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third-rock-techkno9-250714091833-86b75e0e

Flutter Native comparison made simple for Fintech. Learn what works best for your app goals. Read our in-depth guide to make the right choice!

Maddy7
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Presentation Transcript

  1. Third Rock Techkno Native vs Flutter for Fintech: Choosing the Right Approach Selecting the right technology for your fintech application can be a decisive factor in your business success. This presentation explores the key differences between Native and Flutter development approaches, helping you make an informed decision based on your specific needs.

  2. The Current Landscape The choice between Native and Flutter depends on factors like performance requirements, security needs, development timeline, and budget constraints. According to a 2023 Statista survey, among global software developers: 46% 35% Developers chose Flutter for cross-platform development Developers preferred React Native as their framework

  3. Understanding Native Development Definition Native technology involves developing apps specifically for a single platform - iOS (Swift/Objective-C) or Android (Kotlin/Java), optimizing the potential of device hardware and OS. Learning Curve iOS (Swift): 3-6 months to develop functional appsAndroid (Kotlin): 2-5 months with modern syntax Real-World Examples Revolut (Banking): Secure payment processingRobinhood (Trading): Millisecond-level trade executionPayPal: Critical encryption features

  4. Understanding Flutter Framework Definition Google's open-source UI toolkit allowing developers to build natively compiled, cross-platform apps with a single codebase and high-performance rendering engine. Learning Curve Developers with OOP concepts can deploy apps in 4-8 weeksHot reload feature enables real-time UI tweaks Real-World Examples Google Pay (Merchant Features): Consistent UI/UXNubank (Digital Bank): Customer-facing mobile appCryptograph: Swift feature updates

  5. Performance & Security Comparison Performance: Native Security: Native Built for millisecond-fast trading. Direct integration with Keychain/Keystore Direct hardware access (CPU/GPU) Easier compliance with PSD2, GDPR, PCI-DSS Best for high-frequency trading Ideal for banking and CBDCs Performance: Flutter Security: Flutter 60 FPS animations for smooth UI Relies on third-party plugins Slight overhead from Dart abstraction layer Potential vulnerability from lagging updates Suitable for consumer-facing apps Better for non-core features

  6. Development Time & Cost Native Development Flutter Development Requires separate teams for iOS and Android Single codebase for all platforms MVP can launch in weeks instead of months • 30-50% higher development costs • Longer time-to-market (6-12+ months) 70% faster development compared to Native • • Double maintenance effort for updates Unified updates across platforms • •

  7. When to Choose Flutter Reduced Development Time Consistent UI/UX Ideal for MVPs and startups prioritizing speed-to- market with a single codebase for iOS and Android Perfect for apps requiring uniform experience across platforms like digital wallets and budgeting tools Budget Constraints Non-Core Features When development costs need to be minimized with a single team handling all platforms For customer-facing interfaces where millisecond performance isn't critical

  8. When to Choose Native Performance-Critical Applications Bank-Grade Security For trading platforms and payment systems where millisecond delays can be costly Direct integration with hardware security modules and platform-specific encryption Hardware Integration Complex Calculations When advanced biometrics, NFC payments, or specialized hardware features are required Apps requiring heavy mathematical processing or sophisticated background operations

  9. Hybrid Approach: Best of Both Worlds Core Banking + Customer UI Trading + Analytics Build transaction processing and security features natively, while using Flutter for account dashboards and analytics Use Native for order execution systems and real- time data feeds, with Flutter for portfolio visualization and reports Compliance + Marketing MVP to Scalable Product Implement KYC/AML verification natively, while creating promotional content and notifications with Flutter Start with Flutter for rapid MVP development, then gradually rewrite performance-critical features in Native

  10. Key Takeaways Native Flutter For FinTech apps, use Native for high-security, performance-heavy features like trading and banking. Choose Flutter for fast, budget-friendly MVPs with cross-platform reach. A hybrid approach balances both for complex, scalable solutions.

  11. Thank You…

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