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Need Cash Urgently? Take a Loan on Mutual Funds Without Breaking Your SIP

Facing a sudden expense but donu2019t want to break your SIP? Youu2019re not alone. With Loan Against Mutual Funds (LAMF) or Loan Against Shares (LAS), get instant money without selling your investments. Enjoy low loan against mutual funds interest rates and quick approvals. Apply online for a digital loan against a mutual fund today. Curious about who can apply for a loan against mutual funds?

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Need Cash Urgently? Take a Loan on Mutual Funds Without Breaking Your SIP

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  1. Don’t Sell Your SIP – Take a Loan on Mutual Funds & Get Money in 24 Hours (2025) Unlock funds in 24 hours with Loan Against Securities (LAS). This presentation covers how you can maintain investment growth and tax efficiency with LAMF and LAS. by Harsh Jain

  2. The Problem: Prematurely Selling Your SIP Investments Impact on Returns Tax Implications Opportunity Cost SIP investments are designed for long-term growth. Selling impacts returns, often yielding 6% after 3 years vs. 12% if held for 7 years. Short-term capital gains tax erodes profits, diminishing overall financial gains. Selling investments can mean missing out on potential compounding benefits over time.

  3. Introducing Loan Against Mutual Funds (LAMF) What is LAMF? Avoid Liquidation Digital Benefits Secure a loan using your mutual fund holdings as collateral. Avoid liquidating your investments during financial needs. Enjoy digital loan against mutual funds interest rate benefits.

  4. Benefits of LAMF vs. Selling Your SIP Maintain Investment Growth Tax Efficiency Quick Disbursal Flexible Repayment LAMF allows your SIP to continue growing. There are no capital gains tax implications, and funds are available within 24 hours. Repayment plans can be tailored.

  5. Eligibility: Who Can Apply for Loan Against Mutual Funds? Individuals Businesses Salaried individuals and self-employed professionals. Small and medium-sized businesses. Portfolio Value Minimum investment portfolio value (e.g., $10,000). KYC compliance requires PAN, Aadhaar, and bank statement verification. Who can apply for a loan against mutual funds? The requirements are straightforward.

  6. Loan Against Shares: A Broader Perspective Mutual Funds 1 Shares 2 Bonds 3 LAS includes shares, bonds, and other securities, not just mutual funds. Diversify your collateral for better loan terms. Loan Against Shares interest rates are competitive.

  7. Digital Loan Against Mutual Funds: The Application Process Online Application Submit details and portfolio information. Collateral Valuation Lender assesses your mutual fund holdings. Loan Approval Based on eligibility and collateral value. Disbursal Funds transfer within 24 hours.

  8. Understanding Loan Against Mutual Funds Interest Rate 9%-13% Interest Rate Range Varies based on lender and credit score. Negotiate Negotiate Rates Strong credit history helps. Negotiate for better rates with a strong credit history and diverse portfolio. Diversify collateral for potentially better loan terms.

  9. Case Study: Real-Life Scenarios Medical Expenses 1 Emergency expenses covered without selling SIPs. Business Expansion 2 Financed using shares as collateral. Education Funding 3 Secured without disrupting investment goals.

  10. Conclusion: Unlock Liquidity, Preserve Growth with LAS Secure Funds Avoid Taxes Quick access to funds. Maintain Momentum Skip capital gains taxes. Preserve investment growth. LAMF and LAS offer a smarter alternative to selling SIPs. Embrace Loan Against Securities for flexibility in 2025.

  11. Thankyou Email ID :care@investkraft.com Site :https://www.investkraft.com/ Mobile no :+91-9797971876

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