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Getting a loan or funding depends on a lot of factors. You need first to understand why you need the business loan or funds. What is the purpose? Once you are clear about the purpose, it becomes easy to match it with the available options. For starting a small business, the US Small Business Administration is a good option. They offer microloans to eligible people at very low rates. Apart from SBA, there are many alternative small business loans available for borrowers.
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