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Critical illness insurance policy helps you secure yourself against life-threatening illnesses. Let us have a look at what are the 36 critical illnesses that critical illness plan offers cover for.<br>
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What is Critical illness insurance ? • A critical illness insurance policy is a stand-alone financial strategy that can help you protect yourself from potentially life-threatening illnesses, conditions, and disorders. In contrast to health insurance, critical illness insurance often offers a far better payout that can be applied any way you see fit, including for daily expenses or medical costs. • The conditions and clauses in the plan’s offer paper should be carefully read and noted.
Here are some the Critical illness insurance plans offers : 1. Heart attack 2. Heart valve replacement due to defects or abnormalities 3. Coronary artery diseases requiring a bypass or other surgery 4. Aorta surgery via thoracotomy or laparotomy 5. Stroke 6. Cancer 7. Kidney failure 8. Fulminant viral Hepatitis or massive necrosis of liver caused by a virus which can lead to liver failure 9. Major organ transplant including Kidney, Lungs, Liver, Heart and Bone marrow 10. Paralysis or Paraplegia including the complete and permanent loss of one or all of the limbs 11. Multiple sclerosis 12. Primary pulmonary Arterial Hypertension 13. Total and/or permanent blindness 14. Total and/or permanent deafness 15. Total and/or permanent loss of speech