insurance companies fleet safety l.
Download
Skip this Video
Loading SlideShow in 5 Seconds..
Insurance Companies & Fleet Safety PowerPoint Presentation
Download Presentation
Insurance Companies & Fleet Safety

Loading in 2 Seconds...

play fullscreen
1 / 34

Insurance Companies & Fleet Safety - PowerPoint PPT Presentation


  • 315 Views
  • Uploaded on

Insurance Companies & Fleet Safety. What do Insurance Companies Look for when evaluating Fleets. Mike Landon, CSP. Let's Play Fleet Safety. JEOPARDY. Sample Question. Insurance Companies Consider what __ (#), and type of Vehicles to be a fleet? Any number and any type

loader
I am the owner, or an agent authorized to act on behalf of the owner, of the copyrighted work described.
capcha
Download Presentation

Insurance Companies & Fleet Safety


An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -
    Presentation Transcript
    1. Insurance Companies &Fleet Safety What do Insurance Companies Look for when evaluating Fleets Mike Landon, CSP

    2. Let's Play Fleet Safety JEOPARDY

    3. Sample Question • Insurance Companies Consider what __ (#), and type of Vehicles to be a fleet? • Any number and any type • Any number vehicles which require drivers to have a CDL • More than 5 vehicles of any type including autos, service vehicle, pick up trucks, and large vehicles

    4. That’s Correct!Add the points to your total amount.Click here to choose another question.

    5. Sorry! There’s a Better Answer.You do not earn any points.Click here to start the game.

    6. That’s Correct!Add the points to your total amount.Click here to choose another question.

    7. Sorry! There’s a Better Answer.You do not earn any points.Click here to choose another question.

    8. Insurance Companies and Fleet Safety for 100 How many vehicles constitutes a fleet ____ to an insurance Company. A) 1B) 10 C) 5D)>10

    9. Insurance Companies and Fleet Safety for 250 What is a Loss Ratio? • Losses/Collected Premium • Losses/Written Premium • Collected Premium/Losses • Unimportant to me

    10. Insurance Companies and Fleet Safety for 1000 Most Insurance Companies make a profit if the fleet loss ratio is at or below ___% A)45B)50C)65D)75

    11. Driver Selection for 100 Insurance Companies will evaluate your drivers for your company • True • False

    12. Driver Selection for 250 Companies are required by law to check driver motor vehicle records • Yes • Yes – if drivers possess a CDL • No – Companies are not required to check employee driving records • Both B & C are correct

    13. Driver Selection for 1,000 Why Give a Road Test to a Licensed Driver • Road Tests are not Required (Except for CDL Drivers) • To Evaluate Driving Skills • C) To Evaluate Additional Training needs • D) All of the Above

    14. Driver Monitoring for 100 Something as simple as having your organizations phone number on the rear and sides of the vehicle is driver monitoring A) True B) False

    15. Driver Monitoring for 250 Re-Evaluating Drivers’ Motor Vehicle Records Annually is Driver Monitoring • True • False

    16. Driver Monitoring for 1000 Requiring the reporting of all traffic infractions is a form of driver monitoring • True • False

    17. Accident reviews for 100 Employers shouldn’t concern themselves with accident reviews because the insurance company will do them • True • False

    18. Accident Reviews for 250 What is the purpose of an Accident Review? • To identify trends and patterns to prevent reoccurrences • To develop controls on specific, previously, unidentified exposures • To identify additional training needs • All of the above

    19. Accident Reviews for 1000 There are no consensus standards for determining whether a vehicle accident was preventable • True • False

    20. That’s Correct!Add the points to your total amount. • How did Your Team Do? • The Winning Team Receives: Typically I would have large cash prizes, but your bad luck - I’m out of work

    21. Driver Section • It has been said: “ Our People are our most important ASSET” • It has also been said: “You hire your PROBLEMS” It is especially true with drivers

    22. Driver Selection

    23. Driver Selection • According to American Trucking Resource Institute there are 5 future crash predictors: • Reckless Driving • Improper or erratic lane change • Failure to yield right of way • Improper turn • Failure to maintain proper lane • Commonly referred to as Aggressive Driving

    24. Driver Selection When a driver receives a conviction for one of these behaviors, the likelihood of a future crash increases between 91% and 100%. Of all crash data analyzed, reckless driving violations prompt the highest likelihood of a future crash: 325%.

    25. Driver Selection Review Drivers’ MVR’s Use Standard Criteria Evaluate all employees who drive for work purposes including incidental drivers

    26. Driver Selection Have automatic disqualifiers DWI Speed violations > 20 mph over posted speed limit Speed violation in school zones Felonies involving the use of a motor vehicle Leaving the scene of an accident Aggressive driving citations

    27. Driver Selection Road Tests New employee drivers should do a road test Determine their skills Training needs Driving habits Should include all driving performances required of the job

    28. Driver Selection Should Include all driving performances required of job Backing Parking City Streets Parking Turning Finding locations Use of communication devices

    29. Driver Selection • So What do you do if an individual is qualified in all ways except driving? • Tight Labor Market – Take a chance and pray • Have a work partner drive • Put the individual through drivers training

    30. Driver Selection If you take a chance and pray There is a possibility that in the event of an vehicle accident that your firm will be sued for negligent entrustment You can be deemed guilty of permitting an incompetent person to operate your vehicle (Negligent Entrustment) if the following is true: Your company carelessly permitted (entrusted) someone to use an instrument that could cause harm. (Automobiles are assumed to be dangerous.) The incompetence of the person in a position of trust was the proximate (most immediate or direct) cause of damage, injury or death.

    31. Motor Vehicle Record Review Request Form Employee MVR Request Form Fleet Loss Control Assessment Document 4 Predictor of Accident Document Sample Motor Vehicle Fleet Safety Program Negligent Entrustment Document Personal Use of Vehicle Document Evaluation Point System Electronic MVR review program with management report Driver SelectionHandout Materials

    32. Questions I invite your questions And I’ll be available after the meeting

    33. Contact Information Mike Landon (206) 484 – 2142 ( C ) (425) 481 – 5797 ( H ) m_ landon@verizon.net