1 / 8

How to Get a Loan Against ELSS & Mutual Funds Online: Eligibility, Calculator

Get an instant digital loan against mutual funds without selling your investments. This guide explains LAMF eligibility & documents, interest rates, and the process to apply for a loan against ELSS mutual funds. Learn how it works, who can apply, and how to use a loan against mutual funds eligibility calculator for fast approval. Perfect for emergencies, weddings, or business needs in 2025.

Harsh146
Download Presentation

How to Get a Loan Against ELSS & Mutual Funds Online: Eligibility, Calculator

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Loan Against Mutual Funds (LAMF): Quick Guide to Eligibility, Interest Rates & Documents [2025] Author: Pi Date: 2025.05.24

  2. What is LAMF? (Loan Against Mutual Funds) 1 2 Digital Loan Facility Investment Retention LAMF is a digital loan facility where you can borrow funds by pledging your mutual fund units as collateral. No need to sell your investments — you retain ownership and continue earning returns. 3 4 Loan Providers Quick Processing Offered by various banks, NBFCs, and fintech platforms as digital loan against mutual funds. Fast processing, minimal paperwork, and online disbursal.

  3. Eligibility Criteria & Who Can Apply Target Audience Fund Format Repayment History Valid mutual fund folios (in demat or physical format) Indian residents aged 18 to 65 years Clean repayment history preferred (but CIBIL not always mandatory)

  4. Who can apply?: Employment Type Employment Type Employment Type Salaried individuals Self-employed professionals Business owners 💡 Use a loan against mutual funds eligibility calculator (available on lender sites) to estimate your loan amount.

  5. Interest Rates & Charges (2025 Update) Digital loan against mutual funds interest rate: Usually ranges from 9% to 13.5% p.a. Processing fees: 0.5% – 2% No prepayment penalty in most cases Interest is charged only on the amount utilized (overdraft facility in some cases) ⚠️ Note: Rates depend on fund type, lender, and loan amount.

  6. Documents Required and Process: Identification Financial Statement Bank Proof Photo Requirement PAN & Aadhaar Bank account proof Mutual fund statement / folio details Selfie / recent photo

  7. Process (100% Digital): 1 2 3 Application Verification Disbursement Apply online via app or lender site Verify folio and eSign documents Get loan disbursed within 24–48 hours 🎯 Secure, paperless, and fast — ideal for urgent financial needs.

  8. Thank You Contact No. : +91-9797971876 Websites : https://www.investkraft.com/ Email Id. : care@investkraft.com

More Related