With the high cost of gasoline nowadays, most new drivers think twice of getting car insurance. Driving without any car insurance is a very big risk. • Most drivers might think that car insurance is way too expensive, but in the long run it may save you a lot of money. Take for instance this example, if you are in a car accident it may cost. • you thrice the amount you might have paid for a car insurance to cover for hospitalization and for buying yet another car.
Know the different types of car insurance policy The first thing to know in buying car insurance is to understand the different policies they offer. • Choose a policy or policies that would best suit your needs. Liability - This policy covers physical injuries and damages to property. This includes paying for hospitalization and other medical expenses. • Comprehensive – This policy covers damages caused by natural disaster like flood, storm, hail or wind. This also includes damages by theft or vandalism.
Obtain a Driving Safety Certificate It is common for car insurance companies to give certain discounts to those who finish a safety driving course with a very good standing. • Check the model of your car Insurance rates can be different from vehicle to vehicle. A fancy car will obviously have a higher rate than an older model. • Take advantage of added features Be sure you are receiving lower rates for safety and security features like antilock brakes and air bags. • How much are you willing to pay Choose the option where you can handle the down payment and the monthly paying scheme. • http://e-carinsurance.blogspot.com/2014/02/ten-tips-on-how-to-get-best-deal-on-car.html
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