurance

2. Your 10 minute guide to Health Insurance

3. You might be in for a shock to learn how much healthcare costs actually cost in the city you live in. Once you know, it is important to get your family sufficient health insurance. • There are innumerable examples of people being shocked on seeing a hospital bill at the time of being discharged. It happened to my family last year, where a somewhat complicated procedure ended up costing us more than twice the amount we thought it would. • Most of us are fortunate enough not to have anyone in our family get hospitalized for a serious illness. And therefore, the following table might come as a surprise.

4. In a few quick steps let's walk you through how to ensure you are in control of your family’s health: • The most important starting point is to understand and see for yourself how much healthcare costs of different ailments in your city cost. • If you are a family of 2 ie. no children the most prominent diseases list will be different from that of a family of four that includes 2 children. This can be viewed in a matter of seconds. • The next step is to then see how much health insurance is adequate for your family. While there is no way to be absolutely certain, we take a conservative approach and assume how adequate is the amount needed, assuming each member of the family might need to be hospitalized once during a year.

5. Post this, the only step is to select a product, which now becomes a lot easier since you have understood your exact need and can now be decided based on: • Annual price or premium that you will need to pay. • Your comfort with the brand/company and their reputation. • Appropriateness of the policy’s conditions for you. • Far too often, health insurance decisions are put away either because they seem to be too complex. • https://www.tomorrowmakers.com/articles/health-insurance/your-10-minute-guide-to-health-insurance

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