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Welcome! 2010 Housing Information Session. Habitat is founded on the conviction that every man, woman and child should have a simple, decent, affordable place to live in dignity and safety. Tonight’s Meeting. Facts about Habitat What We Do How We Do It How To Become A Habitat Family

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Welcome! 2010 Housing Information Session


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Presentation Transcript
slide1

Welcome!

2010 Housing

Information

Session

Habitat is founded on the conviction that every man, woman and child should have a simple, decent, affordable place to live in dignity and safety.

slide2

Tonight’s Meeting

  • Facts about Habitat
  • What We Do
  • How We Do It
  • How To Become A Habitat Family
  • Questions
slide3

Facts About Habitat...

  • Mission – mobilize volunteers and community partners in building affordable housing and promoting homeownership as a means to breaking the cycle of poverty
  • Vision – a world where everyone has a safe and decent place to live
  • Values – housing for all, diversity & inclusiveness
slide4

Facts About Habitat...

  • Founded in 1976 in Americus, Georgia USA
  • Operates in 200 countries around the world
  • Over 300,000 homes have been built so far
  • 72 Habitat offices across Canada
  • 35 homesbuilt in the National Capital Region (NCR), plus 4 renovated homes
  • 1 new home and 2 renovations in 2010
slide5

What We Do...

We build

simple, decent, affordable homes

for low income working families

slide6

How We Do It...

For each house:

  • Find or buy land
  • Raise $75,000 in cash
  • Ask for donations worth another $75,000
  • Work with volunteers to build the homes
  • Sell sponsorships for the homes, (i.e. Home Depot Canada House)
slide7

Habitat Homes

SIMPLE, DECENT, AFFORDABLE

  • 3 bedrooms, 1 bathroom
  • 1000 to 1200 square feet.
  • Meets or exceeds all building code requirements
  • Energy efficiency
  • No frills
slide8

Homeownership Means...

  • Paying a mortgage
  • Being responsible for home repairs and upkeep
  • Paying all home bills – water, hydro, gas, telephone, cable, etc.
  • Purchase of a Habitat home within the NCR
slide10

Partnering with Habitat NCR...

When Selected…

On waiting list (up to 24 months)

  • Assigned Family Partners
  • Contribute volunteer hours, “Sweat Equity” and help to build your home
  • Serve as a Habitat “Ambassador”
  • Must remain qualified for a Habitat home until you move into and own your new home
slide11

Sweat Equity

As a partner family you must contribute volunteer hours:

    • 500 hours or 250 for a single parent family.
  • All of these hours must be completed before a family can take possession of their home
slide12

Sweat Equity Examples:

  • Community Association voluntary work
  • Home Ownership/repair courses
  • Work at the Habitat ReStore
  • Volunteer on Habitat home building projects
slide13

Paying A Mortgage...

  • Habitat serves as the “bank” providing a mortgage based on the home’s appraised value
  • Your mortgage:
    • is interest free
    • equals 25-30% of your annual gross household income (GHI)
    • includes home insurance and property taxes
slide14

Applying For A Home...

  • First - attend a Habitat Information Session
  • Next - Complete the Application Form
  • Families meeting application criteria will be interviewed in their current home by Habitat representatives
  • Short list of qualified families will be assessed for final selection
  • All short-listed families notified of results
  • Selected Families assigned Habitat Family Partners
slide15

Home Application Form...

LOTS and LOTS of Questions!

GROSS

HOUSEHOLD INCOME = All income before taxes.

(GHI) examples include:

All job income Universal Child Care Benefit

CPP/QPP Worker’s Compensation

EI Welfare

Child Support Spousal Support

slide17

Applicants must provide lots of information for selection process

  • Information required about you and your family members includes:
      • Personal details (age, citizenship, financial history)
      • Current and past employment
      • Current and past income
slide18

Final Thoughts...

  • Home Application is due by
  • 5:00pm on March 3, 2010
  • Complete your application early and gather all required documents
  • Information submitted to Habitat is kept confidential
  • Habitat will reject applicants who provide false or misleading information
slide19

Questions?

Habitat is founded on the conviction that every man, woman and child should have a simple, decent, affordable place to live in dignity and safety.