From Legacy to Future: Migration Strategies for FinTech in 2025

1. From Legacy to Future: Migration Strategies for FinTechin2025 Modernizing FinTech for Agility & Growth

2. TABLE OFCONTENTS 05 01 02 03 04 Introduction Key Drivers Migration Strategies Why Migration Matters Modernization Approaches 07 09 06 08 Security & Compliance Best Practices Conclusion Challenges

3. OURCOMPANY We are a leading app development firm specializing in cutting-edge solutions for fintech, mobile, and enterprise clients. We combine deep domain expertise, technical excellence, and client focus to drive digital transformation.

4. INTRODUCTION • FinTech in 2025: Rapid innovation driven by AI, blockchain, open • banking & embedded finance • Legacy systems still power many banks & financial institutions • Challenge: Balancing stability with modernization • Goal: A smooth transition from outdated systems → future-ready • platforms

5. Why Migration is Urgent • Legacy systems = high cost, complexity, and compliance risk • Slow innovation → lost market opportunities • Rising customer expectations for real-time, mobile-first experiences • Regulatory mandates for transparency & security • Scalability Limitations – Legacy systems struggle to handle modern • transaction volumes and data loads. • Integration Challenges – Difficulty connecting with APIs, third-party • services, and fintech ecosystems.

6. AI & Predictive Analytics – smarter fraud detection & risk models • Blockchain & Web3 – secure, transparent transactions • Embedded Finance – integration into everyday platforms • Cross-Border Payments – speed, efficiency, and compliance • Open Banking Protocols – interoperability & ecosystem growth Key Migration Drivers

7. Migration Strategies (High-Level) • Assessment & Roadmap → Evaluate current systems, define modernization path • Phased Modernization → Migrate modules step-by-step (not big-bang) • Hybrid Architecture → Legacy + cloud coexistence during transition • APIs & Microservices → Build modular, scalable systems • Data-First Strategy → Ensure data quality, governance, and compliance

8. Modernization Approaches • Re-hosting (Lift & Shift) → Move legacy apps to cloud • Re-platforming → Upgrade core systems to modern platforms • Re-architecting → Redesign apps using microservices & containers • Replacing → Adopt ready-made FinTech SaaS platforms

9. Security & Compliance in Migration • End-to-end encryption & secure APIs • Compliance with GDPR, PSD2, PCI DSS • Continuous monitoring & fraud detection • Strong identity & access management • Zero-Trust Architecture – Verify every user, device, and request before granting access. • Data Residency & Sovereignty Controls – Ensure sensitive financial data stays within regulated regions.

10. Challenge to Overcome • High upfront costs • Resistance to change within organizations • Data migration risks (loss, corruption, privacy) • Integration with third-party fintech ecosystems • Regulatory complexities across regions

11. ✅ Start small: pilot projects before full migration ✅ Invest in cloud-native & AI-driven infrastructure ✅ Collaborate with FinTech partners & vendors ✅ Continuous testing & monitoring ✅ Prioritize customer experience at every step Best Practices for Smooth Transition

12. 2 1 3 5 4 Future Outlook (Beyond 2025) • Fully decentralized digital assets & payments • Global interoperability via open protocols • Autonomous finance powered by AI • Hyper-personalized financial services • Quantum-Resistant Security Protocols – Preparing fintech systems for the next era of cybersecurity.

13. Migration is not optional — it’s critical for survival • A phased, secure, and data-driven strategy ensures success • The future of FinTech = agile, intelligent, and customer- • centric platforms Conclusion

14. THANKS! Do you have any questions? 📩 team.topappdevelopmentcompanies@gmail.com 🌐 www.topappdevelopmentcompanies.com