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For more course tutorials visit\nwww.tutorialrank.com\n\n\n\nFIN 420 Week 1 Individual Assignment Identify Personal Financial Goals\nFIN 420 Week 1 DQ 1\nFIN 420 Week 1 DQ 2\nFIN 420 Week 2 Team The Johnsons\nFIN 420 Week 2 Case Study Carol Jones\nFIN 420 Week 2 DQ 1

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fin 420 education on your terms tutorialrank com 1

FIN 420Education on your terms/tutorialrank.com

FIN 420 Entire Course (UOP Course)

For more course tutorials visit

www.tutorialrank.com

FIN 420 Week 1 Individual Assignment Identify Personal Financial Goals

FIN 420 Week 1 DQ 1

FIN 420 Week 1 DQ 2

FIN 420 Week 2 Team The Johnsons

fin 420 education on your terms tutorialrank com 2

FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 1 DQ 1 (UOP Course)

For more course tutorials visit

www.tutorialrank.com

Describe your current budgeting system. What factors influence your financial decisions? What are the benefits or concerns of your current budgeting system?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 1 DQ 2 (UOP Course)

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Ch. 1 of Focus on Personal Finance introduces eight components of personal financial planning. Describe three components of personal financial planning. Visit one of the Key websites suggested on the corresponding pages of Focus on Personal Finance for each of the three components you described. What information did you find most valuable on the websites you visited?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 1 Individual Assignment Personal Finance Mission Statement

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Write a 350- to 700-word personal finance mission statement that describes where you want to be financially and how you want to get there. Communicate the following in your mission statement:

Personal values

Financial goals

Future vision

An easy action to take to meet your mission

A difficult action to take to meet your mission

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 2 Case Study Carol Jones

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FIN 420 Week 2 Case Study: Carol Jones

Case Study: Carol Jones

Carol works as a business representative for an import/export company. Her job provides her with the opportunity to travel and experience new things. Because she travels so much, Carol feels that she does not have a handle on her finances. She has decided to pay a visit to a financial advisor for help.

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 2 DQ 1 (UOP Course)

For more course tutorials visit

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Consider your personal cash flows. How would you adjust cash outflows (i.e. adjust your budget) if your household income was cut in half? If your cash inflows increased, how would you reallocate your surplus to meet your personal needs and objectives? How do you use credit as a part of your personal financial plan?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 2 DQ 2 (UOP Course)

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Many different types of financial institutions exist. Differentiate between deposit institutions and non-deposit institutions. Provide two examples of deposit and non-deposit financial institutions with a brief explanation of each. How can you use each of these financial institutions to manage your cash flows and develop or enhance your personal financial plan?

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FIN 420Education on your terms/tutorialrank.com

  • FIN 420 Week 2 Individual Assignment Personal Finance Problems and Summary
  • For more course tutorials visit
  • www.tutorialrank.com
  • Complete the Personal Finance Problems - Week 2.
  • Write a 750- to 1,050-word summary of the problems in which the team includes the following:
  • What influence does present and future value of money have on the different scenarios?
  • What is the role of risk in determining decisions to diversify or how assets are allocated?
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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 2 Personal Finance Quiz

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1 Carla Lopez deposits $2,500 a year into her retirement account. If these funds have an average earning of 8 percent over the 40 years until her retirement, what will be the value of her retirement account?

2 An ATM with a service fee of $2 is used by a person 100 times in a year. What would be the future value in 10 years (use a 3 percent rate) of the annual amount paid in ATM fees?

3 If a person spends $10 a week on coffee (assume $500 a year), what would be the future value of that amount over 10 years if the funds were deposited in an account earning 3 percent?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 2 Team The Johnsons

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FIN 420 Week 2 Learning Team: The Johnsons

Review Case 1, “The Johnsons Decide to Buy a Car”, p. 245.

Complete the questions.

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 3 Bond Ratings

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FIN 420 Week 3 Bond Ratings

Research bond information within the University Library or the Internet.

Answer the following:

What type of information about bonds is available on the Internet? How can you use this information within your personal or professional life? (90- to 175-words)

Explain what the following bond ratings mean for investors (20 to 40 words each):

AAA

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 3 DQ 1 (UOP Course)

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Evaluate your personal risk tolerance using Exhibit 11-2 A Quick Test to Measure Investment Risk in Ch. 11 of Focus on Personal Finance. Based on your results, were you considered more conservative or less conservative? What factors affected your investment choices? Consider a friend or family member who is more conservative or less conservative than you. How do their money management behaviors differ from your own?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 3 DQ 2 (UOP Course)

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Financial experts agree that having an emergency fund is an essential component of a comprehensive financial plan. However, advice regarding the number of months of household expenses the emergency fund should cover varies between 3 and 9 months. Taking into account the current financial environment, how many months of expenses would you recommend for an emergency fund and why? What are three investment options that are appropriate for an emergency fund? Which of these investment options offer the best returns? What reasons might encourage you to forego a higher return on your emergency funds?

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FIN 420Education on your terms/tutorialrank.com

  • FIN 420 Week 3 Individual Problem Worksheet
  • For more course tutorials visit
  • www.tutorialrank.com
  • Complete Worksheet 37 in Focus on Personal Finance, “Your Financial Plan – Evaluating Corporate Bonds.”
  • Explain the principle of asset allocation. Using the Internet or library research, prepare a 2-minute presentation describing why the principle of asset allocation is important when establishing an investment program.
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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 3 Learning Team Problems

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Assume that you are choosing an investment for your retired parents. What are the advantages and disadvanges of each of the following?

o a bond issued by the federal government,

o a state or local government,

o or a corporation?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 3 Team Mutual Funds Analysis

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FIN 420 Week 3 Team Mutual Funds Analysis

Research a mutual fund family such as Vanguard, American Funds, T. Rowe Price, and so forth.

Identify one mutual fund from that family for each of the following categories:

Actively managed common stock fund.

Fixed income fund.

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 4 DQ 1 (UOP Course)

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Adjustable rate mortgages (ARMs) have received a great deal of bad press due to the tremendous number of foreclosures resulting from families who could not afford the loan payments once the interest rates increased. Do you believe this loan option was used appropriately in recent years? Why or why not? Under what circumstances does the use of ARMs make sense? Please explain.

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 4 DQ 2 (UOP Course)

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Visit a site such as www.bankrate.com to determine current rates for both a 60-month and a 36-month loan on a new car where the buyer must finance $20,000. Using the loan calculator, what is the difference in monthly payments between the 60-month loan and the 36-month loan? Review the amortization tables. What is the difference in total interest one would pay over the life of these two loans? What do these differences show you about the true cost of the car?

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FIN 420Education on your terms/tutorialrank.com

  • FIN 420 Week 4 Individual Assignment Mutual Fund Evaluation
  • For more course tutorials visit
  • www.tutorialrank.com
  • Choose a mutual fund family such as Vanguard, American Funds, T. Rowe Price, and so forth.
  • Identify one mutual fund from that family for each of the following categories:
  • Actively managed common stock fund
  • Fixed income fund
  • Balanced fund
fin 420 education on your terms tutorialrank com 20

FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 4 Personal Finance Quiz

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1 As a stockholder of Kentucky Gas and Oil, you receive its annual report. In the financial statements, the firm reported after-tax earnings of $1,200,000 and has issued 1,500,000 shares of common stock. The stock is currently selling for $24 a share. What is the per earnings share for Kentucky Gas and Oil?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 4 Team Life Insurance Paper

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FIN 420 Week 4 Team Life Insurance Paper

Write a 1,150- to 2,000-word paper about life insurance that explains some basics to a potential purchaser.

Include the following:

Compare and contrast the various forms of life insurance.

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 4 Team Life Insurance Presentation

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FIN 420 Week 4 Team Life Insurance Presentation

Include the following:

Compare and contrast the various forms of life insurance.

Describe the provisions of life insurance policies.

Evaluate and explain the methods used to calculate life insurance needs, and

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 4 Textbook Problems

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FIN 420 Week 4 Textbook Problems

Write a 175- to 350-word response to Case 6 on p. 317 in Ch. 10 of Personal Finance.

Complete “Do the Math”, #2 on p. 344 in Ch. 11 of Personal Finance.

Complete #1, “Calculating Life Insurance Need”, on p. 376 in Ch. 12 of Personal Finance.

fin 420 education on your terms tutorialrank com 24

FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 5 DQ 1 (UOP Course)

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Life insurance is a topic many people do not like to discuss, but understanding your family’s needs and planning appropriately in the event of a premature death is also part of a comprehensive financial plan. Outlined in Ch. 10 are four methods for estimating life insurance needs. Which insurance options are most appropriate for your family situation? Based on what you have identified as most appropriate for you, do you currently have enough life insurance? If not, how can you close this gap?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 5 DQ 2 (UOP Course)

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Consider your current financial plan. Based on what you have learned about your financial goals, risk tolerance, and risk and return of various investment options, what adjustments should you make to the asset allocation of your investment portfolio? What specific actions do you need to take to make those adjustments or to establish your investment portfolio? What adjustments will you need to make to your budget and investment portfolio to include adequate insurance?

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FIN 420Education on your terms/tutorialrank.com

FIN 420 Week 5 Research and Reflect

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FIN 420 Week 5 Research and Reflect

Choose one major concept from this course.

Research this concept within the University Library.

Write a 350- to 700-word summary of your research.

Apply what you learned to your own personal or professional life.

Click the Assignment Files tab to submit your Microsoft® Word document