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Digi_pay_guru_wallet_product_overview-converted

DigiPay.guru is boosting the digital revolution by helping startups and enterprises to digitize their business with its top-notch digital payment solutions.

Nikunjgundaniya
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Digi_pay_guru_wallet_product_overview-converted

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  1. ProductOverview

  2. DigiPay began its journey in the year of 2019 under the umbrella of Peerbits, a leading mobile application development company. Digipay have come up with several digital financial solutions such as mobile money, reward program, Top up and bill payment,Internationalremittance, Merchant solution, Microfinance, Agency banking, etc. DigiPay also offers multiple services and functionalities on a singleplatform. 2011 100+ YEARFOUNDED COMPANYSIZE COMPANYPROFILE DigiPay has earned its reputation as a technology solution provider with a global market approach for Fintech Solutions. We leverage cutting-edge technologies to deliver first-class FinTech solutions that cater to banks, fuel retailers, toll payment industry, and various other businessenterprises. 08 India PRESENCE HEADQUARTER

  3. Canada France Poland UK Russia SaudiArabia Egypt USA UAE India Nigeria Uganda Colombia Malaysia Brazil Australia 300+ Number ofCustomers

  4. Reaching at Wider Range ofFinancial Services Banks Enterprises Agents FinancialServices UtilityProviders Merchants Consumers

  5. Convergen mBanking AgencyBanking MobileBanking TUB BillPayment Top-up mWallet MoneyTransfer SalaryDisbursements Remittance mPurchase mTicketing Merchant Payments Micro Finance MicroInsurance MobileFinancial

  6. Access Modes/Channels Devices Platforms POS USSD SMS PC/Laptop/Tab POS HTML App Web Feature/BasicPhone SmartPhone Android IOS Services mTransfermTicketingmTopup Electricity MobileData Flight Movies Airtime DTH Bus Train Events International Domestic DigiPayOverview mPayment mWallet mBanking Withdrawal Alert &Notification Fund Transfer ChequeRequest Billpayments Micro Finance MerchanPayments FundTransfer Bank Transfer BillPayments AccountStatement PIN management Notifications Lottery

  7. KYC Management Wallet Profiling User Management Alerts andReports Access Management Tax Management Wallet KeyFeatures Charge andDiscount Management User Onboarding Threshold Management Float and Transaction basedrules

  8. (Customer, Agent,CSR) SelfRegistration BalanceEnquiry ChangePIN Self care foreveryone ConsumerRegistration LastTransaction

  9. RetailerRecharge BulkRecharge Bill PaymentsUtility SelfRecharge Single PIN/PIN–Less Top Up Multiple PIN/PIN–Less TopUp EVD –CompleteBill CycleManagement Top Up viaBanking Balance TransferMNO DeviceandNetwork Independent Comprehensive TopUp and RechargeTool

  10. Float RuleManager Transaction RuleManager Restrain float transfer in-out ofMobiFinplatform Restrain transaction control in-out ofMobiFin Platform Wallet AnotherWallet Wallet From a registered XXX Money user to another mobile operator’s walletuser Agent Agent Agent From an unregistered XXX Money user to another unregistereduser From a registered XXX Money user to another registered XXX Moneyuser Wallet Wallet Agent From a registered XXX Money user to another registered XXX Moneyuser From a registered XXX Money user to an unregistereduser Wallet Intelligent RemittanceHub

  11. Gold customer (maximum transaction amount: LKR60) • Silver customer (maximum transaction amount: LKR50) Classof service • Domestic remittance(transaction • limit: LKR200) • International remittance (transaction limit: LKR 250) Transaction frequency Service • Distributor (maximum transaction amount: LKR2000) • Retailer (maximum transaction amount: LKR1800) • Daily sending limit (P2P transfer) : LKR100 • Daily receiving limit (P2P transfer) : LKR120 Role Threshold policy Payee/ Payer • USSD (daily no. of P2P transfers :10) • J2ME (daily no. P2P transfers :15) Channel Define transfer rulesand limits to preventfraud • International remittance - USA to SL (daily transaction limit: USD250) • International remittance - UAE to SL (daily transaction limit: USD200) Transaction value Location • Daily cash-out limit:LKR100 • Weekly cash-out limit: LKR700 • Monthly cash-out limit: LKR 3000 Time

  12. (Flexible last mile serviceoptions) • Cashin • Through Mobile Moneyagents • Enabled through MobiFinmerchant/ agentmanagement • Cashout • Through Mobile Moneyagents • Wallet to banktransfer • Through ATMterminals • Through MobiFin ATMintegration • Through Money cashcard • Through MobiFin walletmanagement Cash In and CashOut • Through linked bankaccount • Enabled through MobiFin bank integra tion

  13. Service Slab basedconfiguration Support for fixed and percentage basedincentive Customer Promotions Creation andManagement Promotion on basis ofAssociation ServiceBased LoyaltyForms Rewards definition andManagement Agent/Distributor Loyalty points accountcreation Loyalty &Promotions Transaction/Value Based Loyalty points redemption via mMoney,Airtime/Data packs, GIFTS through redemptionpartners SalesforceAgent/ CSR Web interface for configuringredemption Customer case interface for Supportingqueries

  14. WalletManagement Stock Management SubscriberManagement Partner Management Channel Management TariffManagement RiskManagement Reconciliation &Settlement BulkDisbursements

  15. (Boost Your Business WithDigipay) ProductCreation TreeManager SalesExecutive ConfigurationManagement Denomination and Pricing Reseller and Assistant CommissionMatrix

  16. OmnichannelDelivery Func�onalityEnablers Integra�on Layer - OmnichannelHub Browser (PC and Mobilebased) Smartphone app (Android andiOS) Mobile Applica�on DevelopmentPla�orm LoyaltyManagement System WalletExperience End ConsumerExperience WalletFunc�onali�es Payments Online Payments U�litybill payments Bill Payments Payment Gateway Physical payments WalletRegistra�on In-storePayment (QRcode) Mobile Top-up DigiPayArchitecture WalletTop-up Host Integra�onFramework FundTransfer Wallet toWallet Know yourCustomer KYC Engine Wallet valuestore CRM Wallet to BankAccount LoyaltyOffers

  17. Encryp�on Methods Audit Trails System Security VPN &HTTPS Login & Password Management Access Security Highly SecuredFramework Key Genera�on for AppUsers SINGUP Applica�on Security

  18. Business RuleManager Float RuleManager Transac�on RuleManager Anti Money Laundering(AML)

  19. My experience with DigiPay has been wonderful as they haveprovided top-notch quality service at a reasonableprice. HIGHESTRATED JonnyMoosa ClientTestimonials DigiPay.Guru is the finest service provider for online fuel payments. I am extremely delighted with their work ethics and timelydelivery. Powered byDigipay.guru Software Reviewedby NajirmanShrestha

  20. AboutUs • DigiPay helped its client based in South Africa to come up with their own digital payment applica�on. In recent years, the mobilepayment industry in South Africa has boomed.Cryptography and has strength of 2048bits. • According to a study, it’s es�mated that the mobile paymentindustry in South Africa is expected to record a CAGR of 12.9 % by the year 2025 with an evalua�on of US$ 29,424.4 million. This was one of the biggest mo�va�on for our client to enter thisindustry. • Challenges • Appsize • Onboarding andKYC • Rest APIsecurity • QRscanner • Solu�on • Reduced app’s downloadsize • Made the onboarding and KYC processeasier • REST APIsecurity • Op�mized QRscanner CaseStudy

  21. AboutUs • We recently helped one of our clients which is a FinTech start-up company that was established in early 2019 in BGC, Taguig. They wanted to start their business in e-money, electronic payment, financial services, and all other related businesses. As per a report, themobilepaymentindustryinthePhilippinesises�matedtorecord a CAGR of 24.1% by the year 2025 with a total evalua�on of US$ 19,816.4million. • Similarly,themobilewalletpaymentsegmentwillincreaseatCAGR of 24.2% during the phase of 2018-2025 in valueterms. • Challenges • To ensure REST APIsecurity • Assure Android appsecurity • To achieve quick response�me • Establish 100% serveravailability • Solu�on • Provided digital signature with eachrequest • Applied secure preferences and Pro-Guardrules • Op�mized each query and cachedatabases • Employed auto-scaling policy and framedrules CaseStudy

  22. ContactUs hello@digipay.guru +91 9574078295 www.digipay.guru hello@digipay.guru

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