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Small businesses have long faced challenges in offering retirement benefits, with only 66% of employees in firms with fewer than 100 workers having access to employer-provided retirement plans. The SECURE Act 2019 and SECURE Act 2.0 have provided a solution through pooled employer plans which allow multiple small businesses to come together and offer retirement benefits. These plans are particularly beneficial because of the 100% startup cost coverage available through the SECURE 2.0 small business credit tax.<br>One of the efficient ways to manage PEPs is by leveraging cloud-based collaboration
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