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Injured in Houston? Trust Chelsie King Garza, P.C., a dedicated Houston personal injury attorney, to fight for your rights and maximize your compensation with personalized legal support and proven results in car accidents, medical malpractice, and serious injury cases.
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Key Texas Laws Every Houston Driver Should Know After an Accident Understanding your legal rights and responsibilities can make all the difference when navigating the aftermath of a car accident in Houston.
Texas Is a "Fault" State for Car Accidents Unlike no-fault states, Texas operates under a fault-based system. This means the driver responsible for causing the accident is liable for damages. You have three options for seeking compensation: • File a claim with the at-fault driver's insurance • File a claim with your own insurance (if applicable) • Pursue a personal injury lawsuit A qualified Houston Auto Accident Attorney can help you navigate these options and determine the best path forward.
Texas Modified Comparative Negligence Rule 51% Bar Rule Reduced Recovery You can only recover damages if you're found to be 50% or less at fault for the accident. Your compensation is reduced by your percentage of fault. If you're 20% at fault, you receive 80% of damages. Complete Bar If you're 51% or more responsible, you cannot recover any compensation from other parties.
Mandatory Insurance Requirements in Texas Texas law requires all drivers to carry minimum liability insurance coverage to legally operate a vehicle on public roads. $30K $60K $25K Bodily Injury Total Bodily Injury Property Damage Per person in an accident Per accident for all injured parties Per accident for vehicle and property damage These minimums often fall short of covering serious accidents. Consider additional coverage to protect yourself financially.
Texas Statute of Limitations 01 02 Two-Year Window Evidence Preservation You have exactly two years from the date of the accident to file a personal injury lawsuit in Texas courts. Acting quickly helps preserve critical evidence, witness testimony, and accident scene documentation. 03 Legal Consultation Don't wait until the deadline approaches. Consult a Houston Personal Injury Attorney as soon as possible. Missing this deadline typically means losing your right to pursue compensation permanently, regardless of how strong your case may be.
Contact Us for Expert Legal Guidance Chelsie Garza Law If you've been injured in a car accident in Houston, don't navigate the complex legal system alone. Our experienced team is here to protect your rights and fight for the compensation you deserve. 📞 Phone: 713-893-8808 📍 Address:3663 N. Sam Houston Parkway East6th Floor #200Houston, Texas 77032