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**"HDFC OD Account: Features, Benefits, and How to Apply"**

The **HDFC OD (Overdraft) Account** is a flexible financial solution that provides instant access to funds whenever you need them. This account allows individuals and businesses to manage cash flow efficiently by borrowing against their deposits or income. In this guide, we will explore the key **features** of the HDFC OD account, its **benefits**, and the **step-by-step application process**. Whether you need quick funds for personal expenses or business growth, understanding how an HDFC OD account works can help you make informed financial decisions.

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**"HDFC OD Account: Features, Benefits, and How to Apply"**

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  1.  info@arenafincorp.com |  Mon - Sat 9?45 AM ? 7?30 PM LoanCalculator ApplyNow |    CALLUS +919649944121   Home AboutUs Loan & Finance CreditCard ContactUs Blogs ArenaFincorp > HDFCOverdraft: 2024 InterestRate, OverdraftAgainstFD & EligibilityCriteria HDFC Overdraft: 2024 Interest Rate, Overdraft Against FD & Eligibility Criteria HDFC Overdraft Apply now for HDFC Overdraft at Arena Fincorp & get lowest interest rates. You don’t have to go through the complicated process of getting HDFC overdraft facility. We will do it for you to make things easier and simpler. So that you can focus on things that are more important to you.  We have years of experience in providing ?nancial solutions and will happily assist you through the HDFC overdraft process, ensuring a smooth and hassle-free experience. We work hard to provide you with the cheapest loans in India, allowing you avail a loan without paying a fortune of your income in interest payments.  Apply Now Contact Us Contact Us Why Choose Arena Fincorp for HDFC Overdraft? Why Choose Arena Fincorp for HDFC Overdraft? 1. Quick approval: We feel proud to say that we are one of the few institutions doing superfast application processing, so that you can get your overdraft  money faster than ever. 2. 100% transparency: No hidden charges. We’re 100% transparent about the terms of our services. 3. Full Assistance: Rest assured, our experienced team will fully assist you in the entire process from start to ?nish in getting the best loan for your personal needs. You just need to breathe and relax while we do the whole work for you. 4. History of Reputation: Having a rich history of providing the best ?nancial solutions, our customers are very happy with working with us & we feel proud to say that they trust us for their future ?nancial needs too. protected by reCAPTCHA - 5. Simple and easy Process: Our experienced team will happily guide help you in availing loans for all your ?nancial needs, making it simple, easy and ↓   ✉ Contact Us Privacy - Terms hassle free to to avail them. HDFC Overdraft Interest Rate Check below the HDFC Overdraft interest rate for: Overdraft against salary: 15-18% p.a. Overdraft against FD: 2% above the ?xed deposit rate for the period that the money is used. HDFC Overdraft Eligibility Following are the HDFC overdraft Eligibility criterias which you must meet to avail the facility from HDFC:  HDFC Overdraft Against FD Eligibility You are eligible to open a ?xed deposit & avail overdraft against FD if you are one of the following: Resident Individuals Hindu Undivided families Private & Public limited companies CALLUS +919649944121   Home AboutUs Loan & Finance CreditCard ContactUs Blogs HDFC Overdraft Against Salary Eligibility

  2. You must hold a Corporate Salary Account in HDFC bank to become eligible for OD. Your account must have a regular income of salary. The minimum salary needed to avail an OD in HDFC bank is Rs. 15,000 per month There is a list held by HDFC bank which mentions speci?c companies which they approve. If you’re not an HDFC bank user then your company must be on that list to become eligible to apply for an OD. Note: The eligibility & the value of the limit is based on the customer’s credit history. How to Apply for HDFC Overdraft Online Here’s our step-by-step guide to apply for HDFC overdraft online . You can always start your online application and resume it at a later instance at our site: Step 1: Click on Apply Now to open our online application form Step2: Fill in a few details and verify the OTP sent to your phone Step3: Enter your KYC and income data Step4: Choose the loan amount you want to borrow Step5: Submit your application HDFC Overdraft Features The following are the key features of the HDFC overdraft facility HDFC Overdraft Against FD Features Ful?ll your urgent ?nancial needs (household or business requirements) without breaking your Fixed deposit. Instantly avail upto 90% of overdraft on your FD A minimum FD amount of Rs 25,000/- for a minimum tenure of 6 months 1 day is required to avail a Overdraft against FD/Super Saver facility Pay back with interest only on the drawn amount, while your remaining Fixed Deposit continues to earn you interest Get ?exibility in altering period of deposit, maturity, payment instructions and rollover mode before maturity of the rollover deposit. You can choose between a Savings Account and a Current Account to link to your Fixed Deposit HDFC Overdraft Against Salary Features You can get overdraft up to 3x your salary Credit-line amount The overdraft amount would range from Rs. 25,000 to Rs. 1.25 lakhs The facility is extended for a period of one year (12 months) Tenure The limit can be renewed post 12 months subject to meeting the Bank policy and appraisal norms The renewal fee (charged at the time of renewal after 12 months) is Rs.250 + govt. levies and taxes Pay interest only on the amount you use, and for the duration you use it Repayment This is a non-EMI product, and you have to service only the interest every month Foreclose possible at any time without any penalty or charges Foreclosure ✉ Contact Us  ↓  HDFC Overdraft Documents Required Below is the list of documents required to avail the HDFC overdraft facility Duly ?lled application form with Passport-sized photographs Identity Proof: Passport, Voter ID card, Driving License, PAN card, Aadhar card Address Proof: Utility Bills (Water/Electricity Bills), Passport, Driving License, Voter ID card Age Proof: Passport, Class X certi?cate Last 12 months’ bank statement Additional documents may be required when asked. HDFC Overdraft Fees & Charges Here are the Fees & charges to avail the HDFC overdraft facility for both Overdraft against FD & Overdraft against salary at the bank:  HDFC Overdraft Against FD Fees & Charges None additional than the 2% above ?xed deposit rate for the period that the money is used. CALLUS +919649944121  HDFC Overdraft Against Salary Fees & Charges Loan & Finance CreditCard  Home AboutUs ContactUs Blogs

  3. Upto Rs 1500 Limit Processing Charges Rs. 250 Annual Renewal Charges 2% per month on overdue Overdue Penal Interest NIL Pre-Payment Charges NIL Annual maintenance charges Get Your HDFC Overdraft Here. Sit Back & Relax while We do the Work for You. Apply Now Apply Now EMI Calculator EMI Calculator    I'mreallyhappythatI I'm 21. Recently ReceivedQuality choseArenaFincorpfor Graduated. Idon'thave service. Ijustneededto myfinancialneeds. I muchexperiencewith providemydocuments gotaloanwiththeir banks. ArenaFincorp's andtheyprocessedmy helpwithin 48 hours! staffgavehand-holding loanapplication supportingettingHDFC superfast! Imustsay overdraftloan. Because it'smuchmoreefficient that'swheremysalary thanapplyingforloan accountis. Theyhelped fromHDFConyour melearnsomuchabout own. loans. I'dreccomend themtoeveryone 10/10. HDFC Overdraft Loan FAQs + How can I apply for an overdraft online? – How do I contact you if I want to know more about the loan? You can contact us on info@arena?ncorp.com or at +91 9251647949 ✉ Contact Us  ↓  – Can I use the overdraft limit for any purpose? Yes, once you have been approved for the overdraft facility by HDFC, you can use the overdraft limit for any legitimate purpose, whether it's personal expenses, business needs, or any other ?nancial requirements. Related Articles -  krishjain  krishjain  HomeLoan  krishjain  BusinessLoan  Uncategorized How to Avoid Loan Fraud and Scams in India – 2024 Home Loan in Jaipur: A Comprehensive Guide Bandhan bank business loan – 2023  ReadMore  ReadMore  0 Comments  0 Comments  ReadMore  0 Comments HDFC Lifetime Free Credit Card in 2023: Apply using DAP link (arena?ncorp.com) CALLUS +919649944121   Home AboutUs Loan & Finance CreditCard ContactUs Blogs

  4. Loans Quick Links Contact BusinessLoan About   info@arenafincorp.com  CarLoan ContactUs ArenaFincorpisafinance   companybasedinIndia. Weare establishedintheyear 2016. We ProfessionalLoan PrivacyPolicy Mon - Sat 9?40 AM ? 7?30 PM    PersonalLoan Terms & Conditions   helpedthousandsofpeopletoget 1/55, AanchalApartment, RoshanPath, Chitrakoot, Sector 1, VaishaliNagar, Jaipur, Rajasthan  theloanoftheirneedapproved fastwithoursimple & easy HomeLoan LoanEligibility   OverDraftLimit ApplyNow   process. Sitemap  ArenaFincorpReviews  CALLUS +919649944121  © Copyright 2022 byArenaFincorp    ✉ Contact Us  ↓ 

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