Group Health Insurance Policy

1. GROUP HEALTH INSURANCE POLICY Presented by: Investkraft

2. INTRODUCTION Group Health Insurance provides medical coverage to a group under one policy Commonly offered by employers to employees Helps manage healthcare costs and improve workplace security

3. WHAT IS GROUP HEALTH INSURANCE? A single policy covering multiple individuals Lower premiums compared to individual plans Employer pays full or partial premium Coverage may include dependents (spouse, children, parents)

4. KEY FEATURES Cashless hospitalization Coverage for pre-existing diseases (as per policy terms) Maternity and newborn coverage (optional) Preventive health checkups

5. BENEFITS FOR EMPLOYEES Financial protection from medical emergencies Access to quality healthcare Stress-free claim process Family coverage available

6. BENEFITS FOR EMPLOYERS Improved employee retention and loyalty Builds a positive employer brand Higher productivity and satisfaction Tax benefits (as per regulations)

7. WHAT’S COVERED? Hospitalization and treatment expenses Surgeries and ICU charges Ambulance expenses Day-care procedures Optional add-ons: Critical illness, OPD, dental

8. CLAIM PROCESS Inform insurer/hospital Submit documents or opt for cashless Insurer processes and settles claim Employee receives bill clearance or reimbursement

9. WHY BUSINESSES SHOULD INVEST Essential employee benefit Affordable healthcare solution Helps create a healthy, happy workforce

10. CONCLUSION Group Health Insurance is more than just a medical benefit — it is a strategic investment in employee wellbeing and organizational growth. By offering comprehensive health coverage, companies build trust, loyalty, and a stronger workplace culture. Employees feel valued, secure, and supported, which ultimately enhances productivity and satisfaction.

11. THANK YOU