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Refinancing your mortgage can be a smart move, but timing is everything. You should consider refinancing when interest rates drop below your current rate, allowing you to lower your monthly payments. It's also worth exploring if you want to tap into your homeu2019s equity for renovations or need to switch from an adjustable-rate mortgage (ARM) to a more stable fixed-rate option. Refinancing can also help if your payments are too high or if you need to add or remove a borrower. Learn more about the best time to refinance by visiting our website!
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