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Term Insurance

Term Insurance: Buy Indiau2019s best term insurance online with a life cover of u20b91 crore at just u20b9520 per month and 7% discount. Get term insurance plan with claim settlement ratio of 99.50%, cover against critical illness and term insurance return of premium.<br>

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Term Insurance

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  1. Term Insurance

  2. Term Insurance Term insurance is the simplest and purest form of life insurance that provides financial protection for a specific time period in exchange for a fixed premium. A term insurance plan is designed to safeguard your loved one’s financial well-being in your absence. With term insurance, in case you die, your nominee receives a death benefit that can help cover living expenses such as food, clothes, healthcare, education and more.Buying a term life insurance plan is crucial for ensuring your family’s financial security when they need it the most. It’s a simple yet powerful way to protect their future.

  3. What is Term Insurance? Term Insurance is the simplest form of life insurance that only offers financial cover for a specific number of years. Term insurance plan provides a financial benefit to your nominee in case of your death during the term of the policy. As term plan is a pure life insurance policy it offers the financial benefit only in case of death for the premiums paid.  It does not return any financial value in case you survive the term of the policy. If you wish to get your premiums back after the term of the policy you can opt for term insurance with return of premium. You can buy term life insurance plan by paying a premium amount at a desired frequency for the required financial benefit for your nominee.

  4. What is a Term Insurance Rider? A term insurance rider is an extra feature you can add to your life insurance policy for added benefits. Here’s how they work: Accidental Death Rider: Provides extra money if you pass away due to an accident. Disability Rider:  Offers additional support if you become disabled. Critical Illness Rider:  Pays a lump sum if you’re diagnosed with a covered serious illness. Premium Waiver Rider:  Covers future premiums if you’re diagnosed with a critical illness or face other specified situations. These riders enhance your coverage and offer extra protection based on your needs.

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