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Loan Against Securities - Rurash Financial Services

Loan Against Securities is a type of loan that allows customers to get a loan against the securities they own, including mutual funds, shares, bonds, and more. The loan amount is determined by the value of the securities pledged, and it has competitive interest rates.

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Loan Against Securities - Rurash Financial Services

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  1. LoanAgainstSecurities-RurashFinancialServices

  2. WhatisLoanAgainstSecurities(LAS)? LoanAgainstSecuritiesisatypeofloanthatallowscustomerstogetaloanagainstthesecuritiestheyown,includingmutualfunds,shares,bonds,andmore. Theloanamountisdeterminedbythevalueofthesecuritiespledged,andithascompetitiveinterestrates.

  3. EligibilityCriteriaforLAS • Customersmustbeabove18yearsofageandholdsecuritiesthatareeligibleforpledging. • Thesecuritiesmustbefreeofanyencumbranceandmustnotbeunderanylien. • CustomersmusthaveagoodcreditscoreandmustfulfillotherinternalpoliciesofRurashFinancialServices. ● ● ●

  4. AdvantagesofLASwithRurash • CustomerscanavailofLASforvariouspurposes,includingpersonal,business,orinvestment-relatedneeds. • LASisasecuredloan,whichmeansthattheinterestratesarelowercomparedtounsecuredloans. • Theloandisbursementisquick,andtherearenorestrictionsontheend-useoftheloanamount. • Customerscanchoosefromvariousrepaymentoptionsthatsuittheirneeds. ● ● ● ●

  5. ThingsoneshouldbeawareofbeforeapplyingforaLAS Theborrowermaylosethesecuritiesiftheyfailtorepaytheloanontime. Thevalueofthesecuritiesmayfluctuate,whichmayimpacttheloanamountandinterestrates. RurashFinancialServicesmayrequirecustomerstopledgeadditionalsecuritiesifthevalueofthepledgedsecuritiesfalls. Customersmaymissoutonpotentialgainsifthevalueofthesecuritiespledgedincreases. ● ● ● ●

  6. Typesofsecuritiesyoucanpledge Sharesandstocksoflistedcompanies.Mutualfundunits. Exchange-tradedfunds(ETFs).Governmentsecurities. Bondsanddebentures. ● ● ● ● ●

  7. HowtoavailLoanAgainstSecuritieswithus? Customersmustprovidetherequireddocuments,includingidentityproof,addressproof,andproofofownershipofthesecurities.RurashFinancialServiceswillverifythedocumentsandconductavaluationofthesecurities. ThentheloanamountwillbedeterminedbasedonthevalueofthesecuritiesandtheinternalpoliciesofRurashFinancialServices.Finally,Theloanagreementwillbesigned,andtheloanamountwillbedisbursedtothecustomer'saccount.

  8. Conclusion OurLoanAgainstSecuritiesisausefulfinancingoptionforcustomerswhohavesecuritiesthatcanbepledgedascollateral. CompetitiveinterestratesFlexiblerepaymentoptionsSeamlessborrowingexperience ● ● ●

  9. ContactInformation:- HeadOffice:- 15,2ndFloor,NirlonHouse,254-B,Opp.Sasmira,Dr.AnnieBesantRoad,Worli,Mumbai–400030 RegionalOffice:- RurashFinancialsPvtLtd605-607,BWing,MittalTower,MGRoad,Bengaluru–560001 Phone:- +912241571111 ● ● ●

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