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6 Common Mistakes Made By First-Time Home Buyers PowerPoint Presentation
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6 Common Mistakes Made By First-Time Home Buyers - PowerPoint PPT Presentation

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Loan repayments - Move your Home Loan outstanding balances to HDFC, enjoy the savings for the other things in life that really matter to you and your family.\n

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#1 – Look At The Score Board

This should be the first step of your loan application. Check your credit score before you submit the application. A poor score is the most common reason for Home Loan rejection, and it can be easily avoided.

#2– Add Up The Numbers

After checking your credit score look at all the money you can spare for the down payment. Do keep your monthly budget in mind and don’t count your emergency fund for this purpose. You’ll be strapped for funds once the loan EMIs start.


#3 – Are You Prepared For An Emergency?

In the enthusiasm to buy a house, don’t upset your budget severely. Keep your emergency fund well stocked. Once you buy the house, the excitement will settle and many other expenses will seek your attention.

#4 – Think Like Sherlock Holmes (Home Loan Balance Transfer)

Don’t fall in love with every house you see. All that bubbling passion will play tricks with your ability to choose. Take a look at as many houses as you can before you say yes.


#5 – Get The House Inspected

This is a no-brainer. After you zero in on a house, ask for the papers and have them thoroughly reviewed. Your real estate lawyer will do this for you. Even if you don’t understand the documents, give them a read.

#6 – Call Up Your Realtor

Keep in touch with your realtor after making the down payment. The realtor can still falter on construction. Making timely calls will ensure that you are updated on the progress of construction. 

[Source: https://blog.bankbazaar.com/6-common-mistakes-made-by-first-time-home-buyers/]


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