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CONSUMER LOANS & CREDIT CARDS

credit cards offers for bad credit

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CONSUMER LOANS & CREDIT CARDS

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  1. CONSUMER LOANS & CREDIT CARDS BY:

  2. Credit Card Offers for Bad Credit • Reports to All Three Major Credit Bureaus • 24/7 Online Account Access and Payment Options • Does not require perfect credit for approval • Fast and easy application process; results in seconds • See if you’re Pre-Qualified without impacting your credit score • Initial Credit Limit of $300 – $1,000* (subject to available credit) • Protection from fraud, if your card happens to be lost or stolen

  3. Unsecured Credit Cards for people with good credit • Low interest credit cards • No security deposit • No touch payments with contactless technology built in • Enjoy peace of mind with $0 Fraud liability • Pre-qualify today without an impact on your credit score • Less than perfect credit is okay

  4. Unsecured personal loans are credit programs which do not come with down-payment or collateral requirements. In fact, you can look forward to receiving the funds you need, as long as you can meet the eligibility requirements imposed by your target lenders. You can use the proceeds of your unsecured personal loan for a variety of purposes, such as for consolidating your credit card debt, for financing your family vacation, for covering your medical bills, etc. Personal Loans for Good and Bad Credit • Loans Up to $35,000 Available • Cash as soon as the next business day • All credit types considered • Minimum age 18 • Minimum FICO 540

  5. Debt Consolidation

  6. TIPS & ADVICE: HOW TO ELIMINATE CREDIT CARD DEBT MORE EASILY If you wish to settle your outstanding balance from various credit card accounts then, we suggest you order the latest copies of your annual credit report, first. That way, you can validate the items in your credit file and you can easily draw up a debt repayment plan for settling your credit card charges, once and for all. Stop using your credit cards for covering your bills, purchases, and expenses until you can pay off your debts completely. By doing so, you can avoid incurring additional debt which might make it harder for you to settle your credit card charges, in full. Transfer your outstanding debts to a zero or low-interest balance transfer credit card account. In so doing, it will be much easier for you to gradually pay off your dues. Consider which of your credit cards carries the highest rate of interest. Then, transfer your balance on it to a low-APR credit card program. Pay off the balance on at least one of your credit cards on hand. If this is not possible then, you may decide on making huge payments to your card issuer, instead of submitting just the minimum amount required, each month. To succeed in this matter, you can always seek professional advice from a credit counseling firm, nearby. • • • • • •

  7. Home Loans - all types of credit Bad Credit? No problem! Here are tips you can use for taking out home equity loans, despite your fair or poor credit rating: • Check out different lenders. Bear in mind that more and more credit agencies today are opening their doors to consumers with poor or no credit history. So don’t hesitate to approach local lenders and request for price quotes for the credit programs they offer to home equity loan applicants, like you. We guarantee that in time you will find a lender that can give you what you need, at terms you can surely afford. • Be ready to negotiate for a low rate. Although your less-than-perfect-credit score might get in your way of qualifying for a low interest rate, it should never be the reason for you to settle for the first offer you’ll receive. Instead, try to haggle with your lender until you can reach a good-enough interest rate. • Plan your repayment action. You should do this even before approaching your target lenders. After all, with a repayment plan on hand, you can show your target lenders how committed you are in terms of honoring your debt. • Request for the latest copies of your annual credit report. That way, you will know what your credit rating is and you can gauge how likely your application for a home equity loan will receive approval. At the same time, you can come up with suitable action plans you can use to convince lenders to grant your request for credit.

  8. Automobile loans & services TIPS FOR SCORING AN AFFORDABLE AUTO FINANCING DEAL Review your financial standing and consider how much cash you can actually spend to buy the car you want. If you have a limited budget then, why not consider purchasing a used- or pre-owned car? After all, it could turn out to be a more affordable option for you. Approach several firms and request for free price quotes. That way, you can take your time comparing the rates and payment terms imposed on various programs. And in time, you can choose one that will perfectly suit your needs and budget. Get pre-approved online so that you can easily figure out how much cash you need to prepare to buy and soon drive home the car you want. Don’t forget to check the background, reputation, and track record of your target lenders and car dealers, before signing up for one of their offers. By doing so, you can improve your chances of dealing only with credible and well-established firms. Don’t be embarrassed to negotiate for lower interest rates, longer repayment periods, and even for bigger loanable amounts. After all, most credit agencies and car dealerships today are more than happy to grant the special requests of their car loan applicants, as long as they’re willing to haggle with them. Contact the three major credit bureaus and request for the latest copies of your annual credit report. Keep in mind that your chances of qualifying for the best car financing deals are tied-up with your credit score. So, you should see to it that your credit files are free from errors and inconsistencies that may cost you a low interest credit deal. • • • • • • •

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