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Total and Permanent Disability (TPD) claims can be a financial lifeline after a life-changing injury or illness u2014 but the process is rarely simple. This guide explains how TPD works through your super fund, what counts as u201ctotally disabled,u201d and why claims get denied. From real-world examples to FAQs and legal tips, we break down what you need to know before insurers start dragging their feet. If you're in WA and thinking about a TPD claim, donu2019t go it alone.
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