What is a ‘Pro Portfolio’ and Why Does One Need It?

1. What is a ‘Pro Por,olio’ and why does one need it? Be it any subject, ac/vity, even sport, giving it a professional touch makes a world of a difference. A profes- sional is well-versed with the ni@y-griAes of the subject at hand, and can adapt, align and adjust expertly to any challenges that come their way. Inves/ng is no excep/on. While there is a lot of informa/on, /ps and advice available on how to invest, giv- ing it a professional touch can give your porEolio a real liF. What is a professional porEolio, you may ask? It is a package of investment products that enhances your returns in a bullish market and reduces the down- side in a bear market, giving you a complete package of well-managed risk and return. But how does one transform his or her simple porEolio into a ‘Pro PorEolio’? What it takes to build a Pro Por,olio? To make a professional porEolio, all you need is to start Pro porEolio. Pro porEolio is combina/on of three types of mutual funds: large-cap, flexi cap and balanced advantage funds. These three kinds of funds act as a wholesome, balanced diet for your investments. Large-cap companies are the market leaders. They are /me-tested and reliable. Thus, inves/ng in large-cap funds is considered to give rela/vely stable returns even during vola/le /mes. Flexi cap funds invest in all three market caps, giving your investments the advantage of diversity as well as flexibility. They bring to your investments the power of large caps combined with the growth opportuni/es of mid and small caps. As for balanced advantage funds, they dynamically allocate your money in both equity and debt instru- ments, nego/a/ng the fluctua/ons in each market to cut down on risks. Pro Por,olio: Why it ma:ers? One harsh reality about the stock market is that it is vola/le and ever-changing. There is no saying which side the scales of market movement will /lt. Every global and na/onal event reflects in its movements, of- ten changing its trend abruptly. Now, every fund may not perform well in every market situa/on. Very oFen, it is not the market itself, but the investors!"reac/ons to the market movements that affect the performance of a fund. Some/mes, in- vestors tend to go aggressive with their investments in a bullish market. Inversely, a bearish market may bring forth the investors!"risk aversion. These reac/ons lead to large scale buying and selling on the market, causing various funds to adjust themselves accordingly. So, is there a way of ensuring your porEolio doesn!t bear the brunt of such upheavals, and stays more or less stable even in bearish /mes? Yes. That is where having a pro porEolio helps.

2. A pro porEolio brings together the combina/on of all three funds . With its diversified approach at every step, from diversifying among market caps, to covering equity and debt markets as well, a pro porEolio gives your investments scope to strategise and adjust. If the equity markets are in hot water, your debt market investment will keep you afloat. If there is a sudden increased interest in a par/cular sector, your flexi cap investment can also be directed towards it, making the best of the opportunity. Any fric/on in the market can be mi/gated by your large cap, #stable” invest- ment. Do you really need a Pro Por,olio? While professional porEolios are par/cularly a@rac/ve for new investors who are yet to iden/fy and polish their own individual inves/ng style, they s/ll hold a lot of opportuni/es for seasoned investors as well. In /mes like these when the interna/onal geo-poli/cal situa/on is in turmoil, and is greatly affec/ng do- mes/c markets worldwide, having a pro porEolio can be helpful. No ma@er which way the market swings, your investments will have the choice and power to make the most of it. The essence of having a pro porEolio lies in its ability to be strong-rooted, flexible and balanced at the same /me. Each of these quali/es acts as a strength under different market condi/ons, making your porEolio stronger in the process. In a nutshell, having a pro porEolio is a good strategy at any point in your investment journey. The sooner you invest in it, the longer your porEolio will get to grow. You need not wait for the $right moment!; your pro porEolio will adapt itself to the current market condi/ons by itself. All you have to do is take the first step. An Investor Educa/on and Awareness Ini/a/ve of Aditya Birla Sun Life Mutual Fund. All investors have to go through a one-/me KYC (Know Your Customer) process. Investors to invest only with SEBI registered Mutual Funds. For further informa/on on KYC, list of SEBI registered Mutual Funds and redressal of complaints in- cluding details about SEBI SCORES portal, visit link: bit.ly/Birla_KYC for further details. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.