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How to Get a Copy of Your HOA Master Insurance Policy in California

Learn how to get a copy of your HOA Master Insurance Policy in California with this easy-to-follow presentation by E360 Insurance. This guide explains what an HOA master policy is, why itu2019s important, and how California homeowners can legally request access under the Davis-Stirling Act. Discover step-by-step instructions, understand your rights, and know what details to review once you receive your policy. Perfect for condo owners, HOA members, and anyone seeking clarity on shared property insurance coverage.<br>read more: https://www.e360insurance.com/how-to-get-a-copy-of-your-hoa-master-insuran

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How to Get a Copy of Your HOA Master Insurance Policy in California

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  1. INSURANCE HOA MASTER INSURANCE POLICY IN CALIFORNIA www.e360insurance.com

  2. WHAT IS AN HOA MASTER INSURANCE POLICY? • A policy owned and maintained by the Homeowners Association (HOA) • Covers shared structures, common areas, and community liabilities • Protects the entire building or community, not individual units • Helps determine what personal condo insurance coverage you need • Funded through HOA dues and assessments www.e360insurance.com

  3. NEED THE MASTER POLICY COPY • Required by lenders for mortgage or refinancing • Helps you understand what the HOA covers and what you must insure personally • Clarifies repair responsibilities for unit vs. shared areas • Ensures adequate personal coverage under your HO-6 insurance policy www.e360insurance.com

  4. INSURANCE CALIFORNIA LAW: YOUR RIGHTS TO ACCESS • Governed by the Davis-Stirling Act under California Civil Code • HOAs must provide an annual insurance summary to members • Homeowners have the right to request and review the master policy • The HOA cannot legally withhold the policy from members www.e360insurance.com

  5. HOW TO REQUEST A COPY: STEP BY STEP • Review the HOA’s annual insurance disclosure or newsletter. • Send a written request (email or letter) to your HOA or property management company. • Include your name, address, and specify you’re requesting the current master insurance policy. • Ask for a digital copy or schedule an inspection of the records. • HOAs may charge a small copying or administrative fee. • Follow up if you don’t receive a response within 10 business days www.e360insurance.com

  6. THANK YOU CONTACT US WWW.E360INSURANCE.COM/ INSURANCEE360@GMAIL.COM 16000 VENTURA BLVD #400, ENCINO, CA 91436, UNITED STATES www.e360insurance.com

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