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Check Out The Power of Hybrid Funds Online at Mirae Asset

Get the benefits of both equity and debt, balancing growth & stability for your financial goals. Find the perfect investment blend with hybrid funds at Mirae Asset!<br><br>https://www.miraeassetmf.co.in/mutual-fund-scheme/hybrid-fund

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Check Out The Power of Hybrid Funds Online at Mirae Asset

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  1. A case for hybrid funds Mirae Asset Investment Managers (India) Private Limited November 2022

  2. The headlines –some illustrations Biggest Single-Day Sensex Crashes Mar 12, 2020 Coronavirus declared pandemic by WHO, oil price war FALL IN India - Equity Market Performance 2919 -3.76% NIFTY 50 NIFTY MIDCAP 2.34% POINTS Mar 9, 2020 Coronavirus scare, Yes Bank crisis, oil price war NIFTY SMALLCAP -1.21% NSE Sector Performance 1942 NIFTY AUTO -3.12% NIFTY ENERGY -2.91% Aug 24, 2015 Fears of China meltdown 1625 -4.78% NIFTY BANK NIFTY METALS -2.70% NIFTY PHARMA -1.76% -1.69% 1448 Feb 28, 2020 Global NIFTY FMCG NIFTY IT -2.30% spread of Coronavirus Stock market posts biggest one-day fall in 10 months! Source: indmoney.com 26-Feb-2021 Jan 21, 2008 Subprime crisis, US mkt crash 1408 100.0% Oct 24, 2008 Spread of global financial crisis 1071 75.8% 80.0% 71.9% 67.4% 54.8% 60.0% 39.8% 36.3% 2005 40.0% 2011 1996 1997 1998 1999 2000 2001 2002 2003 2004 2006 2007 2008 2009 2010 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 27.7% 31.4% Sensex crashes 2,919 points; Nifty ends below 9,600: Key points Source: timesofindia.com 19 Mar 2020 28.6% 24.1% 20.1% 14.9% 17.9% 20.0% 12.0% 10.7% 6.8% 3.3% 3.0% 3.2% 0.0% -4.1% -20.0% -1.0% -14.7% -18.1% -16.2% -24.6% -40.0% Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance of any individual scheme of Mutual Fund. -51.8% -60.0% Nifty Annual Returns: Historical Analysis as end 2021 Source – stableinvestor.com

  3. Details beyond the headlines STATEMENT REALITY ●NIFTY 50 TRI RETURNS – 14.34% CAGR since 2010 NIFTY 50 TRI RETURNS – Since 2010, Calendar year returns Negative returns – 2 years Less than 10% - 3 years 10-20% - 3 years More than 20% - 4 years Reality – the experience is quite diverse on a year-on-year basis NIFTY 50 TRI Annual Returns (in %) ●Expectations would be – 14% every year ●Impression – every year one would get 14.34%. 40 33.04 29.27 30.35 30 25.33 20 19.22 13.02 10 16.01 0 7.26 4.19 5.61 6.14 -10 -3.04 -20 -23.87 -30 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 YTD 2022 Data as on 31-Oct-22, Source: ACEMF Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance

  4. One step further NIFTY 50 TRI Movement every year since 2010 (in %) 40 21.49 19.91 30 19.22 20 16.01 10 0 -10 -9.51 -20 -30 -40 -44.20 -50 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 YTD 2022 Nifty 50 TRI Max Nifty 50 TRI Min Nifty 50 TRI Annual Returns Within each year, the Nifty 50 TRI has a wide range of maximum & minimum returns –this is the volatility which we discuss with regard to equity markets Data as on 31-Oct-22, Source: ACEMF Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance of any individual scheme of Mutual Fund.

  5. Expectations vs Experience Returns experience may not be linear Volatility is an inherent feature of the asset class The divergent movement makes people wary to be in equities This may lead to over allocation or under allocation into equities Overall on a long tenure, the annual divergent returns may even out A viable alternative could be to look at asset allocation so that the journey to the goals may be less volatile

  6. Debt on the other side STATEMENT ●Debt Index – Nifty Composite Bond Index RETURNS – 8.01% CAGR since 2010 ●The Journey has been much less volatile than equity as both asset classes behave differently CRISIL Composite Debt Index - Every year since 2010 (in %) 18 15 12 9 6 3 0 -3 -6 2015 2016 2017 2018 2019 2020 2021 YTD 2022 2010 2011 2012 2013 2014 Min Annual Returns Max Data as on 31-Oct-22, Source: ACEMF Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance of any individual scheme of Mutual Fund.

  7. Comparing Equity & Debt asset class experience Equity & debt asset classes behave differently (in %) 30 20 10 0 -10 -20 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 YTD 2022 -30 CCBF Index Nifty 50 TRI CCBF –CRISIL Composite Bond Index . Comparing both assets classes which may behave differently. Range of outcomes can be divergent. Data as on 31-Oct-22, Source: ACEMF Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance of any individual scheme of Mutual Fund.

  8. Middle path - What hybrid funds attempt to deliver? ●Based on the experience divergence, hybrid funds try to give the middle path ●The varying degrees of outcomes of different asset classes in hybrid funds may determine the experience ●Equity Portion enables the investor to stay invested with an aim to participate in growth assets ●The debt portion may help the investor to reduce the impact of extreme volatility by asset allocation Hybrid category when compared to Equity & Debt asset classes (in %) 40 29.11 30 24.64 23.69 17.78 19.47 20 14.21 10.54 10 7.92 6.14 4.89 3.00 3.21 0 -10 -20 -15.49 -30 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 YTD 2022 CCBF Index Nifty 50 TRI CRISIL Hybrid 35+65 - Aggressive Index CCBF – CRISIL Composite Bond Index . Data as on 31-Oct-22, Source: ACEMF Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance of any individual scheme of Mutual Fund.

  9. To summarize Compounded Annual Growth Rate of Equity, Debt & Hybrid Benchmarks (in %) 13.74 12.66 10 Years 7.81 13.75 12.15 7 Years 7.24 13.66 5 Years 11.22 6.39 16.23 3 Years 14.27 5.67 12.00 14.00 16.00 0.00 2.00 4.00 6.00 8.00 10.00 18.00 Nifty 50 TRI CRISIL Composite Bond Fund Index CRISIL Hybrid 35+65 - Aggressive Index A hybrid fund gives you investment experience of both or more asset classes This category attempts to reduce the impact of volatility The category provides an asset allocation which can lead to the investment goals Bring a middle of path investment journey There are different types of hybrid funds which differ in percentage exposure in different asset classes ● ● ● ● ● Degree of participation in different asset classes may lead to difference in investment experiences ● Data as on 31-Oct-22, Source: ACEMF Past performance may or may not sustain in future. The above is performance of the Index and does not in any manner indicate the performance of any individual scheme of Mutual Fund.

  10. Disclaimer An Investor Education & Awareness Initiative by Mirae Asset Mutual Fund. The information contained in this document is compiled from third party and publicly available sources and is included for general information purposes only. There can be no assurance and guarantee on the returns. Past performance may or may not continue in the future. Views expressed here cannot be construed to be a decision to invest. The statements contained herein are based on current views and involve known and unknown risks and uncertainties. Whilst Mirae Asset Investment Managers (India) Private Limited (the AMC) shall have no responsibility/liability whatsoever for the accuracy or any use or reliance thereof of such information. The AMC, its associate or sponsors or group companies, its Directors or employees accepts no liability for any loss or damage of any kind resulting out of the use of this document. The recipient(s) before acting on any information herein should make his/her/their own investigation and seek appropriate professional advice and shall alone be fully responsible / liable for any decision taken on the basis of information contained herein. Any reliance on the accuracy or use of such information shall be done only after consultation to the financial consultant to understand the specific legal, tax or financial implications. All Mutual Fund investors have to go through a one-time KYC (Know Your Customer) process. Investors should deal only with Registered Mutual Funds (RMF). For further information on KYC, RMFs and procedure to lodge a complaint in case of any grievance, you may refer the Knowledge Center section available on the website of Mirae Asset Mutual Fund. Please consult your Financial Advisor and Mutual Fund Distributor before investing Follow us on Mutual fund investments are subject to market risks, read all scheme related documents carefully.

  11. THANK YOU

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