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Why You Should Redeem Cash-Back Rewards Often - PowerPoint PPT Presentation


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A cash-back credit card can be a good way to put money in your pocket while spending on things you normally would buy, such as groceries or gas. They allow cardholders to earn a certain percentage on purchases and redeem those earnings, usually as cash, gift cards or statement credits.

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why you should redeem

Why You Should Redeem

Cash-Back Rewards Often

A cash-back credit card can be a good way to put money in your pocket while spending on things you normally would buy, such as groceries or gas. They allow cardholders to earn a certain percentage on purchases and redeem those earnings, usually as cash, gift cards or statement credits.

with cash back rewards specifically rather than

With cash-back rewards specifically, rather than cash out earnings,

Although some credit card companies offer customers incentives for waiting to redeem earnings until they accumulate a certain amount, 

you risk losing your rewards or having them

You risk losing your rewards or having them decline in value.

As a result, the value of your rewards can drop. If you’re delinquent on your account and it is closed as a result, you’ll lose your rewards. 

And companies often have expiration dates on redeeming rewards. Or you could lose all of your rewards if a company ceases operations.

you could be using your rewards to pay off your

You could be using your rewards to pay off your card balance.

You could be banking rewards to pay for a big purchase. But you’re really not saving any money if your card balance (and the interest you’re paying on it) is growing each month.

 Some card companies allow you to redeem your rewards for statement credits, which you can use to reduce your balance. If your program doesn’t offer statement credits, simply have the cash deposited in your checking account, then use it to help pay your credit card bill,

you could be using rewards to make purchases

You could be using rewards to make purchases. 

Again, maybe you’re saving up your rewards to get something big. But what difference does it make to your bottom line if you save $500 on, say, a computer or $500 over several months on regular trips to the supermarket. You could be redeeming cash-back earnings regularly to purchase things you need.

for more information visit us

FOR MORE INFORMATION VISIT US :

www.pandacashback.com