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How to Reduce Your Car Insurance Premium in 2026

How to Reduce Your Car Insurance Premium in 2026

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How to Reduce Your Car Insurance Premium in 2026

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  1. HOW TO REDUCE YOUR CAR INSURANCE PREMIUM IN 2026 Presented by: Investkraft

  2. INTRODUCTION Rising car insurance prices in 2026 Protects your finances while ensuring full coverage Smart planning can save thousands annually Speaker Note: Explain why car insurance is essential and how costs are rising in India.

  3. TYPES OF CAR INSURANCE Third Party Car Insurance: Cheapest, mandatory, covers third-party damages only Comprehensive Car Insurance: Covers own damage + third-party + theft + fire + natural disasters Choosing wisely impacts your premium significantly

  4. MAINTAIN NO CLAIM BONUS (NCB) Claim-free years = Discount on renewal Up to 50% reduction after 5 years Avoid small claims to preserve your NCB

  5. OPT FOR HIGHER DEDUCTIBLES Agree to pay a portion in case of claim Higher deductible = Lower premium Ideal for safe and experienced drivers

  6. AVOID UNNECESSARY ADD-ONS Popular add-ons: Zero Dep, Engine Protect, Consumables, Roadside Assistance Only pick what is necessary for your car and age Reduces overall insurance cost

  7. COMPARE CAR INSURANCE ONLINE Compare multiple policies online Use Motor Insurance Premium Calculator Choose the best coverage at lowest cost Reliable platform: Investkraft Car Insurance

  8. THANK YOU

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