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Discover the best payment gateways for small businesses in 2025, offering secure transactions, easy integration, and affordable pricing. This guide highlights the top solutions with AI fraud detection, multi-currency support, and seamless e-commerce compatibility to help your business grow.
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TOP 5 PAYMENT GATEWAYS FOR SMALL BUSINESSES IN 2025 Website www.thefinrate.com
1. Stripe Best for Growing E-commerce Businesses Why Choose Stripe? Developer-Friendly API for custom checkout integration. Supports subscriptions, recurring billing, and multi- currency payments. Advanced fraud protection with machine learning. Pricing: 2.9% + $0.30 per transaction (domestic) 3.9% + $0.30 per transaction (international) www.thefinrate.com
2. PayPal Best for Global Transactions Why Choose Stripe? Trusted by millions of businesses and consumers worldwide. One-click checkout improves conversion rates. Supports credit cards, PayPal balance, and digital wallets. Pricing: 2.99% + $0.49 per transaction 4.99% for international transactions www.thefinrate.com
3. Square Best for Retail & In-Person Payments Why Choose Stripe? Free restaurants. No monthly fees, pay only per transaction. Supports mobile payments, invoicing, and online store integration. point-of-sale (POS) system for retail and Pricing: 2.6% + $0.10 for in-person transactions 2.9% + $0.30 for online payments www.thefinrate.com
4. Authorize.Net Best for Established Businesses Why Choose Stripe? Accepts all major credit cards, ACH payments, and e- checks. Built-in fraud detection tools. Easy recurring billing setup. Pricing: $25 monthly fee 2.9% + $0.30 per transaction www.thefinrate.com
5. Adyen Best for International Businesses Why Choose Stripe? Multi-currency support with global acquiring licenses. AI-driven fraud detection for secure transactions. Handles high transaction volumes efficiently. Pricing: Interchange fees + 0.6% per transaction (Europe) Interchange fees + 3.95% (American Express) www.thefinrate.com
THANK YOU CONTACT US Email contact@thefinrate.com Website www.thefinrate.com Location 7 Temasek Boulevard , #12-07 Suntec Tower 1 Singapore – 038987