UTI Multi Asset Allocation Fund Product Presentation

1. UTI Multi Asset Allocation Fund Information Classification: UTI AMC - Private

2. Why invest in UTI Multi Asset Allocation Fund? The Fund follows a Disciplined and valuation driven Asset Allocation Strategy based on a proprietary financial model to circumvent investor‘s emotions of fear & greed With dynamic asset allocation and periodic review and rebalancing, fund focus on generating better risk adjusted returns by reducing portfolio volatility A single route access to a diversified portfolio across equity, fixed income & gold A tax - efficient way of portfolio diversification with equity taxation. Investors should consult their financial advisers if in doubt about whether the product is suitable for them. 2 Information Classification: UTI AMC - Private

3. Why Asset Allocation ? 3 Information Classification: UTI AMC - Private

4. Offers Opportunities across Asset Class Hedge against Inflation & Currency Depreciation Wealth Creation of Long Term Income Generation Fixed Income Equity Gold High Return Potential with Relatively Higher Volatility Moderate Returns & Volatility and Store of Value during Periods of Uncertainties Moderate Returns with Relatively lesser Volatility 4 Information Classification: UTI AMC - Private

5. Asset Classes behave differently across Market Events Equity Fixed Income Gold 80% 73% 63% 60% 52% 33% 40% 32% 22% 20% 19% 18% 18% 20% 11% 10% 9% 8% 6% 5% 5% 4% 3% 1% 0% E1 E2 E3 E4 E5 E6 E7 E8 E9 -20% -13% -4% -15% -17% -1% -40% -37% -52% -60% Events From To Events From 30/08/2013 07/02/2020 23/03/2020 18/01/2022 17/06/2022 To E5 Oil Price Correction E6 Covid-19 Pandemic E7Post Covid Recovery E8 Geo- Political Tension E9 Rising Interest Rates & Market Recovery 31/03/2015 23/03/2020 18/01/2022 17/06/2022 30/11/2024 E1 E2 E3 E4 Tech Bubble Meltdown Economic Growth Global Financial Crisis Post Crisis Recovery 14/02/2000 28/04/2003 10/01/2008 09/03/2009 28/04/2003 10/01/2008 09/03/2009 09/11/2010 Source : World Gold Council, NSE Indices Ltd and AMFI . Past performance may or may not be sustained in the future Data used for asset classes: Equity-NIFTY 50 TRI, Fixed Income-NIFTY 10 year benchmark G Sec, WGC Gold Rate (Unit per troy ounce) 5 Information Classification: UTI AMC - Private

6. Advantage of Asset Allocation Individual Asset Class Asset Allocation 20.0% 25.0% 18.4% 22.0% 17.4% 18.0% 20.0% 16.0% 14.4% 16.9% 13.5% 13.1% 13.1% 14.0% 14.1% 15.0% 12.0% 12.5% 10.0% 10.0% 8.0% 7.9% 5.6% 6.0% 5.0% 4.0% 2.0% 0.0% 0.0% Equity Fixed Income Gold 65E+25FI+10G 65E+10FI+25G 80E+10FI+10G Returns Standard Deviation Returns Standard Deviation Low/negative correlation between these asset classes i.e. In Last 10 years the correlation of Equity with Fixed Income is 0.09 and Gold is -0.09 Therefore, an optimal combination of Equity, Fixed Income and Gold would have generated portfolio returns closer to Equity with lower volatility Source : Data used for asset classes: Equity-NIFTY 50 TRI, Fixed Income-NIFTY 10 year benchmark G Sec, WGC Gold Rate INR (Unit per troy ounce) E-Equity, FI – Fixed Income & G-Gold. Data - June 30, 1999 to Nov 30, 2024 Past performance may or may not be sustained in the future 6 Information Classification: UTI AMC - Private

7. Asset Allocation Strategy 7 Information Classification: UTI AMC - Private

8. Proprietary Financial Model developed In-house drives the allocation across asset % of % of % of gold allocation fixed income allocation Unhedged Equity allocation @ 10%-25% 10%-25% 40%-80% Price to Earnings Ratio Gold/Equity (G/E) Ratio Indicates allocation to Gold which is based on historical trends since 1999 Residual Allocation goes to High rated Fixed Income & money market instruments • ▪ Price to Book Value Ratio Dividend Yield Yield Gap* When G/E Ratio is below mean, the allocation to Gold is Higher and vice versa • These 4 factors have high correlation with 1 year forward returns. Investment at relatively lower PE, PB ratio generates high returns in subsequent periods and vice-versa • • *Yield gap is difference of Equity Yield ( 1/I year Nifty Forward PE) and Bond Yield ( 10 Yr G Sec Yield) * Asset Allocation as per Scheme Information Document @ Unhedged equity exposure as per the proprietary financial model can be in the range of 40% to 80%, however as per SID the scheme will maintain overall minimum 65% to Equity & Equity Instrument and the difference wherever applicable will be in Arbitrage. 8 Information Classification: UTI AMC - Private

9. Financial Model : Net Equity Allocation vs P/E and P/B ratio Model based on statistical analysis of Nifty Index using Statistical Tool Proprietary Financial Model - Equity Allocation vis-a-vis P/B ratio Proprietary Financial Model - Equity Allocation vis-a-vis P/E ratio 85 24.0 85 4.50 80 80 22.0 4.00 75 75 20.0 70 70 3.50 Weights (%) 65 65 18.0 Weights (%) 60 60 3.00 16.0 55 55 2.50 50 14.0 50 45 45 2.00 12.0 40 40 35 10.0 35 1.50 Jul-14 Sep-15 Jun-21 Aug-22 Dec-17 Apr-12 Apr-20 Oct-23 Feb-11 Feb-19 May-13 Nov-16 Nov-24 Jul-14 Sep-15 Jun-21 Aug-22 Apr-20 Apr-12 Dec-17 Oct-23 May-13 Feb-11 Nov-16 Feb-19 Nov-24 Model Equity Weight Forward P/E ratio Model Equity Weight Price to Book ratio Valuation Based - P/E & P/B are Negatively Correlated thus Higher PE/PB Ratio - Less Allocation to Equity Fehruary 03,2011 to November 30, ,2024- Model Inception Date – Jan 2011, *Yield gap is difference of Equity Yield ( 1year Nifty Forward PE) and Bond Yield ( 10 Yr G Sec Yield) 9 Information Classification: UTI AMC - Private

10. Financial Model : Net Equity Allocation vs DY & Yield Gap Proprietary Financial Model - Equity Allocation vis-a-vis Yield Gap* Proprietary Financial Model - Equity Allocation vis-a-vis Dividend Yield 85 2.00 85 3.00 80 1.90 80 2.00 75 1.80 Weights (%) 75 Weights (%) 70 1.70 70 1.00 65 1.60 65 60 1.50 60 0.00 55 1.40 55 -1.00 50 1.30 50 45 1.20 45 -2.00 40 1.10 40 35 1.00 35 -3.00 Sep-15 Jun-21 Jul-14 May-13 Aug-22 Dec-17 Apr-12 Apr-20 Oct-23 Feb-11 Feb-19 Nov-16 Nov-24 Nov-16 Nov-24 Jul-14 Sep-15 Jun-21 Aug-22 Dec-17 Apr-12 Apr-20 Oct-23 May-13 Feb-11 Feb-19 Model Equity Weight Dividend Yield Model Equity Weight Yield Gap Yield Based - Dividend Yield & Yield gap are Positively Correlated thus Higher DY/Yield Gap - Higher Allocation to Equity February 03,2011 to November 30, 2024. Model Inception Date – Jan 2011, *Yield gap is difference of Equity Yield ( 1year Nifty Forward PE) and Bond Yield ( 10 Yr G Sec Yield) 10 Information Classification: UTI AMC - Private

11. Financial Model : Gold Allocation Gold / Equity Ratio 6089 2.66 2.07 Total Daily Observations Mean – GE Ratio (Long Term*) Mean – GE Ratio (Last 10 Years) 6.00 5.00 4.00 3.00 No. of Avg. Next 1Yr Returns of Gold Particulars 2.01 Observations 2.00 1.00 Gold to Equity Ratio below 2 Gold to Equity Ratio between 2 to 2.67 Gold to Equity Ratio between 2.68 to 3.50 Gold to Equity Ratio Above 3.50 1446 2099 1450 1094 19.22% 14.10% 10.10% 6.14% 0.00 Gold/Equity Ratio Mean Based on Gold/Equity Ratio the above table shows Gold Returns i.e. when the Gold/Equity ratio has been less than mean, the next 1 year returns of Gold has been considerable and vice versa. Source : World Gold Council, NSE Indices Ltd and AMFI. *Long Term Period : June 30, 1999 to November 30, 2024 Data used for asset classes: Equity-NIFTY 50 TRI, WGC Gold Rate INR/10 Grams. Past performance may or may not be sustained in the future. 11 Information Classification: UTI AMC - Private

12. Proprietary Financial Model : Model Periodic Performance Annualized Volatility CAGR Returns Fixed Income Fixed Income Model Portfolio Model Portfolio Period Gold Equity Period Gold Equity Benchmark Benchmark 1 Year 3 Years 5 Years 10 Years 1 Year 3 Years 20.87% 14.42% 15.91% 13.05% 21.49% 13.59% 16.21% 12.23% 31.39% 18.65% 16.41% 11.80% 10.16% 5.63% 5.41% 6.70% 19.84% 12.39% 14.02% 11.25% 14.29% 13.92% 2.37% 3.58% 9.52% 9.33% 8.34% 8.10% 13.95% 13.95% 5 Years 15.16% 3.84% 12.36% 12.66% 18.64% 10 Years 14.07% 4.14% 10.63% 10.71% 16.16% Relatively Superior Risk Adjusted Returns against Equity Across Time Period 3.50 3.00 2.50 2.50 1.78 2.00 1.54 1.26 1.50 1.22 0.97 0.87 0.76 1.00 0.50 0.00 1 Year 3 Years 5 Years 10 Years Portfolio Equity Data as of November 30, 2024 Source : Data used for asset classes: Equity-NIFTY 50, Fixed Income-NIFTY 10 year benchmark G Sec, WGC Gold Rate INR/10 Grams Model Analysis Inception Date – Jan 2011 Benchmark Equity - BSE 200 TRI,Fixed Income- CRISIL Composite Bond Index, Gold- UTI Gold ETF Relatively Superior Risk Adjusted Returns - Returns/Standard Deviation. Past performance may or may not be sustained in the future 12 Information Classification: UTI AMC - Private

13. Investment Strategy 13 Information Classification: UTI AMC - Private

14. Investment Strategy – Equity Portfolio Net long equity allocation will range between 40-80% Integrated Investing Combines fundamental research with market signals The strategy invests across the market cap spectrum Stock selection based on market signals • Market factor – Momentum/ Volatility • Fundamental factor – Quality/ Growth/ Value • Size factor – Large/ Mid/ Small Caps Dynamic management across the factors based on risk-reward 14 Information Classification: UTI AMC - Private

15. Investment Strategy – Fixed Income Portfolio 10-25% of the portfolio will be in debt & money market instruments Focus will be on the “Quality” and “Liquidity” of the portfolio Investments predominantly in Sovereign/ AAA/ equivalent rated issuers Portfolio duration basis interest rate scenario and outlook 15 Information Classification: UTI AMC - Private

16. UTI Multi Asset Allocation Fund 16 Information Classification: UTI AMC - Private

17. Dynamic Asset Allocation* Fixed Income Gold Equity 80 68 67 70 65 65 63 63 63 62 61 61 60 59 58 57 57 57 60 56 55 55 55 53 53 52 52 50 50 48 48 47 47 47 50 % Asset Allocation 44 40 30 24 23 23 21 20 20 19 19 19 18 20 16 16 16 15 15 15 15 15 15 15 15 14 13 13 12 11 11 11 11 11 11 11 10 0 Unhedged Equity Exposure Since Model Implementation – April 1,2022 to November 30, 2024. Source MFI Explorer The current portfolio and strategy is based on current market conditions and is subject to change. 17 Information Classification: UTI AMC - Private

18. UTI MAAF: Portfolio Statistics Fund Facts Quantitative Indicators – Fixed Income Quantitative Indicators – Equity INR 4,682 Cr 6.89% Month-end AUM YTM 1.28 Sharpe Ratio 54.9% 5.01 yrs % Net Equity Average Maturity 0.82 Beta 20.8% 3.57 yrs % Fixed Income Modified Duration 8.77% Standard Deviation 293% Portfolio Turnover 11.2% 3.71 yrs % Gold Macaulay Duration Fund BSE 200 Portfolio Composition Quantitative Facts – Equity Market Cap OCF RoCE P/B 14.08 8.09 62 Total Stock Count Large C1 R1 77% 75% 59% P/E 45.4 34.08 54% Active Share Mid C2 R2 23% 7% 26% RoE 23.61 20.07 43.4% Top-10 Holdings Small C3 R3 - 18% 15% Data as of 30 Nov 2024. The equity and fixed income exposures in the scheme have been respectively rebased to 100%. % Active share over BSE 200. P/B, P/E & RoE calculated using weighted average methodology. 18 Information Classification: UTI AMC - Private

19. UTI MAAF: Equity Portfolio Snapshot Overweight (Top 5) Company Name Trent Ltd Mahindra & Mahindra Ltd Zomato Ltd Vedanta Ltd TCS LTD. Sector Consumer Services Automobile Consumer Services Metals & Mining IT % NAV^ % AW Sector Allocation 4.52 4.13 3.04 2.33 4.59 3.58 2.32 1.91 1.87 1.87 -60.0 IT -40.0 -20.0 0.0 % NAV^ % Active Weight* 16.9 5.8 FMCG 13.3 5.9 Automobile 11.7 4.5 Consumer Services 10.0 Company Name HDFC Bank Larsen & Toubro Axis Bank State Bank of India Kotak Mahindra Bank Sector Financial Services Construction Financial Services Financial Services Financial Services Underweight (Top 5) % NAV^ % AW 6.2 Financial Services 9.9 -20.4 0.00 -0.02 -0.02 0.00 0.00 -8.53 -2.76 -2.05 -2.03 -1.63 Consumer Durables 8.5 6.0 Healthcare 8.5 3.0 Oil & Gas 5.8 -2.7 Telecom 4.3 1.2 Metals & Mining 2.3 -1.1 -1.9 Capital Goods 2.3 0.1 Chemicals 1.6 Top – 5 Holdings -0.6 Construction Materials 1.4 0.0 Services 1.3 Company Name Sector % NAV^ % AW 0.6 Textiles 0.8 -0.1 ICICI BANK LTD INFOSYS LTD. RELIANCE INDUSTRIES LTD. TATA CONSULTANCY SERVICES LTD. TRENT LIMITED Financial Services IT Oil & Gas IT Consumer Services 6.56 5.17 4.66 4.59 4.52 0.80 0.95 -0.84 1.87 3.58 Realty 0.8 -3.3 Power 0.5 -2.9 Construction 0.0 -0.1 Diversified 0.0 0.0 10.0 20.0 30.0 40.0 Data as of 30 Nov, 2024. ^The company/sector wise exposure in net equity portfolio shown above is scaled up to 100%. *% Active weight (AW) over BSE 200. For detailed portfolio visit www.utimf.com 19 Information Classification: UTI AMC - Private

20. Large Cap,Mid Cap & Small Cap Allocation Large Cap Mid Cap Small Cap 79 79 79 78 77 77 77 77 77 77 76 75 73 73 70 68 67 59 59 58 56 53 52 50 45 44 40 Currently Portfolio is tilted towards Large Cap 20 Data as on November 30, 2024 Information Classification: UTI AMC - Private

21. Performance 21 Information Classification: UTI AMC - Private

22. UTI MAAF Vs Other Asset Classes- Standard Deviation Returns (%) Returns Annualized Standard Deviation Particulars Last 1 Year (CAGR)^ Since April 2022* Since April 2022* Last 1 Year UTI Multi Asset Allocation Fund 19.67% 27.49% 8.68% 8.54% 14.13% 22.02% 10.55% 11.45% Scheme Benchmark $ Individual Asset Classes Performance 16.78% 26.81% 13.50% 14.92% Equity - BSE 200 TRI 6.71% 9.38% 2.10% 1.43% Fixed Income- CRISIL Composite Bond Index 15.45% 22.54% 12.52% 13.97% Gold– INR Market Prices of Gold Data as on November 30, 2024. Fund Performance UTI Multi Asset Allocation Fund – Regular Plan Growth Option is considered. $Benchmark: BSE 200 TRI (65%), CRISIL Composite Bond Index (25%) Price of Gold (10%) * - Since Proprietary Financial Model Implementation – April 2022 ^ Past 1 year : as on November 29, 2024 – CAGR (Greater than or Equal to 1 year Compound Annualized returns) – *Benchmark Equity - BSE 200 TRI,Fixed Income- CRISIL Composite Bond Index, Gold- Prices of Gold The current portfolio and strategy is based on current market conditions and is subject to change. 22 Past performance may or may not be sustained in the future. Information Classification: UTI AMC - Private

23. UTI Multi Asset Allocation Fund - Snapshot Fund Manager Minimum Investment Type of scheme Fund Inception Minimum amount of investment under all plans and options Minimum initial investment amount ₹ 5,000/- and in multiples of ₹ 1/- thereafter. Subsequent minimum investment under a folio is Rs.1000/- and in multiples of Re.1/- thereafter with no upper limit subject to subscription restrictions, as aforesaid. Minimum SIP Amount: The minimum amount of each investment for SIP is ₹ 500 (for Daily, Weekly and Monthly Option) and ₹ 1500 (for Quarterly Option). Sharwan Kumar Goyal* (For Equity / Gold Portion) Jaydeep Bhowal** (For Fixed Income Portion) An open ended scheme investing in equity, debt and Gold ETFs. Nov 19, 2008 Investment Objective Benchmark Asset Allocation ` BSE 200 TRI (65%), CRISIL Composite Bond Index (25%) Price of Gold (10%) The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved Indicative Allocation (% of total assets) Instruments Risk Profile Minimum Maximum Equity & equity related instruments Debt and Money Market instruments (including securitized debt)* Gold ETFs Units issued by REITs & InvITs 65% 80% Medium to High 10% 25% Low to Medium 10% 25% High 0% 10% Medium to High 23 Details as on November 30, 2024. * Managing Since Nov 2021 , ** Managing Since Oct 2024. Information Classification: UTI AMC - Private

24. About our Investment Managers Sharwan Goyal is Fund Manager and Head - Passive, Arbitrage and Quant strategies at UTI AMC. He is a CFA Charter holder from CFA Institute, USA and also holds a Post-graduate degree in Management (MMS) from Welingkar Institute of Management, Mumbai. He has over 16 years of experience in Risk Management, Equity Research, Portfolio Analysis and Fund Management at UTI AMC. He Manages 20 Scheme's in UTI in Passive strategy and Equity/Gold Portion of UTI Multi Asset Allocation Fund and Arbitrage Fund (along with Mr. Amit Sharma) Jaydeep Bhowal is Fund Manager & Vice President began his career with UTI in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. He also manages UTI Conservative Hybrid Fund, UTI Gilt Fund with 10 years Constant Duration, UTI Nifty 5yr Benchmark G-sec ETF and UTI Nifty 10yr Benchmark G-sec ETF. He is holding CA degree from ICAI and also PGDFM from Welingkar Institute of Management, Mumbai. Change in Fund Manager for Debt portion: as per Addendum No. 33/2024-25, Mr. Jaydeep Bhowal is the New Fund Manager wef 1st Oct 2024. Details as on Nov 30, 2024 24 Information Classification: UTI AMC - Private

25. Performance Track Record UTI Multi Asset Allocation FundPerformance Vs Benchmark (CAGR) as on November 30, 2024 Growth of ₹10000 Fund Performance Vs Benchmark Growth of ₹10,000/- Period Scheme Returns (%) 26.6 17.97 15.42 13.04 Scheme Returns ( ₹ ) 12660 16425.12 20499.72 71433.55 Benchmark@ (₹) AB - Nifty 50 TRI (₹) Benchmark@ (%) AB - Nifty 50 TRI (%) 1 Year 3 Years 5 Years Since Inception* 20.48 13.05 15.22 14.84 21.27 13.75 16.21 16.19 12048 14452.92 20322.53 92036.64 12127 14723.3 21211.74 111014.18 @ - Benchmark @BSE 200 TRI, CRISIL Composite Bond Index & Price of Gold, AB - Additional Benchmark, TRI - Total Return Index Different plans have a different expense structure. The performance details provided herein are of regular plan. @BSE 200 TRI, CRISIL Composite Bond Index & Price of Gold *Compounded annualized Growth Rate. The performance of the benchmark is calculated using total return index variant of the benchmark index. Mr. Sharwan Kumar Goyal (Equity/Gold Portion) managing the scheme since Nov 2021 & Mr. Jaydeep Bhowal - (Debt Portion) managing the scheme since Oct 2024. SIP Returns as on November 30, 2024 AB - Nifty 50 TRI (₹) Yield (%) Benchmark@ Yield (%) Nifty 50 TRI Fund Value (₹) Benchmark@ (₹) Period Investment Value Yield (%) Fund 120000.00 1 Year 129567.93 126700.65 126200.16 15.21 10.58 9.78 360000.00 3 Years 502982.35 455049.08 459241.72 23.01 15.85 16.5 600000.00 5 Years 964236.14 891816.16 941395.65 19.07 15.87 18.08 1900000 Since Inception* 5030228.998 5889806.764 6452533.098 11.23 12.95 13.93 Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of ₹ 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future. @ BSE 200 TRI, CRISIL Composite Bond Index & Price of Gold 25 Information Classification: UTI AMC - Private

26. Performance details of other schemes managed by the fund managers Performance details of other schemes managed by Fund manager – Mr. Sharwan Kumar Goyal Top 3 Schemes managed by the Fund Manager Returns as on November 30, 2024 1 Year (%) 3 Years (%) 5 Years (%) Managing the Fund Since Scheme Name Fund Benchmark Inception Date Fund Benchmark Fund Benchmark Fund Benchmark 04-Aug-2017 Aug 2017 Nifty Next 50 TRI UTI Nifty Next 50 ETF 47.96 48.21 20 20.18 20.66 20.83 UTI Nifty Next 50 Index Fund - Reg - Growth 28-Jun-2018 Jun 2018 Nifty Next 50 TRI 46.9 48.21 19.15 20.18 19.78 20.83 UTI Nifty 500 Value 50 Index Fund - Reg - Growth 10-May-2023 May 2023 Nifty 500 Value 50 TRI 43.23 44.48 -- -- -- Bottom 3 Schemes Managed by the Fund Manager Returns as on November 30, 2024 Managing the Fund Since 1 Year (%) 3 Years (%) 5 Years (%) Scheme Name Fund Benchmark Inception Date Fund Benchmark Fund Benchmark Fund Benchmark 22-Jun-2006 Jul 2018 UTI Arbitrage Fund - Growth Nifty 50 Arbitrage Index 7.68 7.49 6.11 6.43 5.32 5.14 UTI Silver ETF Fund of Fund - Reg - Growth 21 Apr 2023 Apr 2023 Domestic price of Silver 16.43 17.07 -- -- -- -- Sep 2020 01-Sep-2020 UTI Nifty Bank ETF Nifty Bank TRI 17.91 18.07 14.24 14.36 -- -- a. b. c. d. e. Mr. Sharwan Goyal manages 24 open-ended schemes of UTI Mutual Fund. Top 3 and Bottom 3 funds has been selected on the basis of last 1 year returns of the scheme. Period during which the scheme’s performance has been provided is computed based on the last day of the month end preceding the date of advertisement. Different plans shall have different expense structures. Compounded annualized performance of Regular – Growth Option as on November 30, is given. Past performance may or may not be sustained in the future. The loads have not been taken into account. 26 Information Classification: UTI AMC - Private

27. Performance details of other schemes managed by the fund managers Performance details of other schemes managed by Fund manager – Mr. Jaydeep Bhowal Managing the Fund Since 1 Year (%) 3 Years (%) 5 Years (%) Scheme Name Fund Benchmark Inception Date Fund Benchmark Fund Benchmark Fund Benchmark NIFTY 50 Hybrid Composite Debt 15:85 Index UTI Conservative Hybrid Fund (Debt Portion)* UTI Gilt Fund with 10 year Constant Duration 16-Dec -2003 Apr- 2023 8.53 14.44 10.96 8.89 7.25 9.93 Aug-2022 10.42 -- -- -- 9.86 -- CRISIL 10 Year Gilt Index 03-Aug-2022 UTI Nifty 10yr Benchmark G- Sec ETF 29-Jan- 2024 Jan-2024 CRISIL 10yr Gilt Index -- -- -- -- -- -- UTI Nifty 5yr Benchmark G-Sec ETF 29-Jan- 2024 Jan-2024 CRISIL 10yr Gilt Index -- -- -- -- -- -- Returns as on November 30, 2024 a. b. c. d. e. Mr. Jaydeep Bhowal manages 5 open-ended schemes of UTI Mutual Fund. Period during which the scheme’s performance has been provided is computed based on the last day of the month end preceding the date of advertisement. Different plans shall have different expense structures. Compounded annualized performance of Regular – Growth Option as on Nov 30, 2024 is given. Past performance may or may not be sustained in the future. The loads have not been taken into account. 27 Information Classification: UTI AMC - Private

28. Product Label This product is suitable for investors who are seeking* Riskometer of Fund# Riskometer of Benchmark Name of the Scheme Nifty Next 50 TRI UTI Nifty Next 50 Index Fund (An open-ended scheme replicating/tracking the Nifty Next 50 Index) • Capital growth in tune with the index returns • Passive investment in equity instruments comprised in Nifty Next 50 Index Nifty Next 50 TRI UTI Nifty Next 50 ETF (An open ended scheme replicating / tracking Nifty Next 50 Index) • Long term investment. • Investment in securities covered by Nifty Next 50 Index Nifty 500 Value 50 TRI UTI Nifty 500 Value 50 Index Fund (An open ended scheme replicating/tracking the Nifty 500 Value 50 Index) • Capital growth in tune with the index returns • Passive investment in equity instruments comprised in Nifty 500 Value 50 Index *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending November 30, 2024. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://www.utimf.com/downloads 28 Information Classification: UTI AMC - Private

29. Product Label This product is suitable for investors who are seeking* Riskometer of Fund# Riskometer of Benchmark Name of the Scheme Nifty 50 Arbitrage Index • Capital appreciation over medium to long term • Takes advantage of arbitrage opportunities in cash and derivative market without taking any directional/ unhedged position in either equity or derivative instruments UTI Arbitrage Fund (An open ended scheme investing in arbitrage opportunities) Domestic Price of Silver UTI Silver ETF FoF [An open-ended Fund of Fund Scheme investing in UTI Silver Exchange Traded Fund (UTI Silver ETF)] • Long term capital growth • Returns that are commensurate with the performance of UTI Gold ETF through investment in units of UTI Gold ETF Nifty Bank TRI UTI Nifty Bank ETF (An open-ended scheme replicating/tracking the Nifty Bank Index) • Long term capital growth • Returns that are commensurate with the performance of UTI Silver ETF through investment in units of UTI Silver ETF *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending November 30, 2024. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://www.utimf.com/downloads 29 Information Classification: UTI AMC - Private

30. Product Label This product is suitable for investors who are seeking* Riskometer of Fund# Riskometer of Benchmark Name of the Scheme Nifty 50 Hybrid Composite Debt 15:85 Index • Long-term capital appreciation and regular income over medium-term • Investment in equity instruments (maximum 25%) and fixed income securities (debt and money market securities) UTI Conservative Hybrid Fund (An open ended hybrid scheme investing predominantly in debt instruments) CRISIL 10 Year Gilt Index UTI Gilt Fund with 10 year Constant Duration (An open ended debt scheme investing in government securities having a constant maturity of 10 years. Relatively High Interest rate risk and Relatively Low Credit Risk) • Reasonable income over long term • Investment in government securities having a constant maturity of 10 years Nifty 10 yr Benchmark G- Sec Index UTI Nifty 10yr Benchmark G-Sec ETF (An open-ended scheme replicating/tracking the Nifty 10 yr Benchmark G-Sec Index. A Relatively High Interest Rate Risk and Relatively low Credit Risk) • Long term capital appreciation • Investment in securities covered by Nifty 10 yr Benchmark G-Sec Index *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending November 30, 2024. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://www.utimf.com/downloads 30 Information Classification: UTI AMC - Private

31. Product Label This product is suitable for investors who are seeking* Riskometer of Fund# Riskometer of Benchmark Name of the Scheme Nifty 5 yr Benchmark G- Sec Index UTI Nifty 5yr Benchmark G-Sec ETF (An open-ended scheme replicating/tracking the Nifty 5 yr Benchmark G-Sec Index. A Relatively High Interest Rate Risk and Relatively low Credit Risk.) • Long term capital appreciation • Investment in securities covered by Nifty 5 yr Benchmark G-Sec Index *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending November 30, 2024. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://www.utimf.com/downloads 31 Information Classification: UTI AMC - Private

32. Potential Risk Class Matrix Credit Risk → Relatively Low (Class A) Moderate (Class B) Relatively High (Class C) Interest Rate Risk ↓ Relatively Low (Class I) A-I - B-I C-I - - Moderate (Class II) A-II - B-II - C-II - UTI Gilt Fund with 10 year Constant Duration UTI Nifty 5 yr G-sec Benchmark ETF UTI Nifty 10 yr Benchmark G- Sec ETF Relatively High (Class III) A-III B-III - C-III - 32 Information Classification: UTI AMC - Private

33. Disclaimer REGISTERED OFFICE: UTI Tower, ‘GN’ Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. Phone: 022 – 66786666. UTI Asset Management Company Ltd (Investment Manager for UTI Mutual Fund) Email: invest@uti.co.in. (CIN-L65991MH2002PLC137867). For more information, please contact the nearest UTI Financial Centre or your AMFI/NISM certified UTI Mutual Fund Independent Financial Advisor (IFA) for a copy of the Statement of Additional Information, Scheme Information Document, and Key Information Memorandum cum Application Form. Disclaimers: The information on this document is provided for information purposes only. It does not constitute any offer, recommendation, or solicitation to any person to enter into any transaction or adopt any hedging, trading, or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. Users of this document should seek advice regarding the appropriateness of investing in any securities, financial instruments, or investment strategies referred to in this document and should understand that statements regarding future prospects may not be realized. The recipient of this material is solely responsible for any action taken based on this material. Opinions, projections, and estimates are subject to change without notice. UTI AMC Ltd is not an investment adviser and is not purporting to provide you with investment, legal, or tax advice. UTI AMC Ltd or UTI Mutual Fund (acting through UTI Trustee Company Pvt. Ltd) accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental, or consequential loss or damage) from your use of this document, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this document, its contents or associated services, or due to any unavailability of the document or any part thereof or any contents or associated services. The fund Strategy shown is subject to change with respect to peer-set and benchmark. Limits mentioned are internal prudential norms. For asset allocation and related details, please refer to the Scheme Information Document of the respective schemes. All complaints, regarding UTI Mutual Fund can be directed towards service@uti.co.in and for any unsatisfactory or lack of response visit https://scores.sebi.gov.in/ (SEBI SCORES portal) and /or visit https://smartodr.in/ (Dispute Resolution Portal) Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. 33 Information Classification: UTI AMC - Private