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Loan Against Mutual Funds vs Personal Loan: Which One is Better?

Discover the hidden truth about Loan Against Mutual Funds (LAS) u2013 its benefits, risks, interest rates, and eligibility criteria. Learn how to pledge mutual funds for a loan, apply online, and compare it with a personal loan to make the right financial choice!<br>

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Loan Against Mutual Funds vs Personal Loan: Which One is Better?

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  1. LOAN AGAINST MUTUAL FUNDS: BENEFITS, RISKS & HIDDEN TRUTHS! www.investkraft.com

  2. WHAT IS LOAN AGAINST MUTUAL FUNDS? A Loan Against Mutual Funds (LAMF) is a type of secured loan where investors can pledge their mutual fund units as collateral to borrow money from banks or NBFCs. Instead of selling your investments, you can use them to get liquidity while still earning potential returns.

  3. Digital KYC KICKSTART YOUR JOURNEY IN JUST 4 SIMPLE STEPS Apply Online Assessment 04-APRIL-2025 Get Approved www.investkraft.com

  4. ⚠ Market Volatility Risk – If fund value drops, you may need to pledge more units ⚠ Loan Recall Risk – Lenders can demand repayment if the fund value crashes RISKS INVOLVED ⚠ Limited Loan Amount – Usually 50-80% of the fund’s NAV ⚠ Higher Interest on Some Funds – Debt funds may have lower interest rates than equity funds

  5. ✅ Quick Access to Funds – Instant liquidity without selling your investments ✅ Lower Interest Rates – Compared to personal loans or credit cards BENEFITS OF LOAN AGAINST MUTUAL FUNDS ✅ Retain Investment Growth – Your mutual funds continue to earn returns ✅ Flexible Repayment – Pay interest-only EMIs or opt for full repayment ✅ No Credit Score Dependency – Loan is backed by mutual fund holdings

  6. WHY CHOOSE A LOAN AGAINST MUTUAL FUNDS? A Loan Against Mutual Funds (LAMF) is a secured loan where you pledge your mutual fund units as collateral to access quick funds without selling your investments. It offers low-interest rates, flexible repayment options, and doesn’t heavily depend on your credit score.

  7. THANK YOU care@investkraft.com +91-9797971876 www.investkraft.com

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